Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Childersburg after a DUI is USAA
  • Average car insurance rates in Childersburg, AL for senior drivers are $1,918/year
  • The cheapest car insurance company in Childersburg for teen drivers is USAA

Average car insurance rates in Childersburg, Alabama are $302 a month. But with a little research you can get a great deal from the top car insurance companies in Childersburg, AL. Before you buy Childersburg, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Childersburg car insurance rates with Huntsville car insurance rates, Madison car insurance rates, or Tuscaloosa car insurance rates to make sure you’re getting the best Childersburg, AL car insurance quotes available.

Need affordable Childersburg, AL car insurance? Enter your ZIP code to compare Childersburg car insurance quotes from multiple car insurance companies near you.

Childersburg, AL Minimum Car Insurance Coverage

Childersburg, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Childersburg, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Childersburg, AL Car Insurance Rates by Coverage Level

Some Childersburg drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Childersburg, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Childersburg, Alabama

Insurance Company Low Medium High
Allstate $3,249 $3,359 $3,482
Farmers $3,711 $3,880 $4,204
GEICO $2,454 $2,647 $2,876
Liberty Mutual $5,181 $5,406 $5,709
Nationwide $2,607 $2,586 $2,642
Progressive $3,787 $4,205 $4,699
State Farm $4,535 $4,789 $5,058
Travelers $3,362 $3,594 $3,616
USAA $2,005 $2,065 $2,158

Childersburg, AL Car Insurance Rates by Age, Gender, and Marital Status

Childersburg, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Childersburg, AL car insurance, get quotes from multiple car insurance companies in the Childersburg area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Childersburg, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,019 $1,923 $1,824 $1,859 $7,091 $7,610 $2,265 $2,317
Farmers $2,248 $2,232 $2,009 $2,134 $8,684 $8,935 $2,555 $2,658
GEICO $1,919 $1,902 $1,817 $1,869 $4,975 $4,882 $2,025 $1,883
Liberty Mutual $3,162 $3,416 $2,592 $2,899 $11,568 $12,863 $3,368 $3,589
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,308 $2,164 $1,891 $2,026 $9,412 $10,491 $2,696 $2,854
State Farm $2,948 $2,948 $2,662 $2,662 $8,858 $11,109 $3,330 $3,833
Travelers $1,446 $1,468 $1,356 $1,351 $7,650 $11,975 $1,371 $1,575
USAA $1,295 $1,317 $1,208 $1,184 $3,838 $4,257 $1,687 $1,822

Childersburg, AL Car Insurance Rates for Teens

How much is Childersburg, Alabama car insurance for teens? Compare rates from top Childersburg car insurance companies below to help find the cheapest teen car insurance in Childersburg, AL.

Annual Car Insurance Rates for Teen Drivers in Childersburg, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,091 $7,610
Farmers $8,684 $8,935
GEICO $4,975 $4,882
Liberty Mutual $11,568 $12,863
Nationwide $4,446 $5,755
Progressive $9,412 $10,491
State Farm $8,858 $11,109
Travelers $7,650 $11,975
USAA $3,838 $4,257

Childersburg, AL Car Insurance Rates for Seniors

Before seniors buy Childersburg, Alabama car insurance, they should make sure to shop around. Some Childersburg, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Childersburg, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,824 $1,859
Farmers $2,009 $2,134
GEICO $1,817 $1,869
Liberty Mutual $2,592 $2,899
Nationwide $1,564 $1,624
Progressive $1,891 $2,026
State Farm $2,662 $2,662
Travelers $1,356 $1,351
USAA $1,208 $1,184

Childersburg, AL Car Insurance Rates by Credit History

How does your credit history affect Childersburg, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Childersburg, Alabama

Insurance Company Poor Fair Good
Allstate $4,149 $3,267 $2,674
Farmers $4,409 $3,792 $3,594
GEICO $3,381 $2,413 $2,183
Liberty Mutual $7,783 $4,770 $3,743
Nationwide $3,155 $2,458 $2,223
Progressive $4,778 $4,093 $3,820
State Farm $7,778 $3,933 $2,670
Travelers $3,844 $3,333 $3,395
USAA $2,795 $1,814 $1,619

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Childersburg, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Childersburg, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Childersburg.

Annual Childersburg, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,854 $3,369 $4,001 $3,229
Farmers $3,307 $4,279 $4,175 $3,966
GEICO $1,803 $2,879 $3,547 $2,408
Liberty Mutual $4,257 $5,933 $5,799 $5,739
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,822 $4,801 $4,103 $4,195
State Farm $4,332 $5,359 $4,742 $4,742
Travelers $2,935 $3,080 $4,504 $3,576
USAA $1,597 $2,002 $2,977 $1,728

Childersburg, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Childersburg, AL car insurance rates. Compare rates below to see which Childersburg car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Childersburg, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,001
Farmers $4,175
GEICO $3,547
Liberty Mutual $5,799
Nationwide $3,331
Progressive $4,103
State Farm $4,742
Travelers $4,504
USAA $2,977

Childersburg, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Childersburg, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Childersburg companies based on commute time.

Annual Car Insurance Rates by Commute Length in Childersburg, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,363 $3,363
Farmers $3,932 $3,932
GEICO $2,610 $2,708
Liberty Mutual $5,432 $5,432
Nationwide $2,612 $2,612
Progressive $4,230 $4,230
State Farm $4,677 $4,910
Travelers $3,524 $3,524
USAA $1,981 $2,171

Childersburg, AL Cheapest Car Insurance Rates

How do the top Childersburg, Alabama car insurance companies’ average rates stack up against the Childersburg average monthly car insurance rates of $302? Take a look and see.

Best Annual Car Insurance Rates by Company in Childersburg, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Childersburg, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Childersburg, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Childersburg, Alabama

Insurance Company Average Annual Rates
Allstate $3,363
Farmers $3,932
GEICO $2,659
Liberty Mutual $5,432
Nationwide $2,612
Progressive $4,230
State Farm $4,794
Travelers $3,524
USAA $2,076

Other Factors Affecting Childersburg, AL Car Insurance Rates

Before you buy Childersburg, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Childersburg, AL Car Theft Rates

The car theft rate in Childersburg, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Childersburg, Alabama is 13 stolen cars.

Childersburg, AL Commute Time

How does your Childersburg, AL commute time compare with the average driver? In Childersburg, the average commute is 19.6 minutes.

Childersburg, AL Car Insurance Quotes

Compare Childersburg, AL car insurance quotes from multiple companies by entering your ZIP code now.