Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Chapman, AL are $295/month
  • The cheapest car insurance company in Chapman after a DUI is USAA
  • The cheapest car insurance company in Chapman for teen drivers is USAA

Average car insurance rates in Chapman, Alabama are $295 a month. But with a little research you can get a great deal from the top car insurance companies in Chapman, AL. Before you buy Chapman, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Chapman car insurance rates with Mobile car insurance rates, Montgomery car insurance rates, or Hoover car insurance rates to make sure you’re getting the best Chapman, AL car insurance quotes available.

Need affordable Chapman, AL car insurance? Enter your ZIP code to compare Chapman car insurance quotes from multiple car insurance companies near you.

Chapman, AL Minimum Car Insurance Coverage

Chapman, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Chapman, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Chapman, AL Car Insurance Rates by Coverage Level

Some Chapman drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Chapman, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Chapman, Alabama

Insurance Company Low Medium High
Allstate $2,967 $3,054 $3,154
Farmers $3,546 $3,690 $3,960
GEICO $2,708 $2,886 $3,100
Liberty Mutual $5,001 $5,198 $5,464
Nationwide $2,624 $2,595 $2,649
Progressive $3,524 $3,845 $4,223
State Farm $4,411 $4,630 $4,873
Travelers $3,559 $3,797 $3,813
USAA $2,065 $2,130 $2,231

Chapman, AL Car Insurance Rates by Age, Gender, and Marital Status

Chapman, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Chapman, AL car insurance, get quotes from multiple car insurance companies in the Chapman area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chapman, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,900 $1,827 $1,703 $1,738 $6,220 $6,680 $2,167 $2,230
Farmers $2,146 $2,128 $1,919 $2,032 $8,193 $8,430 $2,450 $2,559
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,099 $3,351 $2,547 $2,847 $10,930 $12,151 $3,309 $3,534
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,131 $2,015 $1,743 $1,851 $8,485 $9,497 $2,506 $2,683
State Farm $2,940 $2,940 $2,624 $2,624 $8,362 $10,517 $3,308 $3,791
Travelers $1,542 $1,569 $1,435 $1,433 $8,036 $12,602 $1,463 $1,702
USAA $1,339 $1,364 $1,250 $1,232 $3,940 $4,375 $1,744 $1,890

Chapman, AL Car Insurance Rates for Teens

How much is Chapman, Alabama car insurance for teens? Compare rates from top Chapman car insurance companies below to help find the cheapest teen car insurance in Chapman, AL.

Annual Car Insurance Rates for Teen Drivers in Chapman, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,220 $6,680
Farmers $8,193 $8,430
GEICO $5,380 $5,307
Liberty Mutual $10,930 $12,151
Nationwide $4,418 $5,752
Progressive $8,485 $9,497
State Farm $8,362 $10,517
Travelers $8,036 $12,602
USAA $3,940 $4,375

Chapman, AL Car Insurance Rates for Seniors

Before seniors buy Chapman, Alabama car insurance, they should make sure to shop around. Some Chapman, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Chapman, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,703 $1,738
Farmers $1,919 $2,032
GEICO $1,968 $1,996
Liberty Mutual $2,547 $2,847
Nationwide $1,577 $1,642
Progressive $1,743 $1,851
State Farm $2,624 $2,624
Travelers $1,435 $1,433
USAA $1,250 $1,232

Chapman, AL Car Insurance Rates by Credit History

How does your credit history affect Chapman, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Chapman, Alabama

Insurance Company Poor Fair Good
Allstate $3,795 $2,960 $2,420
Farmers $4,184 $3,601 $3,412
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,490 $4,577 $3,596
Nationwide $3,171 $2,467 $2,229
Progressive $4,382 $3,733 $3,477
State Farm $7,514 $3,809 $2,592
Travelers $4,064 $3,520 $3,585
USAA $2,880 $1,873 $1,672

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Chapman, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Chapman, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Chapman.

Annual Chapman, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,631 $3,076 $3,583 $2,942
Farmers $3,138 $4,059 $3,958 $3,775
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,096 $5,692 $5,582 $5,514
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,506 $4,376 $3,726 $3,848
State Farm $4,223 $5,146 $4,592 $4,592
Travelers $3,104 $3,259 $4,746 $3,782
USAA $1,648 $2,063 $3,073 $1,783

Chapman, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Chapman, AL car insurance rates. Compare rates below to see which Chapman car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Chapman, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,583
Farmers $3,958
GEICO $3,808
Liberty Mutual $5,582
Nationwide $3,353
Progressive $3,726
State Farm $4,592
Travelers $4,746
USAA $3,073

Chapman, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Chapman, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Chapman companies based on commute time.

Annual Car Insurance Rates by Commute Length in Chapman, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,058 $3,058
Farmers $3,732 $3,732
GEICO $2,842 $2,954
Liberty Mutual $5,221 $5,221
Nationwide $2,623 $2,623
Progressive $3,864 $3,864
State Farm $4,528 $4,748
Travelers $3,723 $3,723
USAA $2,044 $2,240

Chapman, AL Cheapest Car Insurance Rates

How do the top Chapman, Alabama car insurance companies’ average rates stack up against the Chapman average monthly car insurance rates of $295? Take a look and see.

Best Annual Car Insurance Rates by Company in Chapman, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Chapman, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Chapman, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Chapman, Alabama

Insurance Company Average Annual Rates
Allstate $3,058
Farmers $3,732
GEICO $2,898
Liberty Mutual $5,221
Nationwide $2,623
Progressive $3,864
State Farm $4,638
Travelers $3,723
USAA $2,142

Chapman, AL Car Insurance Quotes

Compare Chapman, AL car insurance quotes from multiple companies by entering your ZIP code now.