Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Cleveland after a DUI is State Farm
  • The cheapest car insurance company in Cleveland for teen drivers is USAA
  • Average car insurance rates in Cleveland, AR for senior drivers are $2,131/year

Average car insurance rates in Cleveland, Arkansas are $342 a month. But with a little research you can get a great deal from the top car insurance companies in Cleveland, AR. Before you buy Cleveland, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Cleveland car insurance rates with Pine Bluff car insurance rates, North Little Rock car insurance rates, or Fort Smith car insurance rates to make sure you’re getting the best Cleveland, AR car insurance quotes available.

Need affordable Cleveland, AR car insurance? Enter your ZIP code to compare Cleveland car insurance quotes from multiple car insurance companies near you.

Cleveland, AR Minimum Car Insurance Coverage

Cleveland, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Cleveland, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cleveland, AR Car Insurance Rates by Coverage Level

Some Cleveland drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Cleveland, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Cleveland, Arkansas

Insurance Company Low Medium High
Allstate $4,913 $5,041 $5,177
Farmers $4,224 $4,383 $4,670
GEICO $3,434 $3,576 $3,721
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $5,217 $5,549 $6,128
State Farm $2,351 $2,463 $2,585
Travelers $5,905 $6,224 $6,493
USAA $1,988 $2,064 $2,162

Cleveland, AR Car Insurance Rates by Age, Gender, and Marital Status

Cleveland, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Cleveland, AR car insurance, get quotes from multiple car insurance companies in the Cleveland area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cleveland, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,874 $2,900 $2,554 $2,733 $10,299 $12,333 $3,186 $3,471
Farmers $2,445 $2,438 $2,189 $2,295 $9,963 $10,334 $2,793 $2,950
GEICO $2,557 $2,522 $2,354 $2,288 $6,903 $6,896 $2,529 $2,565
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $3,013 $2,867 $2,477 $2,581 $12,499 $14,096 $3,611 $3,906
State Farm $1,563 $1,563 $1,395 $1,395 $4,447 $5,591 $1,759 $2,018
Travelers $2,308 $2,353 $2,274 $2,283 $13,458 $21,667 $2,466 $2,851
USAA $1,284 $1,298 $1,191 $1,201 $3,985 $4,179 $1,651 $1,782

Cleveland, AR Car Insurance Rates for Teens

How much is Cleveland, Arkansas car insurance for teens? Compare rates from top Cleveland car insurance companies below to help find the cheapest teen car insurance in Cleveland, AR.

Annual Car Insurance Rates for Teen Drivers in Cleveland, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,299 $12,333
Farmers $9,963 $10,334
GEICO $6,903 $6,896
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $12,499 $14,096
State Farm $4,447 $5,591
Travelers $13,458 $21,667
USAA $3,985 $4,179

Cleveland, AR Car Insurance Rates for Seniors

Before seniors buy Cleveland, Arkansas car insurance, they should make sure to shop around. Some Cleveland, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Cleveland, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,554 $2,733
Farmers $2,189 $2,295
GEICO $2,354 $2,288
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,477 $2,581
State Farm $1,395 $1,395
Travelers $2,274 $2,283
USAA $1,191 $1,201

Cleveland, AR Car Insurance Rates by Credit History

How does your credit history affect Cleveland, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Cleveland, Arkansas

Insurance Company Poor Fair Good
Allstate $6,342 $4,850 $3,938
Farmers $5,043 $4,216 $4,019
GEICO $4,283 $3,525 $2,923
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $6,401 $5,440 $5,053
State Farm $3,570 $2,152 $1,677
Travelers $7,122 $5,945 $5,556
USAA $2,745 $1,873 $1,596

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Cleveland, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Cleveland, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Cleveland.

Annual Cleveland, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,169 $5,233 $5,803 $4,970
Farmers $3,749 $4,787 $4,677 $4,491
GEICO $2,441 $3,725 $5,514 $2,627
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,858 $6,732 $5,102 $5,834
State Farm $2,267 $2,665 $2,466 $2,466
Travelers $5,204 $5,376 $7,866 $6,385
USAA $1,595 $2,017 $2,905 $1,769

Cleveland, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Cleveland, AR car insurance rates. Compare rates below to see which Cleveland car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Cleveland, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,803
Farmers $4,677
GEICO $5,514
Liberty Mutual $5,036
Nationwide $4,865
Progressive $5,102
State Farm $2,466
Travelers $7,866
USAA $2,905

Cleveland, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Cleveland, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Cleveland companies based on commute time.

Annual Car Insurance Rates by Commute Length in Cleveland, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,044 $5,044
Farmers $4,426 $4,426
GEICO $3,548 $3,606
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $5,631 $5,631
State Farm $2,408 $2,524
Travelers $6,208 $6,208
USAA $2,012 $2,130

Cleveland, AR Cheapest Car Insurance Rates

How do the top Cleveland, Arkansas car insurance companies’ average rates stack up against the Cleveland average monthly car insurance rates of $342? Take a look and see.

Best Annual Car Insurance Rates by Company in Cleveland, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cleveland, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Cleveland, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Cleveland, Arkansas

Insurance Company Average Annual Rates
Allstate $5,044
Farmers $4,426
GEICO $3,577
Liberty Mutual $3,892
Nationwide $3,583
Progressive $5,631
State Farm $2,466
Travelers $6,208
USAA $2,071

Other Factors Affecting Cleveland, AR Car Insurance Rates

Before you buy Cleveland, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Cleveland, AR Traffic

Spending time in Cleveland traffic can lead to higher car insurance rates. According to INRIX data, Cleveland, AR ranks as the 542nd-most congested with traffic in the world.

Cleveland, AR Car Insurance Quotes

Compare Cleveland, AR car insurance quotes from multiple companies by entering your ZIP code now.