Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in Cheltenham for teen drivers is USAA
  • The cheapest car insurance company in Cheltenham after a DUI is USAA
  • Average car insurance rates in Cheltenham, PA for senior drivers are $2,878/year

Average car insurance rates in Cheltenham, Pennsylvania are $478 a month. But with a little research you can get a great deal from the top car insurance companies in Cheltenham, PA. Before you buy Cheltenham, Pennsylvania car insurance, make sure your coverage meets or exceeds the Pennsylvania minimum of 15/30/5.

It may even be helpful to compare Cheltenham car insurance rates with Pittsburgh car insurance rates, Harrisburg car insurance rates, or Scranton car insurance rates to make sure you’re getting the best Cheltenham, PA car insurance quotes available.

Need affordable Cheltenham, PA car insurance? Enter your ZIP code to compare Cheltenham car insurance quotes from multiple car insurance companies near you.

Cheltenham, PA Minimum Car Insurance Coverage

Cheltenham, Pennsylvania law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Cheltenham, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheltenham, PA Car Insurance Rates by Coverage Level

Some Cheltenham drivers can get by with the Pennsylvania minimum coverage of 15/30/5. Other drivers may need more. See how much your Cheltenham, Pennsylvania car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Cheltenham, Pennsylvania

Insurance Company Low Medium High
Allstate $4,586 $5,207 $5,617
GEICO $3,391 $3,903 $4,269
Liberty Mutual $7,145 $7,703 $8,041
Nationwide $3,716 $3,899 $3,892
Progressive $5,882 $6,706 $7,402
State Farm $3,526 $3,923 $4,123
Travelers $12,126 $12,491 $12,693
USAA $2,254 $2,484 $2,632

Cheltenham, PA Car Insurance Rates by Age, Gender, and Marital Status

Cheltenham, Pennsylvania car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Cheltenham, PA car insurance, get quotes from multiple car insurance companies in the Cheltenham area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cheltenham, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,126 $3,126 $2,953 $2,953 $11,104 $11,104 $3,363 $3,363
GEICO $3,028 $2,612 $2,931 $2,529 $7,576 $6,560 $3,006 $2,593
Liberty Mutual $5,042 $5,042 $4,629 $4,629 $14,481 $14,481 $6,367 $6,367
Nationwide $2,622 $2,622 $2,498 $2,498 $7,286 $7,286 $2,937 $2,937
Progressive $4,256 $4,256 $3,833 $3,833 $13,325 $13,325 $5,239 $5,239
State Farm $2,383 $2,383 $2,128 $2,128 $8,273 $8,273 $2,645 $2,645
Travelers $2,625 $2,625 $2,862 $2,862 $41,127 $41,127 $3,132 $3,132
USAA $1,535 $1,535 $1,388 $1,388 $4,856 $4,856 $2,047 $2,047

Cheltenham, PA Car Insurance Rates for Teens

How much is Cheltenham, Pennsylvania car insurance for teens? Compare rates from top Cheltenham car insurance companies below to help find the cheapest teen car insurance in Cheltenham, PA.

Annual Car Insurance Rates for Teen Drivers in Cheltenham, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,104 $11,104
GEICO $7,576 $6,560
Liberty Mutual $14,481 $14,481
Nationwide $7,286 $7,286
Progressive $13,325 $13,325
State Farm $8,273 $8,273
Travelers $41,127 $41,127
USAA $4,856 $4,856

Cheltenham, PA Car Insurance Rates for Seniors

Before seniors buy Cheltenham, Pennsylvania car insurance, they should make sure to shop around. Some Cheltenham, PA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Cheltenham, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,953 $2,953
GEICO $2,931 $2,529
Liberty Mutual $4,629 $4,629
Nationwide $2,498 $2,498
Progressive $3,833 $3,833
State Farm $2,128 $2,128
Travelers $2,862 $2,862
USAA $1,388 $1,388

Cheltenham, PA Car Insurance Rates by Credit History

How does your credit history affect Cheltenham, PA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Cheltenham, Pennsylvania

Insurance Company Poor Fair Good
Allstate $6,588 $4,899 $3,923
GEICO $5,815 $3,250 $2,498
Liberty Mutual $9,716 $6,990 $6,183
Nationwide $4,499 $3,706 $3,302
Progressive $8,827 $6,199 $4,965
State Farm $5,477 $3,403 $2,692
Travelers $13,539 $12,235 $11,535
USAA $3,067 $2,281 $2,021

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Cheltenham, PA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Cheltenham, Pennsylvania car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Cheltenham.

Annual Cheltenham, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,900 $5,846 $4,900 $4,900
GEICO $2,833 $4,851 $3,812 $3,922
Liberty Mutual $6,929 $8,008 $7,791 $7,791
Nationwide $2,799 $3,726 $5,132 $3,686
Progressive $6,024 $8,353 $6,231 $6,045
State Farm $3,502 $4,212 $3,857 $3,857
Travelers $8,757 $12,525 $15,940 $12,525
USAA $1,961 $2,741 $2,928 $2,195

Cheltenham, PA Car Insurance Rates With a DUI

Even a single DUI can increase your Cheltenham, PA car insurance rates. Compare rates below to see which Cheltenham car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Cheltenham, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,900
GEICO $3,812
Liberty Mutual $7,791
Nationwide $5,132
Progressive $6,231
State Farm $3,857
Travelers $15,940
USAA $2,928

Cheltenham, PA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Cheltenham, PA car insurance rates may be. Let’s take a look at average car insurance rates from top Cheltenham companies based on commute time.

Annual Car Insurance Rates by Commute Length in Cheltenham, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,024 $5,250
GEICO $3,794 $3,915
Liberty Mutual $7,438 $7,822
Nationwide $3,836 $3,836
Progressive $6,663 $6,663
State Farm $3,733 $3,982
Travelers $12,437 $12,437
USAA $2,386 $2,527

Cheltenham, PA Cheapest Car Insurance Rates

How do the top Cheltenham, Pennsylvania car insurance companies’ average rates stack up against the Cheltenham average monthly car insurance rates of $478? Take a look and see.

Best Annual Car Insurance Rates by Company in Cheltenham, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheltenham, PA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Cheltenham, Pennsylvania car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Cheltenham, Pennsylvania

Insurance Company Average Annual Rates
Allstate $5,137
GEICO $3,854
Liberty Mutual $7,630
Nationwide $3,836
Progressive $6,663
State Farm $3,857
Travelers $12,437
USAA $2,456

Other Factors Affecting Cheltenham, PA Car Insurance Rates

Before you buy Cheltenham, Pennsylvania car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Cheltenham, PA Traffic

Spending time in Cheltenham traffic can lead to higher car insurance rates. According to INRIX data, Cheltenham, PA ranks as the 246th-most congested with traffic in the world.

Cheltenham, PA Car Insurance Quotes

Compare Cheltenham, PA car insurance quotes from multiple companies by entering your ZIP code now.