Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Cedar Bluff, AL for senior drivers are $1,891/year
  • The cheapest car insurance company in Cedar Bluff after a DUI is USAA
  • The cheapest car insurance company in Cedar Bluff for teen drivers is USAA

Average car insurance rates in Cedar Bluff, Alabama are $300 a month. But with a little research you can get a great deal from the top car insurance companies in Cedar Bluff, AL. Before you buy Cedar Bluff, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Cedar Bluff car insurance rates with Montgomery car insurance rates, Birmingham car insurance rates, or Madison car insurance rates to make sure you’re getting the best Cedar Bluff, AL car insurance quotes available.

Need affordable Cedar Bluff, AL car insurance? Enter your ZIP code to compare Cedar Bluff car insurance quotes from multiple car insurance companies near you.

Cedar Bluff, AL Minimum Car Insurance Coverage

Cedar Bluff, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Cedar Bluff, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cedar Bluff, AL Car Insurance Rates by Coverage Level

Some Cedar Bluff drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Cedar Bluff, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Cedar Bluff, Alabama

Insurance Company Low Medium High
Allstate $2,990 $3,105 $3,237
Farmers $3,807 $3,968 $4,278
GEICO $2,613 $2,811 $3,048
Liberty Mutual $5,132 $5,339 $5,619
Nationwide $2,532 $2,529 $2,590
Progressive $3,449 $3,798 $4,196
State Farm $4,130 $4,341 $4,571
Travelers $4,134 $4,438 $4,479
USAA $1,905 $1,965 $2,056

Cedar Bluff, AL Car Insurance Rates by Age, Gender, and Marital Status

Cedar Bluff, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Cedar Bluff, AL car insurance, get quotes from multiple car insurance companies in the Cedar Bluff area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cedar Bluff, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,890 $1,804 $1,713 $1,746 $6,495 $6,971 $2,112 $2,157
Farmers $2,313 $2,297 $2,069 $2,192 $8,813 $9,071 $2,635 $2,752
GEICO $2,034 $2,021 $1,927 $1,978 $5,284 $5,207 $2,142 $2,000
Liberty Mutual $3,136 $3,389 $2,566 $2,870 $11,371 $12,648 $3,350 $3,578
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,065 $1,944 $1,692 $1,797 $8,483 $9,496 $2,427 $2,610
State Farm $2,696 $2,696 $2,424 $2,424 $7,985 $10,003 $3,041 $3,510
Travelers $1,754 $1,783 $1,641 $1,636 $9,475 $14,948 $1,655 $1,911
USAA $1,231 $1,250 $1,149 $1,126 $3,657 $4,056 $1,603 $1,729

Cedar Bluff, AL Car Insurance Rates for Teens

How much is Cedar Bluff, Alabama car insurance for teens? Compare rates from top Cedar Bluff car insurance companies below to help find the cheapest teen car insurance in Cedar Bluff, AL.

Annual Car Insurance Rates for Teen Drivers in Cedar Bluff, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,495 $6,971
Farmers $8,813 $9,071
GEICO $5,284 $5,207
Liberty Mutual $11,371 $12,648
Nationwide $4,394 $5,642
Progressive $8,483 $9,496
State Farm $7,985 $10,003
Travelers $9,475 $14,948
USAA $3,657 $4,056

Cedar Bluff, AL Car Insurance Rates for Seniors

Before seniors buy Cedar Bluff, Alabama car insurance, they should make sure to shop around. Some Cedar Bluff, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Cedar Bluff, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,713 $1,746
Farmers $2,069 $2,192
GEICO $1,927 $1,978
Liberty Mutual $2,566 $2,870
Nationwide $1,523 $1,574
Progressive $1,692 $1,797
State Farm $2,424 $2,424
Travelers $1,641 $1,636
USAA $1,149 $1,126

Cedar Bluff, AL Car Insurance Rates by Credit History

How does your credit history affect Cedar Bluff, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Cedar Bluff, Alabama

Insurance Company Poor Fair Good
Allstate $3,847 $3,018 $2,468
Farmers $4,508 $3,873 $3,671
GEICO $3,592 $2,562 $2,318
Liberty Mutual $7,687 $4,707 $3,696
Nationwide $3,075 $2,402 $2,174
Progressive $4,308 $3,690 $3,446
State Farm $7,048 $3,569 $2,425
Travelers $4,745 $4,113 $4,193
USAA $2,655 $1,728 $1,543

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Cedar Bluff, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Cedar Bluff, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Cedar Bluff.

Annual Cedar Bluff, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,652 $3,120 $3,682 $2,989
Farmers $3,380 $4,368 $4,261 $4,062
GEICO $1,912 $3,060 $3,769 $2,555
Liberty Mutual $4,206 $5,854 $5,729 $5,665
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,450 $4,330 $3,694 $3,784
State Farm $3,936 $4,850 $4,302 $4,302
Travelers $3,620 $3,800 $5,565 $4,417
USAA $1,520 $1,908 $2,828 $1,644

Cedar Bluff, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Cedar Bluff, AL car insurance rates. Compare rates below to see which Cedar Bluff car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Cedar Bluff, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,682
Farmers $4,261
GEICO $3,769
Liberty Mutual $5,729
Nationwide $3,238
Progressive $3,694
State Farm $4,302
Travelers $5,565
USAA $2,828

Cedar Bluff, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Cedar Bluff, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Cedar Bluff companies based on commute time.

Annual Car Insurance Rates by Commute Length in Cedar Bluff, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,111 $3,111
Farmers $4,018 $4,018
GEICO $2,773 $2,875
Liberty Mutual $5,363 $5,363
Nationwide $2,550 $2,550
Progressive $3,814 $3,814
State Farm $4,244 $4,450
Travelers $4,350 $4,350
USAA $1,885 $2,065

Cedar Bluff, AL Cheapest Car Insurance Rates

How do the top Cedar Bluff, Alabama car insurance companies’ average rates stack up against the Cedar Bluff average monthly car insurance rates of $300? Take a look and see.

Best Annual Car Insurance Rates by Company in Cedar Bluff, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cedar Bluff, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Cedar Bluff, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Cedar Bluff, Alabama

Insurance Company Average Annual Rates
Allstate $3,111
Farmers $4,018
GEICO $2,824
Liberty Mutual $5,363
Nationwide $2,550
Progressive $3,814
State Farm $4,347
Travelers $4,350
USAA $1,975

Other Factors Affecting Cedar Bluff, AL Car Insurance Rates

Before you buy Cedar Bluff, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Cedar Bluff, AL Commute Time

How does your Cedar Bluff, AL commute time compare with the average driver? In Cedar Bluff, the average commute is 24.6 minutes.

Cedar Bluff, AL Car Insurance Quotes

Compare Cedar Bluff, AL car insurance quotes from multiple companies by entering your ZIP code now.