Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Coaling for teen drivers is USAA
  • The cheapest car insurance company in Coaling after a DUI is USAA
  • Average car insurance rates in Coaling, AL for senior drivers are $1,993/year

Average car insurance rates in Coaling, Alabama are $317 a month. But with a little research you can get a great deal from the top car insurance companies in Coaling, AL. Before you buy Coaling, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Coaling car insurance rates with Auburn car insurance rates, Huntsville car insurance rates, or Hoover car insurance rates to make sure you’re getting the best Coaling, AL car insurance quotes available.

Need affordable Coaling, AL car insurance? Enter your ZIP code to compare Coaling car insurance quotes from multiple car insurance companies near you.

Coaling, AL Minimum Car Insurance Coverage

Coaling, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Coaling, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Coaling, AL Car Insurance Rates by Coverage Level

Some Coaling drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Coaling, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Coaling, Alabama

Insurance Company Low Medium High
Allstate $3,524 $3,655 $3,802
Farmers $4,066 $4,259 $4,626
GEICO $2,725 $2,948 $3,208
Liberty Mutual $4,824 $5,039 $5,327
Nationwide $2,596 $2,598 $2,662
Progressive $4,209 $4,674 $5,203
State Farm $4,539 $4,806 $5,088
Travelers $3,738 $4,019 $4,063
USAA $2,089 $2,156 $2,258

Coaling, AL Car Insurance Rates by Age, Gender, and Marital Status

Coaling, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Coaling, AL car insurance, get quotes from multiple car insurance companies in the Coaling area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Coaling, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,064 $1,971 $2,009 $7,796 $8,373 $2,422 $2,472
Farmers $2,463 $2,445 $2,200 $2,340 $9,563 $9,839 $2,792 $2,895
GEICO $2,099 $2,095 $2,001 $2,078 $5,613 $5,513 $2,219 $2,062
Liberty Mutual $2,936 $3,170 $2,413 $2,699 $10,829 $12,035 $3,116 $3,307
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,506 $2,343 $2,057 $2,196 $10,570 $11,804 $2,938 $3,147
State Farm $2,905 $2,905 $2,643 $2,643 $9,022 $11,281 $3,288 $3,802
Travelers $1,578 $1,601 $1,486 $1,479 $8,614 $13,569 $1,491 $1,701
USAA $1,347 $1,365 $1,258 $1,231 $4,033 $4,467 $1,753 $1,891

Coaling, AL Car Insurance Rates for Teens

How much is Coaling, Alabama car insurance for teens? Compare rates from top Coaling car insurance companies below to help find the cheapest teen car insurance in Coaling, AL.

Annual Car Insurance Rates for Teen Drivers in Coaling, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,796 $8,373
Farmers $9,563 $9,839
GEICO $5,613 $5,513
Liberty Mutual $10,829 $12,035
Nationwide $4,521 $5,808
Progressive $10,570 $11,804
State Farm $9,022 $11,281
Travelers $8,614 $13,569
USAA $4,033 $4,467

Coaling, AL Car Insurance Rates for Seniors

Before seniors buy Coaling, Alabama car insurance, they should make sure to shop around. Some Coaling, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Coaling, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,971 $2,009
Farmers $2,200 $2,340
GEICO $2,001 $2,078
Liberty Mutual $2,413 $2,699
Nationwide $1,560 $1,612
Progressive $2,057 $2,196
State Farm $2,643 $2,643
Travelers $1,486 $1,479
USAA $1,258 $1,231

Coaling, AL Car Insurance Rates by Credit History

How does your credit history affect Coaling, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Coaling, Alabama

Insurance Company Poor Fair Good
Allstate $4,508 $3,560 $2,912
Farmers $4,838 $4,166 $3,948
GEICO $3,766 $2,685 $2,429
Liberty Mutual $7,236 $4,455 $3,499
Nationwide $3,156 $2,467 $2,234
Progressive $5,281 $4,548 $4,257
State Farm $7,807 $3,948 $2,679
Travelers $4,294 $3,726 $3,799
USAA $2,911 $1,898 $1,695

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Coaling, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Coaling, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Coaling.

Annual Coaling, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,094 $3,663 $4,372 $3,512
Farmers $3,633 $4,702 $4,587 $4,346
GEICO $1,986 $3,215 $3,995 $2,644
Liberty Mutual $3,971 $5,533 $5,401 $5,347
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $4,234 $5,346 $4,560 $4,642
State Farm $4,327 $5,403 $4,757 $4,757
Travelers $3,277 $3,439 $5,048 $3,995
USAA $1,667 $2,094 $3,108 $1,803

Coaling, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Coaling, AL car insurance rates. Compare rates below to see which Coaling car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Coaling, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,372
Farmers $4,587
GEICO $3,995
Liberty Mutual $5,401
Nationwide $3,329
Progressive $4,560
State Farm $4,757
Travelers $5,048
USAA $3,108

Coaling, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Coaling, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Coaling companies based on commute time.

Annual Car Insurance Rates by Commute Length in Coaling, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,660 $3,660
Farmers $4,317 $4,317
GEICO $2,907 $3,013
Liberty Mutual $5,063 $5,063
Nationwide $2,619 $2,619
Progressive $4,695 $4,695
State Farm $4,694 $4,928
Travelers $3,940 $3,940
USAA $2,069 $2,267

Coaling, AL Cheapest Car Insurance Rates

How do the top Coaling, Alabama car insurance companies’ average rates stack up against the Coaling average monthly car insurance rates of $317? Take a look and see.

Best Annual Car Insurance Rates by Company in Coaling, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Coaling, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Coaling, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Coaling, Alabama

Insurance Company Average Annual Rates
Allstate $3,660
Farmers $4,317
GEICO $2,960
Liberty Mutual $5,063
Nationwide $2,619
Progressive $4,695
State Farm $4,811
Travelers $3,940
USAA $2,168

Other Factors Affecting Coaling, AL Car Insurance Rates

Before you buy Coaling, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Coaling, AL Car Theft Rates

The car theft rate in Coaling, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Coaling, Alabama is 7 stolen cars.

Coaling, AL Commute Time

How does your Coaling, AL commute time compare with the average driver? In Coaling, the average commute is 27.3 minutes.

Coaling, AL Car Insurance Quotes

Compare Coaling, AL car insurance quotes from multiple companies by entering your ZIP code now.