Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Clay Springs for teen drivers is GEICO
  • The cheapest car insurance company in Clay Springs after a DUI is Travelers
  • Average car insurance rates in Clay Springs, AZ for senior drivers are $1,980/year

Average car insurance rates in Clay Springs, Arizona are $286 a month. But with a little research you can get a great deal from the top car insurance companies in Clay Springs, AZ. Before you buy Clay Springs, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Clay Springs car insurance rates with Chandler car insurance rates, Tempe car insurance rates, or Surprise car insurance rates to make sure you’re getting the best Clay Springs, AZ car insurance quotes available.

Need affordable Clay Springs, AZ car insurance? Enter your ZIP code to compare Clay Springs car insurance quotes from multiple car insurance companies near you.

Clay Springs, AZ Minimum Car Insurance Coverage

Clay Springs, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Clay Springs, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Clay Springs, AZ Car Insurance Rates by Coverage Level

Some Clay Springs drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Clay Springs, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Clay Springs, Arizona

Insurance Company Low Medium High
Allstate $3,618 $3,854 $4,037
American Family $3,993 $4,252 $4,115
Farmers $3,736 $4,274 $4,702
GEICO $1,982 $2,297 $2,540
Nationwide $3,145 $3,265 $3,309
Progressive $3,167 $3,571 $3,810
State Farm $3,513 $3,936 $4,162
Travelers $2,409 $2,685 $2,854
USAA $2,931 $3,212 $3,367

Clay Springs, AZ Car Insurance Rates by Age, Gender, and Marital Status

Clay Springs, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Clay Springs, AZ car insurance, get quotes from multiple car insurance companies in the Clay Springs area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clay Springs, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,706 $2,706 $2,628 $2,628 $5,932 $7,737 $3,041 $3,315
American Family $2,752 $2,752 $2,524 $2,524 $7,145 $9,256 $2,752 $3,253
Farmers $2,359 $2,344 $2,110 $2,241 $9,556 $9,832 $2,675 $2,780
GEICO $1,549 $1,734 $1,280 $1,612 $4,437 $4,730 $1,418 $1,426
Nationwide $2,190 $2,235 $1,958 $2,076 $5,350 $6,858 $2,522 $2,727
Progressive $1,944 $1,716 $1,743 $1,654 $7,943 $8,899 $2,109 $2,121
State Farm $2,370 $2,370 $2,083 $2,083 $7,212 $9,068 $2,551 $3,225
Travelers $1,717 $1,805 $1,572 $1,670 $4,778 $5,919 $1,821 $1,914
USAA $1,729 $1,735 $1,612 $1,634 $6,479 $7,439 $2,281 $2,450

Clay Springs, AZ Car Insurance Rates for Teens

How much is Clay Springs, Arizona car insurance for teens? Compare rates from top Clay Springs car insurance companies below to help find the cheapest teen car insurance in Clay Springs, AZ.

Annual Car Insurance Rates for Teen Drivers in Clay Springs, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,932 $7,737
American Family $7,145 $9,256
Farmers $9,556 $9,832
GEICO $4,437 $4,730
Nationwide $5,350 $6,858
Progressive $7,943 $8,899
State Farm $7,212 $9,068
Travelers $4,778 $5,919
USAA $6,479 $7,439

Clay Springs, AZ Car Insurance Rates for Seniors

Before seniors buy Clay Springs, Arizona car insurance, they should make sure to shop around. Some Clay Springs, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Clay Springs, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,628 $2,628
American Family $2,524 $2,524
Farmers $2,110 $2,241
GEICO $1,280 $1,612
Nationwide $1,958 $2,076
Progressive $1,743 $1,654
State Farm $2,083 $2,083
Travelers $1,572 $1,670
USAA $1,612 $1,634

Clay Springs, AZ Car Insurance Rates by Credit History

How does your credit history affect Clay Springs, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Clay Springs, Arizona

Insurance Company Poor Fair Good
Allstate $4,930 $3,488 $3,092
American Family $5,193 $3,853 $3,314
Farmers $4,854 $4,028 $3,830
GEICO $3,123 $2,049 $1,647
Nationwide $3,896 $3,103 $2,719
Progressive $3,929 $3,424 $3,196
State Farm $7,127 $2,757 $1,726
Travelers $3,234 $2,634 $2,081
USAA $4,176 $2,912 $2,421

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Clay Springs, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Clay Springs, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Clay Springs.

Annual Clay Springs, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,088 $3,875 $4,400 $3,982
American Family $2,913 $4,544 $5,633 $3,389
Farmers $3,574 $4,607 $4,496 $4,272
GEICO $1,776 $2,372 $3,169 $1,776
Nationwide $2,742 $2,881 $4,268 $3,068
Progressive $3,103 $4,077 $3,278 $3,607
State Farm $3,530 $4,211 $3,870 $3,870
Travelers $2,125 $2,763 $3,057 $2,652
USAA $2,306 $3,302 $4,357 $2,715

Clay Springs, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Clay Springs, AZ car insurance rates. Compare rates below to see which Clay Springs car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Clay Springs, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,400
American Family $5,633
Farmers $4,496
GEICO $3,169
Nationwide $4,268
Progressive $3,278
State Farm $3,870
Travelers $3,057
USAA $4,357

Clay Springs, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Clay Springs, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Clay Springs companies based on commute time.

Annual Car Insurance Rates by Commute Length in Clay Springs, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,836 $3,836
American Family $4,079 $4,161
Farmers $4,237 $4,237
GEICO $2,234 $2,312
Nationwide $3,240 $3,240
Progressive $3,516 $3,516
State Farm $3,774 $3,966
Travelers $2,650 $2,650
USAA $3,136 $3,204

Clay Springs, AZ Cheapest Car Insurance Rates

How do the top Clay Springs, Arizona car insurance companies’ average rates stack up against the Clay Springs average monthly car insurance rates of $286? Take a look and see.

Best Annual Car Insurance Rates by Company in Clay Springs, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Travelers
With 1 Speeding Violation GEICO

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Clay Springs, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Clay Springs, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Clay Springs, Arizona

Insurance Company Average Annual Rates
Allstate $3,836
American Family $4,120
Farmers $4,237
GEICO $2,273
Nationwide $3,240
Progressive $3,516
State Farm $3,870
Travelers $2,650
USAA $3,170

Clay Springs, AZ Car Insurance Quotes

Compare Clay Springs, AZ car insurance quotes from multiple companies by entering your ZIP code now.