What Type of Car Insurance Should I Buy?

Auto insurance is a necessary part of car ownership. The only way to avoid auto insurance is to stop driving, which is something most people are not willing to do. Nevertheless, there are many ways to save on car insurance, and not all policies are created equal. By matching your habits and needs with the…

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Why is State Farm Insurance So Big?

Far and away, State Farm is the biggest insurance company in the country. It currently holds over 18% of the market share, which makes it nearly double the second-largest company, Allstate, which holds 10%. No other competitor holds a share in the double digits. Although other insurers have attempted to bridge the gap, State Farm…

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Who Has the Best Vanishing Deductible Policy?

Many car insurance companies have begun to offer deductible reduction programs, but two of the best-known providers with that option are Allstate and Nationwide. On the surface, both companies appear to be offering very similar products. Once you research them, however, differences become more evident. If you’re considering buying insurance from one of these companies,…

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How much is car insurance for a 19-year-old? (Rates + Discounts)

How much is car insurance for a 19-year-old? On average, 19-year-olds pay $431 per month or $5,177 annually for car insurance. Determining the price of coverage in advance will enable you to budget accordingly. It will also help you compare quotes to find the best possible rates. Can a 19-year-old get car insurance to begin…

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Should Insurance Companies Stop Using Credit Scores?

A person’s driving history isn’t the only thing that insurance companies base rates upon. Some things that factor into an insurance quote are completely outside of the driver’s control. Location, type of vehicle, gender and marital status all affect premiums. In most states, insurers also assess the insured’s credit score. A bill has recently been…

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Will Telemetrics Change the Way Car Insurance is Priced?

Usage-based auto insurance is the newest technological innovation to sweep the industry. Although pay-as-you-go auto insurance has existed for a few years in some states, it’s only recently become mainstream thanks to improvements in wireless communication and GPS tracking. Telemetrics programs are on-board computers that monitor and report a driver’s habits, including mileage, speed and…

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How hard is it to buy car insurance for the first time?

Buying car insurance can be daunting for a first-time car owner. Whether you’re transitioning from a parent’s policy onto your own or getting insured for the first time, buying insurance as a young driver poses a unique set of challenges. Fortunately, it’s not difficult to get car insurance, and new technologies make insuring your vehicle…

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Will car insurance cover a stolen catalytic converter?

Is catalytic converter theft covered by insurance? Is there a specific type of catalytic converter car insurance? If your catalytic converter was stolen recently, wait before buying a replacement because your car insurance company can help you. Comprehensive coverage pays for catalytic converter theft. How much you pay for comprehensive coverage depends on the vehicle…

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Who offers the best pay-as-you-go car insurance?

Pay-as-you-go car insurance is a reasonably new phenomenon, but it’s gaining in popularity as environmentally-conscious and budget-savvy drivers search for new ways to lower the cost of their insurance. Who offers the best pay-as-you-go car insurance (or “pay-as-you-go insurance”)? Many insurers are now offering these programs, and they can be the right choice for some…

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