Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The annual number of car thefts in Chandler is 317.
  • The cheapest car insurance company in Chandler after a DUI is Progressive
  • Average car insurance rates in Chandler, AZ for senior drivers are $2,338/year

Average car insurance rates in Chandler, Arizona are $340 a month. But with a little research you can get a great deal from the top car insurance companies in Chandler, AZ. Before you buy Chandler, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Chandler car insurance rates with Glendale car insurance rates, Phoenix car insurance rates, or Tempe car insurance rates to make sure you’re getting the best Chandler, AZ car insurance quotes available.

Need affordable Chandler, AZ car insurance? Enter your ZIP code to compare Chandler car insurance quotes from multiple car insurance companies near you.

Chandler, AZ Minimum Car Insurance Coverage

Chandler, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Chandler, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Chandler, AZ Car Insurance Rates by Coverage Level

Some Chandler drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Chandler, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Chandler, Arizona

Insurance Company Low Medium High
Allstate $4,936 $5,291 $5,562
American Family $4,202 $4,513 $4,405
Farmers $4,696 $5,637 $6,390
GEICO $2,043 $2,508 $2,851
Nationwide $3,522 $3,753 $3,847
Progressive $3,180 $3,713 $4,030
State Farm $4,650 $5,318 $5,668
Travelers $2,921 $3,351 $3,614
USAA $2,870 $3,182 $3,354

Chandler, AZ Car Insurance Rates by Age, Gender, and Marital Status

Chandler, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Chandler, AZ car insurance, get quotes from multiple car insurance companies in the Chandler area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chandler, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,731 $3,731 $3,631 $3,631 $8,133 $10,532 $4,175 $4,541
American Family $2,884 $2,884 $2,649 $2,649 $7,651 $10,004 $2,884 $3,378
Farmers $2,963 $2,959 $2,630 $2,809 $12,986 $13,469 $3,342 $3,439
GEICO $1,679 $1,871 $1,432 $1,835 $4,834 $5,069 $1,528 $1,491
Nationwide $2,485 $2,526 $2,224 $2,352 $6,186 $7,912 $2,873 $3,103
Progressive $2,011 $1,751 $1,809 $1,719 $8,318 $9,246 $2,152 $2,122
State Farm $3,133 $3,133 $2,779 $2,779 $9,851 $12,389 $3,371 $4,258
Travelers $2,047 $2,152 $1,912 $2,031 $6,088 $7,696 $2,163 $2,273
USAA $1,711 $1,715 $1,598 $1,616 $6,433 $7,347 $2,255 $2,410

Chandler, AZ Car Insurance Rates for Teens

How much is Chandler, Arizona car insurance for teens? Compare rates from top Chandler car insurance companies below to help find the cheapest teen car insurance in Chandler, AZ.

Annual Car Insurance Rates for Teen Drivers in Chandler, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,133 $10,532
American Family $7,651 $10,004
Farmers $12,986 $13,469
GEICO $4,834 $5,069
Nationwide $6,186 $7,912
Progressive $8,318 $9,246
State Farm $9,851 $12,389
Travelers $6,088 $7,696
USAA $6,433 $7,347

Chandler, AZ Car Insurance Rates for Seniors

Before seniors buy Chandler, Arizona car insurance, they should make sure to shop around. Some Chandler, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Chandler, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,631 $3,631
American Family $2,649 $2,649
Farmers $2,630 $2,809
GEICO $1,432 $1,835
Nationwide $2,224 $2,352
Progressive $1,809 $1,719
State Farm $2,779 $2,779
Travelers $1,912 $2,031
USAA $1,598 $1,616

Chandler, AZ Car Insurance Rates by Credit History

How does your credit history affect Chandler, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Chandler, Arizona

Insurance Company Poor Fair Good
Allstate $6,731 $4,794 $4,263
American Family $5,496 $4,095 $3,529
Farmers $6,343 $5,321 $5,060
GEICO $3,394 $2,223 $1,785
Nationwide $4,460 $3,553 $3,109
Progressive $4,056 $3,549 $3,318
State Farm $9,598 $3,713 $2,324
Travelers $4,006 $3,270 $2,609
USAA $4,118 $2,884 $2,404

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Chandler, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Chandler, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Chandler.

Annual Chandler, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,206 $5,340 $6,055 $5,451
American Family $3,101 $4,800 $5,987 $3,603
Farmers $4,710 $6,084 $5,938 $5,567
GEICO $1,903 $2,589 $3,474 $1,903
Nationwide $3,138 $3,300 $4,882 $3,509
Progressive $3,212 $4,235 $3,388 $3,729
State Farm $4,733 $5,690 $5,212 $5,212
Travelers $2,634 $3,435 $3,833 $3,279
USAA $2,279 $3,268 $4,312 $2,683

Chandler, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Chandler, AZ car insurance rates. Compare rates below to see which Chandler car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Chandler, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,055
American Family $5,987
Farmers $5,938
GEICO $3,474
Nationwide $4,882
Progressive $3,388
State Farm $5,212
Travelers $3,833
USAA $4,312

Chandler, AZ Car Insurance Rates by ZIP Code

Just like Chandler car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Chandler, AZ car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Chandler, Arizona

ZIP Code Average Annual Rates
85224 $4,186
85225 $4,127
85226 $4,040
85248 $3,856
85249 $4,069
85286 $4,049

Chandler, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Chandler, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Chandler companies based on commute time.

Annual Car Insurance Rates by Commute Length in Chandler, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,263 $5,263
American Family $4,331 $4,415
Farmers $5,575 $5,575
GEICO $2,426 $2,509
Nationwide $3,708 $3,708
Progressive $3,641 $3,641
State Farm $5,077 $5,346
Travelers $3,295 $3,295
USAA $3,101 $3,169

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Chandler, AZ Cheapest Car Insurance Rates

How do the top Chandler, Arizona car insurance companies’ average rates stack up against the Chandler average monthly car insurance rates of $340? Take a look and see.

Best Annual Car Insurance Rates by Company in Chandler, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Chandler, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Chandler, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Chandler, Arizona

Insurance Company Average Annual Rates
Allstate $5,263
American Family $4,373
Farmers $5,575
GEICO $2,467
Nationwide $3,708
Progressive $3,641
State Farm $5,212
Travelers $3,295
USAA $3,135

Other Factors Affecting Chandler, AZ Car Insurance Rates

Before you buy Chandler, Arizona car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Chandler, AZ Car Theft Rates

The car theft rate in Chandler, AZ will affect your car insurance rates. FBI data shows that the annual car theft rate for Chandler, Arizona is 317 stolen cars.

Chandler, AZ Commute Time

How does your Chandler, AZ commute time compare with the average driver? In Chandler, the average commute is 24.7 minutes.

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Chandler, AZ Car Insurance Quotes

Compare Chandler, AZ car insurance quotes from multiple companies by entering your ZIP code now.