Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Columbiana, AL for senior drivers are $1,947/year
  • Average car insurance rates in Columbiana, AL are $308/month
  • The annual number of car thefts in Columbiana is 9.

Average car insurance rates in Columbiana, Alabama are $308 a month. But with a little research you can get a great deal from the top car insurance companies in Columbiana, AL. Before you buy Columbiana, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Columbiana car insurance rates with Dothan car insurance rates, Hoover car insurance rates, or Madison car insurance rates to make sure you’re getting the best Columbiana, AL car insurance quotes available.

Need affordable Columbiana, AL car insurance? Enter your ZIP code to compare Columbiana car insurance quotes from multiple car insurance companies near you.

Columbiana, AL Minimum Car Insurance Coverage

Columbiana, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Columbiana, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Columbiana, AL Car Insurance Rates by Coverage Level

Some Columbiana drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Columbiana, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Columbiana, Alabama

Insurance Company Low Medium High
Allstate $3,384 $3,500 $3,633
Farmers $4,039 $4,235 $4,605
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,784 $4,994 $5,275
Nationwide $2,541 $2,546 $2,611
Progressive $4,011 $4,450 $4,954
State Farm $4,896 $5,182 $5,481
Travelers $3,081 $3,324 $3,372
USAA $2,104 $2,168 $2,265

Columbiana, AL Car Insurance Rates by Age, Gender, and Marital Status

Columbiana, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Columbiana, AL car insurance, get quotes from multiple car insurance companies in the Columbiana area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Columbiana, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,082 $1,980 $1,891 $1,927 $7,450 $8,036 $2,316 $2,361
Farmers $2,431 $2,409 $2,170 $2,311 $9,571 $9,840 $2,757 $2,852
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $2,893 $3,122 $2,372 $2,652 $10,781 $11,983 $3,073 $3,263
Nationwide $1,678 $1,696 $1,532 $1,583 $4,422 $5,679 $1,861 $2,076
Progressive $2,405 $2,246 $1,982 $2,113 $10,043 $11,184 $2,815 $2,985
State Farm $3,136 $3,136 $2,850 $2,850 $9,713 $12,154 $3,550 $4,102
Travelers $1,312 $1,331 $1,238 $1,234 $7,102 $11,199 $1,245 $1,410
USAA $1,359 $1,379 $1,267 $1,241 $4,035 $4,473 $1,767 $1,910

Columbiana, AL Car Insurance Rates for Teens

How much is Columbiana, Alabama car insurance for teens? Compare rates from top Columbiana car insurance companies below to help find the cheapest teen car insurance in Columbiana, AL.

Annual Car Insurance Rates for Teen Drivers in Columbiana, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,450 $8,036
Farmers $9,571 $9,840
GEICO $5,204 $5,101
Liberty Mutual $10,781 $11,983
Nationwide $4,422 $5,679
Progressive $10,043 $11,184
State Farm $9,713 $12,154
Travelers $7,102 $11,199
USAA $4,035 $4,473

Columbiana, AL Car Insurance Rates for Seniors

Before seniors buy Columbiana, Alabama car insurance, they should make sure to shop around. Some Columbiana, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Columbiana, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,891 $1,927
Farmers $2,170 $2,311
GEICO $1,878 $1,947
Liberty Mutual $2,372 $2,652
Nationwide $1,532 $1,583
Progressive $1,982 $2,113
State Farm $2,850 $2,850
Travelers $1,238 $1,234
USAA $1,267 $1,241

Columbiana, AL Car Insurance Rates by Credit History

How does your credit history affect Columbiana, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Columbiana, Alabama

Insurance Company Poor Fair Good
Allstate $4,321 $3,409 $2,786
Farmers $4,806 $4,145 $3,927
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,168 $4,417 $3,468
Nationwide $3,092 $2,418 $2,189
Progressive $5,033 $4,331 $4,051
State Farm $8,420 $4,254 $2,885
Travelers $3,551 $3,083 $3,143
USAA $2,933 $1,904 $1,699

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Columbiana, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Columbiana, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Columbiana.

Annual Columbiana, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,968 $3,509 $4,181 $3,364
Farmers $3,609 $4,680 $4,565 $4,317
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $3,935 $5,486 $5,351 $5,299
Nationwide $2,249 $2,249 $3,259 $2,507
Progressive $4,029 $5,083 $4,356 $4,418
State Farm $4,667 $5,822 $5,129 $5,129
Travelers $2,717 $2,849 $4,169 $3,300
USAA $1,675 $2,102 $3,126 $1,812

Columbiana, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Columbiana, AL car insurance rates. Compare rates below to see which Columbiana car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Columbiana, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,181
Farmers $4,565
GEICO $3,711
Liberty Mutual $5,351
Nationwide $3,259
Progressive $4,356
State Farm $5,129
Travelers $4,169
USAA $3,126

Columbiana, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Columbiana, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Columbiana companies based on commute time.

Annual Car Insurance Rates by Commute Length in Columbiana, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,505 $3,505
Farmers $4,293 $4,293
GEICO $2,707 $2,804
Liberty Mutual $5,018 $5,018
Nationwide $2,566 $2,566
Progressive $4,472 $4,472
State Farm $5,060 $5,313
Travelers $3,259 $3,259
USAA $2,079 $2,279

Columbiana, AL Cheapest Car Insurance Rates

How do the top Columbiana, Alabama car insurance companies’ average rates stack up against the Columbiana average monthly car insurance rates of $308? Take a look and see.

Best Annual Car Insurance Rates by Company in Columbiana, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Columbiana, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Columbiana, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Columbiana, Alabama

Insurance Company Average Annual Rates
Allstate $3,505
Farmers $4,293
GEICO $2,755
Liberty Mutual $5,018
Nationwide $2,566
Progressive $4,472
State Farm $5,186
Travelers $3,259
USAA $2,179

Other Factors Affecting Columbiana, AL Car Insurance Rates

Before you buy Columbiana, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Columbiana, AL Car Theft Rates

The car theft rate in Columbiana, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Columbiana, Alabama is 9 stolen cars.

Columbiana, AL Commute Time

How does your Columbiana, AL commute time compare with the average driver? In Columbiana, the average commute is 26.8 minutes.

Columbiana, AL Car Insurance Quotes

Compare Columbiana, AL car insurance quotes from multiple companies by entering your ZIP code now.