Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Colt, AR are $344/month
  • Average car insurance rates in Colt, AR for senior drivers are $2,144/year
  • The cheapest car insurance company in Colt after a DUI is State Farm

Average car insurance rates in Colt, Arkansas are $344 a month. But with a little research you can get a great deal from the top car insurance companies in Colt, AR. Before you buy Colt, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Colt car insurance rates with Bentonville car insurance rates, Conway car insurance rates, or Fort Smith car insurance rates to make sure you’re getting the best Colt, AR car insurance quotes available.

Need affordable Colt, AR car insurance? Enter your ZIP code to compare Colt car insurance quotes from multiple car insurance companies near you.

Colt, AR Minimum Car Insurance Coverage

Colt, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Colt, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Colt, AR Car Insurance Rates by Coverage Level

Some Colt drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Colt, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Colt, Arkansas

Insurance Company Low Medium High
Allstate $5,629 $5,793 $5,967
Farmers $3,685 $3,849 $4,145
GEICO $3,333 $3,485 $3,641
Liberty Mutual $3,986 $4,103 $4,313
Nationwide $3,819 $3,717 $3,850
Progressive $4,411 $4,747 $5,387
State Farm $2,442 $2,568 $2,703
Travelers $6,152 $6,538 $6,872
USAA $2,059 $2,136 $2,236

Colt, AR Car Insurance Rates by Age, Gender, and Marital Status

Colt, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Colt, AR car insurance, get quotes from multiple car insurance companies in the Colt area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Colt, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,221 $3,235 $2,878 $3,079 $12,065 $14,501 $3,546 $3,847
Farmers $2,123 $2,119 $1,897 $1,995 $8,851 $9,189 $2,421 $2,548
GEICO $2,540 $2,512 $2,344 $2,278 $6,587 $6,607 $2,495 $2,530
Liberty Mutual $2,387 $2,555 $2,288 $2,555 $8,580 $9,444 $2,575 $2,688
Nationwide $2,588 $2,640 $2,324 $2,457 $6,242 $7,962 $2,959 $3,192
Progressive $2,606 $2,475 $2,138 $2,237 $10,756 $12,130 $3,104 $3,342
State Farm $1,625 $1,625 $1,453 $1,453 $4,644 $5,848 $1,829 $2,091
Travelers $2,404 $2,449 $2,376 $2,385 $14,157 $22,873 $2,568 $2,954
USAA $1,321 $1,334 $1,225 $1,233 $4,152 $4,348 $1,702 $1,834

Colt, AR Car Insurance Rates for Teens

How much is Colt, Arkansas car insurance for teens? Compare rates from top Colt car insurance companies below to help find the cheapest teen car insurance in Colt, AR.

Annual Car Insurance Rates for Teen Drivers in Colt, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,065 $14,501
Farmers $8,851 $9,189
GEICO $6,587 $6,607
Liberty Mutual $8,580 $9,444
Nationwide $6,242 $7,962
Progressive $10,756 $12,130
State Farm $4,644 $5,848
Travelers $14,157 $22,873
USAA $4,152 $4,348

Colt, AR Car Insurance Rates for Seniors

Before seniors buy Colt, Arkansas car insurance, they should make sure to shop around. Some Colt, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Colt, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,878 $3,079
Farmers $1,897 $1,995
GEICO $2,344 $2,278
Liberty Mutual $2,288 $2,555
Nationwide $2,324 $2,457
Progressive $2,138 $2,237
State Farm $1,453 $1,453
Travelers $2,376 $2,385
USAA $1,225 $1,233

Colt, AR Car Insurance Rates by Credit History

How does your credit history affect Colt, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Colt, Arkansas

Insurance Company Poor Fair Good
Allstate $7,287 $5,583 $4,520
Farmers $4,431 $3,711 $3,537
GEICO $4,177 $3,434 $2,849
Liberty Mutual $5,978 $3,605 $2,820
Nationwide $4,489 $3,609 $3,288
Progressive $5,512 $4,685 $4,349
State Farm $3,723 $2,243 $1,747
Travelers $7,482 $6,244 $5,836
USAA $2,842 $1,938 $1,651

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Colt, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Colt, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Colt.

Annual Colt, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,755 $6,014 $6,706 $5,711
Farmers $3,297 $4,218 $4,119 $3,938
GEICO $2,364 $3,628 $5,410 $2,544
Liberty Mutual $2,812 $4,582 $5,360 $3,782
Nationwide $2,952 $3,815 $5,164 $3,250
Progressive $4,185 $5,789 $4,399 $5,020
State Farm $2,363 $2,780 $2,571 $2,571
Travelers $5,464 $5,646 $8,263 $6,709
USAA $1,647 $2,086 $3,014 $1,827

Colt, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Colt, AR car insurance rates. Compare rates below to see which Colt car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Colt, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,706
Farmers $4,119
GEICO $5,410
Liberty Mutual $5,360
Nationwide $5,164
Progressive $4,399
State Farm $2,571
Travelers $8,263
USAA $3,014

Colt, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Colt, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Colt companies based on commute time.

Annual Car Insurance Rates by Commute Length in Colt, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,797 $5,797
Farmers $3,893 $3,893
GEICO $3,463 $3,510
Liberty Mutual $4,134 $4,134
Nationwide $3,795 $3,795
Progressive $4,849 $4,849
State Farm $2,509 $2,633
Travelers $6,521 $6,521
USAA $2,083 $2,205

Colt, AR Cheapest Car Insurance Rates

How do the top Colt, Arkansas car insurance companies’ average rates stack up against the Colt average monthly car insurance rates of $344? Take a look and see.

Best Annual Car Insurance Rates by Company in Colt, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Colt, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Colt, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Colt, Arkansas

Insurance Company Average Annual Rates
Allstate $5,797
Farmers $3,893
GEICO $3,487
Liberty Mutual $4,134
Nationwide $3,795
Progressive $4,849
State Farm $2,571
Travelers $6,521
USAA $2,144

Other Factors Affecting Colt, AR Car Insurance Rates

Before you buy Colt, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Colt, AR Commute Time

How does your Colt, AR commute time compare with the average driver? In Colt, the average commute is 22.4 minutes.

Colt, AR Car Insurance Quotes

Compare Colt, AR car insurance quotes from multiple companies by entering your ZIP code now.