What is Temporary Car Insurance?

Temporary car insurance is a type of auto insurance policy that has a limited coverage period. Technically, all car insurance is temporary auto insurance, but the term “temporary insurance” generally refers to a specific type of short-term policy sold by some companies. Who is Temporary Car Insurance good for? Temporary insurance is very useful for…

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Five Common Car Insurance Myths

There’s a lot of misinformation circulating among auto insurance consumers. Insurance is a complex topic, and many factors influence the cost of premiums or how claims will be handled. This means that even if your friends or family are well-meaning, they may give you inaccurate information. Rumors also circulate on the Internet and other sources,…

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How much does Driving School lower car insurance rates?

In order to obtain a basic driver’s license, an individual must undergo some sort of driver’s education course and complete a driving test. For most people, this occurs when they’re 16, although some states extend the driver’s education process with an additional step so that drivers do not get unrestricted licenses until age 18. Nevertheless,…

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How much does car insurance cost with a DUI?

Driving under the influence is one of the most dangerous activities that people partake in on any given day. Auto accidents are one of the leading causes of deaths for young people, and as many as half of fatal car accidents are caused by drunk driving. In order to curb these fatalities and reduce the…

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How much does Full Coverage Auto Insurance cost?

Determining the cost of an insurance policy in advance is surprisingly difficult. Auto insurance premiums are based on a wide variety of variables, and no two people will pay exactly the same amount for car insurance. This is because insurance companies determine the cost of a policy by assessing an individual driver’s likelihood of being…

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How much is car insurance in California?

Car insurance premiums vary from one state to the next due to a number of factors. Insurance companies gather statistical information about drivers in various areas and provide rates based upon this information. Although the average cost of premiums in an area may be higher or lower than surrounding states, an individual driver’s history is…

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Does Car Insurance Cover the Car or the Driver?

When purchasing auto insurance, it’s important to understand what you’re getting and how it works. Understanding the way that your coverages are applied to the loss is the first step in ensuring that you get the protection that you need. It will also help guide your decisions about who you allow to drive your vehicles…

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Do car insurance companies offer Federal Employee Discounts?

Government employees have multiple benefits available to them. In addition to comfortable benefits packages from their employers, they also qualify for discounts from many different types of companies. From restaurants to hotels and car rental companies, many places offer discounts to military personnel and federal employees. Some car insurance companies offer these discounts as well….

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Should I raise my car insurance deductible?

Many variables in car insurance premiums are beyond your control. Once you’ve been in an accident, there’s little you can do to reduce the cost of your insurance until the accident drops off of your driving record. Insurance companies also determine rates based on a number of statistical factors that are predetermined: age, marital status,…

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Does car insurance cover a flat tire? (Coverage Options)

Had a flat tire recently? It’s difficult to think of a more annoying and frustrating experience when you’re driving, especially if you’re in a hurry. So what do you do when you’ve had a flat? Does insurance cover flat tires? If so, is the repair covered by your existing policy? Or do you need to…

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