Will my car insurance cover my boyfriend?

Yes! If your boyfriend is a licensed driver and has your permission to use your car, he generally would be covered under your auto insurance. He should also be of legal age, as special rules apply to underage drivers in many states. Auto insurance policies generally cover the named insured and is issued in the…

→ Read More

Do I need car insurance with a Learner’s Permit?

Learning to drive is a major stepping stone in life, opening one of the first gateways to adulthood. Most drivers begin driving between 15 and 16, and must go through a transitional period with a learner’s permit before obtaining a full driver’s license. Laws vary from one state to the next, but generally new drivers…

→ Read More

Can my car insurance be in my parent’s name?

Car insurance is often the first major bill a teenager or young adult takes on independently. Unfortunately, rates for teen drivers are higher than any other age group. This leads many teens to ask, “Can my car insurance be in my parent’s name?” and, “If my parents own my car, whose name is on the…

→ Read More

Can I add my stepdaughter to my car insurance policy?

When you purchase a new vehicle, you need to put insurance on that car. For the most part, car insurance follows the vehicle rather than the driver. This means that as long as a person has permission to drive the car, any accidents occurring in that vehicle will be covered regardless of if that person…

→ Read More

Will a minor speeding ticket affect my car insurance rates?

If you have gotten a speeding ticket, you may be very worried that your car insurance rates will increase. Depending on the type and severity of the ticket, however, you may not have anything to worry about. Some tickets actually do not raise your insurance rates at all; others can have a significant impact. The…

→ Read More

Will a texting and driving ticket increase my car insurance?

If you receive a ticket for texting while driving, you can pretty much bet your car insurance rates will go up. Distracted driving laws are popping up all over the country; laws that include texting while driving as one of the activities that constitutes distraction. In addition, it has become one of the newest causes…

→ Read More