Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Central Heights-Midland City for teen drivers is GEICO
  • Average car insurance rates in Central Heights-Midland City, AZ for senior drivers are $1,989/year
  • Average car insurance rates in Central Heights-Midland City, AZ are $287/month

Average car insurance rates in Central Heights-Midland City, Arizona are $287 a month. But with a little research you can get a great deal from the top car insurance companies in Central Heights-Midland City, AZ. Before you buy Central Heights-Midland City, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Central Heights-Midland City car insurance rates with Gilbert car insurance rates, Tempe car insurance rates, or Surprise car insurance rates to make sure you’re getting the best Central Heights-Midland City, AZ car insurance quotes available.

Need affordable Central Heights-Midland City, AZ car insurance? Enter your ZIP code to compare Central Heights-Midland City car insurance quotes from multiple car insurance companies near you.

Central Heights-Midland City, AZ Minimum Car Insurance Coverage

Central Heights-Midland City, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Central Heights-Midland City, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Central Heights-Midland City, AZ Car Insurance Rates by Coverage Level

Some Central Heights-Midland City drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Central Heights-Midland City, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Central Heights-Midland City, Arizona

Insurance Company Low Medium High
Allstate $4,335 $4,592 $4,785
American Family $3,641 $3,901 $3,797
Farmers $3,627 $4,301 $4,847
GEICO $2,070 $2,452 $2,740
Nationwide $3,202 $3,338 $3,390
Progressive $2,844 $3,238 $3,476
State Farm $3,527 $3,994 $4,260
Travelers $2,311 $2,615 $2,801
USAA $2,719 $2,996 $3,150

Central Heights-Midland City, AZ Car Insurance Rates by Age, Gender, and Marital Status

Central Heights-Midland City, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Central Heights-Midland City, AZ car insurance, get quotes from multiple car insurance companies in the Central Heights-Midland City area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Central Heights-Midland City, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,210 $3,210 $3,119 $3,119 $7,096 $9,259 $3,611 $3,939
American Family $2,510 $2,510 $2,305 $2,305 $6,583 $8,559 $2,510 $2,955
Farmers $2,285 $2,290 $2,030 $2,156 $9,806 $10,207 $2,593 $2,698
GEICO $1,636 $1,836 $1,369 $1,745 $4,754 $5,043 $1,495 $1,488
Nationwide $2,230 $2,274 $1,993 $2,113 $5,486 $7,030 $2,572 $2,781
Progressive $1,771 $1,556 $1,591 $1,512 $7,200 $8,046 $1,908 $1,906
State Farm $2,400 $2,400 $2,119 $2,119 $7,338 $9,204 $2,581 $3,255
Travelers $1,641 $1,723 $1,522 $1,615 $4,688 $5,866 $1,733 $1,820
USAA $1,631 $1,639 $1,520 $1,544 $5,987 $6,867 $2,146 $2,305

Central Heights-Midland City, AZ Car Insurance Rates for Teens

How much is Central Heights-Midland City, Arizona car insurance for teens? Compare rates from top Central Heights-Midland City car insurance companies below to help find the cheapest teen car insurance in Central Heights-Midland City, AZ.

Annual Car Insurance Rates for Teen Drivers in Central Heights-Midland City, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,096 $9,259
American Family $6,583 $8,559
Farmers $9,806 $10,207
GEICO $4,754 $5,043
Nationwide $5,486 $7,030
Progressive $7,200 $8,046
State Farm $7,338 $9,204
Travelers $4,688 $5,866
USAA $5,987 $6,867

Central Heights-Midland City, AZ Car Insurance Rates for Seniors

Before seniors buy Central Heights-Midland City, Arizona car insurance, they should make sure to shop around. Some Central Heights-Midland City, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Central Heights-Midland City, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,119 $3,119
American Family $2,305 $2,305
Farmers $2,030 $2,156
GEICO $1,369 $1,745
Nationwide $1,993 $2,113
Progressive $1,591 $1,512
State Farm $2,119 $2,119
Travelers $1,522 $1,615
USAA $1,520 $1,544

Central Heights-Midland City, AZ Car Insurance Rates by Credit History

How does your credit history affect Central Heights-Midland City, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Central Heights-Midland City, Arizona

Insurance Company Poor Fair Good
Allstate $5,871 $4,160 $3,680
American Family $4,755 $3,537 $3,047
Farmers $4,852 $4,060 $3,863
GEICO $3,329 $2,181 $1,752
Nationwide $3,980 $3,172 $2,778
Progressive $3,558 $3,103 $2,898
State Farm $7,191 $2,812 $1,778
Travelers $3,136 $2,558 $2,035
USAA $3,892 $2,715 $2,258

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Central Heights-Midland City, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Central Heights-Midland City, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Central Heights-Midland City.

Annual Central Heights-Midland City, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,666 $4,623 $5,255 $4,739
American Family $2,667 $4,197 $5,155 $3,100
Farmers $3,600 $4,637 $4,524 $4,273
GEICO $1,876 $2,528 $3,403 $1,876
Nationwide $2,801 $2,943 $4,361 $3,134
Progressive $2,814 $3,693 $2,971 $3,266
State Farm $3,577 $4,277 $3,927 $3,927
Travelers $2,068 $2,683 $2,982 $2,570
USAA $2,153 $3,074 $4,061 $2,532

Central Heights-Midland City, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Central Heights-Midland City, AZ car insurance rates. Compare rates below to see which Central Heights-Midland City car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Central Heights-Midland City, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,255
American Family $5,155
Farmers $4,524
GEICO $3,403
Nationwide $4,361
Progressive $2,971
State Farm $3,927
Travelers $2,982
USAA $4,061

Central Heights-Midland City, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Central Heights-Midland City, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Central Heights-Midland City companies based on commute time.

Annual Car Insurance Rates by Commute Length in Central Heights-Midland City, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,570 $4,570
American Family $3,743 $3,817
Farmers $4,258 $4,258
GEICO $2,380 $2,462
Nationwide $3,310 $3,310
Progressive $3,186 $3,186
State Farm $3,830 $4,024
Travelers $2,576 $2,576
USAA $2,923 $2,987

Central Heights-Midland City, AZ Cheapest Car Insurance Rates

How do the top Central Heights-Midland City, Arizona car insurance companies’ average rates stack up against the Central Heights-Midland City average monthly car insurance rates of $287? Take a look and see.

Best Annual Car Insurance Rates by Company in Central Heights-Midland City, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Central Heights-Midland City, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Central Heights-Midland City, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Central Heights-Midland City, Arizona

Insurance Company Average Annual Rates
Allstate $4,570
American Family $3,780
Farmers $4,258
GEICO $2,421
Nationwide $3,310
Progressive $3,186
State Farm $3,927
Travelers $2,576
USAA $2,955

Other Factors Affecting Central Heights-Midland City, AZ Car Insurance Rates

Before you buy Central Heights-Midland City, Arizona car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Central Heights-Midland City, AZ Commute Time

How does your Central Heights-Midland City, AZ commute time compare with the average driver? In Central Heights-Midland City, the average commute is 20.5 minutes.

Central Heights-Midland City, AZ Car Insurance Quotes

Compare Central Heights-Midland City, AZ car insurance quotes from multiple companies by entering your ZIP code now.