Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Clopton, AL for senior drivers are $1,832/year
  • Average car insurance rates in Clopton, AL are $286/month
  • The cheapest car insurance company in Clopton after a DUI is USAA

Average car insurance rates in Clopton, Alabama are $286 a month. But with a little research you can get a great deal from the top car insurance companies in Clopton, AL. Before you buy Clopton, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Clopton car insurance rates with Decatur car insurance rates, Madison car insurance rates, or Mobile car insurance rates to make sure you’re getting the best Clopton, AL car insurance quotes available.

Need affordable Clopton, AL car insurance? Enter your ZIP code to compare Clopton car insurance quotes from multiple car insurance companies near you.

Clopton, AL Minimum Car Insurance Coverage

Clopton, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Clopton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Clopton, AL Car Insurance Rates by Coverage Level

Some Clopton drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Clopton, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Clopton, Alabama

Insurance Company Low Medium High
Allstate $3,014 $3,113 $3,225
Farmers $3,491 $3,644 $3,938
GEICO $2,385 $2,595 $2,843
Liberty Mutual $4,817 $5,023 $5,300
Nationwide $2,529 $2,526 $2,589
Progressive $3,532 $3,955 $4,469
State Farm $3,960 $4,173 $4,405
Travelers $3,485 $3,709 $3,716
USAA $1,955 $2,019 $2,116

Clopton, AL Car Insurance Rates by Age, Gender, and Marital Status

Clopton, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Clopton, AL car insurance, get quotes from multiple car insurance companies in the Clopton area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clopton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,886 $1,801 $1,705 $1,739 $6,513 $7,013 $2,116 $2,164
Farmers $2,128 $2,115 $1,904 $2,018 $8,097 $8,336 $2,416 $2,516
GEICO $1,880 $1,862 $1,796 $1,856 $4,889 $4,766 $1,984 $1,829
Liberty Mutual $2,987 $3,231 $2,452 $2,746 $10,587 $11,782 $3,187 $3,401
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,240 $2,107 $1,832 $1,967 $8,717 $9,707 $2,600 $2,715
State Farm $2,608 $2,608 $2,343 $2,343 $7,632 $9,585 $2,940 $3,375
Travelers $1,512 $1,537 $1,412 $1,407 $7,859 $12,265 $1,435 $1,665
USAA $1,270 $1,292 $1,186 $1,167 $3,739 $4,148 $1,652 $1,786

Clopton, AL Car Insurance Rates for Teens

How much is Clopton, Alabama car insurance for teens? Compare rates from top Clopton car insurance companies below to help find the cheapest teen car insurance in Clopton, AL.

Annual Car Insurance Rates for Teen Drivers in Clopton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,513 $7,013
Farmers $8,097 $8,336
GEICO $4,889 $4,766
Liberty Mutual $10,587 $11,782
Nationwide $4,358 $5,617
Progressive $8,717 $9,707
State Farm $7,632 $9,585
Travelers $7,859 $12,265
USAA $3,739 $4,148

Clopton, AL Car Insurance Rates for Seniors

Before seniors buy Clopton, Alabama car insurance, they should make sure to shop around. Some Clopton, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Clopton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,705 $1,739
Farmers $1,904 $2,018
GEICO $1,796 $1,856
Liberty Mutual $2,452 $2,746
Nationwide $1,527 $1,581
Progressive $1,832 $1,967
State Farm $2,343 $2,343
Travelers $1,412 $1,407
USAA $1,186 $1,167

Clopton, AL Car Insurance Rates by Credit History

How does your credit history affect Clopton, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Clopton, Alabama

Insurance Company Poor Fair Good
Allstate $3,853 $3,025 $2,473
Farmers $4,140 $3,559 $3,374
GEICO $3,315 $2,366 $2,142
Liberty Mutual $7,232 $4,427 $3,481
Nationwide $3,073 $2,400 $2,171
Progressive $4,526 $3,851 $3,581
State Farm $6,773 $3,432 $2,334
Travelers $3,970 $3,438 $3,501
USAA $2,727 $1,776 $1,586

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Clopton, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Clopton, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Clopton.

Annual Clopton, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,657 $3,127 $3,690 $2,995
Farmers $3,108 $4,015 $3,916 $3,725
GEICO $1,764 $2,830 $3,486 $2,351
Liberty Mutual $3,964 $5,499 $5,395 $5,328
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,605 $4,499 $3,874 $3,964
State Farm $3,790 $4,655 $4,136 $4,136
Travelers $3,029 $3,181 $4,641 $3,696
USAA $1,563 $1,958 $2,908 $1,691

Clopton, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Clopton, AL car insurance rates. Compare rates below to see which Clopton car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Clopton, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,690
Farmers $3,916
GEICO $3,486
Liberty Mutual $5,395
Nationwide $3,241
Progressive $3,874
State Farm $4,136
Travelers $4,641
USAA $2,908

Clopton, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Clopton, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Clopton companies based on commute time.

Annual Car Insurance Rates by Commute Length in Clopton, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,117 $3,117
Farmers $3,691 $3,691
GEICO $2,560 $2,656
Liberty Mutual $5,047 $5,047
Nationwide $2,548 $2,548
Progressive $3,986 $3,986
State Farm $4,079 $4,280
Travelers $3,637 $3,637
USAA $1,937 $2,123

Clopton, AL Cheapest Car Insurance Rates

How do the top Clopton, Alabama car insurance companies’ average rates stack up against the Clopton average monthly car insurance rates of $286? Take a look and see.

Best Annual Car Insurance Rates by Company in Clopton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Clopton, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Clopton, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Clopton, Alabama

Insurance Company Average Annual Rates
Allstate $3,117
Farmers $3,691
GEICO $2,608
Liberty Mutual $5,047
Nationwide $2,548
Progressive $3,986
State Farm $4,180
Travelers $3,637
USAA $2,030

Clopton, AL Car Insurance Quotes

Compare Clopton, AL car insurance quotes from multiple companies by entering your ZIP code now.