Can I get car insurance after a gap in coverage?

If you have allowed your car insurance coverage to lapse, you could be in for some unpleasant surprises when you try to obtain a new car insurance policy. In order to understand the potential consequences of a car insurance lapse, you should be familiar with your state’s rules for lapsed insurance and what car insurance…

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Can I buy car insurance without a driver’s license?

Car insurance is primarily designed to pay for damage to the vehicle it insures as well as any damage that vehicle may cause. This means that car insurance coverage follows the vehicle rather than the driver. If you do not have a vehicle, you may not need to buy auto insurance. However, there are some…

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Will my car insurance policy cover a hit and run?

Yes! Under several different sets of circumstances, a vehicle owner can file an auto insurance claim for a hit and run accident. A hit and run is damaged caused by an unknown vehicle (or person) who left the scene of the accident. The first type of auto insurance claim would be one involving the vehicle…

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Do you need car insurance to drive?

For car owners, buying an insurance policy is part of life. Just like rent and groceries, car insurance is an avoidable expense if you own your own vehicle. Not every adult in the country does own a car, however, and people without cars may wonder if they need to purchase an auto insurance policy to…

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How much is Full Coverage Car Insurance?

Car insurance is an unavoidable expense. Everyone who owns a vehicle is required to purchase insurance for that vehicle to cover any damages that they may cause while driving it. Although basic liability coverage is the only insurance required by law, many people carry full coverage insurance to protect their vehicles against damage. Before purchasing…

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What Credit Score is Needed for a Car Loan?

If you are trying to buy a new or slightly-used car, chances are you will need an automobile loan. Few people have the cash to pay for a new car when the average price is over $30,000, according to Forbes magazine. If you have to borrow money to pay for a car, it is important…

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Does car insurance cover stolen items?

For some people, cars are more than a mode of transportation; they’re an extension of a person’s home. People spend a lot of time in their vehicles, and most cars have a wide variety of items stored in them at least some of the time. From iPods and laptops to groceries, spare clothes and sporting…

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Will my credit card provide rental car insurance?

If you travel a lot, you probably find yourself renting vehicles quite often. Even if you’re not a frequent traveler, you may some day need to rent a car for a vacation, business trip or a substitute while your own car is in the shop. Before renting a car, you need to make sure that…

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Does Car Insurance Cover Transmission Damage?

Car insurance companies determine which damages to cover based upon what caused the damages, not the nature of the damages themselves. Nearly any part of a vehicle can be repaired or replaced by insurance if that part was damaged during a covered accident or other loss. This includes obvious elements, like body panels, but it…

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Do city drivers pay more for car insurance?

Rural drivers and city drivers face different challenges and risks. The cost of insurance will vary from one individual to the next, but in general, people who live in the country will have lower rates than people who live in a large city. There are many reasons for this, and understanding the specific risks inherent…

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