Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Cloverdale for teen drivers is USAA
  • Average car insurance rates in Cloverdale, AL are $285/month
  • The cheapest car insurance company in Cloverdale after a DUI is USAA

Average car insurance rates in Cloverdale, Alabama are $285 a month. But with a little research you can get a great deal from the top car insurance companies in Cloverdale, AL. Before you buy Cloverdale, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Cloverdale car insurance rates with Tuscaloosa car insurance rates, Birmingham car insurance rates, or Mobile car insurance rates to make sure you’re getting the best Cloverdale, AL car insurance quotes available.

Need affordable Cloverdale, AL car insurance? Enter your ZIP code to compare Cloverdale car insurance quotes from multiple car insurance companies near you.

Cloverdale, AL Minimum Car Insurance Coverage

Cloverdale, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Cloverdale, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cloverdale, AL Car Insurance Rates by Coverage Level

Some Cloverdale drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Cloverdale, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Cloverdale, Alabama

Insurance Company Low Medium High
Allstate $3,044 $3,159 $3,293
Farmers $3,703 $3,873 $4,197
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,609 $4,814 $5,090
Nationwide $2,449 $2,456 $2,521
Progressive $3,469 $3,888 $4,372
State Farm $4,035 $4,282 $4,545
Travelers $3,400 $3,644 $3,674
USAA $1,933 $1,994 $2,086

Cloverdale, AL Car Insurance Rates by Age, Gender, and Marital Status

Cloverdale, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Cloverdale, AL car insurance, get quotes from multiple car insurance companies in the Cloverdale area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cloverdale, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,910 $1,821 $1,735 $1,768 $6,648 $7,148 $2,126 $2,168
Farmers $2,230 $2,211 $1,992 $2,118 $8,712 $8,959 $2,538 $2,635
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,810 $3,034 $2,308 $2,580 $10,328 $11,482 $2,986 $3,174
Nationwide $1,627 $1,645 $1,486 $1,536 $4,243 $5,451 $1,802 $2,010
Progressive $2,101 $1,960 $1,725 $1,849 $8,795 $9,798 $2,450 $2,597
State Farm $2,599 $2,599 $2,365 $2,365 $8,014 $10,030 $2,939 $3,388
Travelers $1,456 $1,479 $1,365 $1,361 $7,759 $12,193 $1,381 $1,585
USAA $1,246 $1,259 $1,163 $1,132 $3,739 $4,136 $1,618 $1,740

Cloverdale, AL Car Insurance Rates for Teens

How much is Cloverdale, Alabama car insurance for teens? Compare rates from top Cloverdale car insurance companies below to help find the cheapest teen car insurance in Cloverdale, AL.

Annual Car Insurance Rates for Teen Drivers in Cloverdale, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,648 $7,148
Farmers $8,712 $8,959
GEICO $4,963 $4,863
Liberty Mutual $10,328 $11,482
Nationwide $4,243 $5,451
Progressive $8,795 $9,798
State Farm $8,014 $10,030
Travelers $7,759 $12,193
USAA $3,739 $4,136

Cloverdale, AL Car Insurance Rates for Seniors

Before seniors buy Cloverdale, Alabama car insurance, they should make sure to shop around. Some Cloverdale, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Cloverdale, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,735 $1,768
Farmers $1,992 $2,118
GEICO $1,810 $1,872
Liberty Mutual $2,308 $2,580
Nationwide $1,486 $1,536
Progressive $1,725 $1,849
State Farm $2,365 $2,365
Travelers $1,365 $1,361
USAA $1,163 $1,132

Cloverdale, AL Car Insurance Rates by Credit History

How does your credit history affect Cloverdale, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Cloverdale, Alabama

Insurance Company Poor Fair Good
Allstate $3,911 $3,073 $2,512
Farmers $4,397 $3,788 $3,589
GEICO $3,353 $2,393 $2,165
Liberty Mutual $6,916 $4,255 $3,342
Nationwide $2,982 $2,332 $2,112
Progressive $4,399 $3,787 $3,542
State Farm $6,950 $3,520 $2,393
Travelers $3,896 $3,379 $3,443
USAA $2,692 $1,754 $1,567

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Cloverdale, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Cloverdale, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Cloverdale.

Annual Cloverdale, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,693 $3,172 $3,757 $3,040
Farmers $3,298 $4,274 $4,169 $3,956
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $3,795 $5,285 $5,161 $5,109
Nationwide $2,171 $2,171 $3,141 $2,418
Progressive $3,521 $4,445 $3,809 $3,862
State Farm $3,859 $4,810 $4,240 $4,240
Travelers $2,977 $3,124 $4,566 $3,624
USAA $1,542 $1,939 $2,868 $1,667

Cloverdale, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Cloverdale, AL car insurance rates. Compare rates below to see which Cloverdale car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Cloverdale, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,757
Farmers $4,169
GEICO $3,548
Liberty Mutual $5,161
Nationwide $3,141
Progressive $3,809
State Farm $4,240
Travelers $4,566
USAA $2,868

Cloverdale, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Cloverdale, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Cloverdale companies based on commute time.

Annual Car Insurance Rates by Commute Length in Cloverdale, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,165 $3,165
Farmers $3,924 $3,924
GEICO $2,591 $2,683
Liberty Mutual $4,838 $4,838
Nationwide $2,475 $2,475
Progressive $3,909 $3,909
State Farm $4,182 $4,392
Travelers $3,573 $3,573
USAA $1,913 $2,096

Cloverdale, AL Cheapest Car Insurance Rates

How do the top Cloverdale, Alabama car insurance companies’ average rates stack up against the Cloverdale average monthly car insurance rates of $285? Take a look and see.

Best Annual Car Insurance Rates by Company in Cloverdale, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cloverdale, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Cloverdale, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Cloverdale, Alabama

Insurance Company Average Annual Rates
Allstate $3,165
Farmers $3,924
GEICO $2,637
Liberty Mutual $4,838
Nationwide $2,475
Progressive $3,909
State Farm $4,287
Travelers $3,573
USAA $2,004

Cloverdale, AL Car Insurance Quotes

Compare Cloverdale, AL car insurance quotes from multiple companies by entering your ZIP code now.