Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Columbus after a DUI is State Farm
  • Average car insurance rates in Columbus, AR are $349/month
  • Average car insurance rates in Columbus, AR for senior drivers are $2,207/year

Average car insurance rates in Columbus, Arkansas are $349 a month. But with a little research you can get a great deal from the top car insurance companies in Columbus, AR. Before you buy Columbus, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Columbus car insurance rates with Little Rock car insurance rates, Pine Bluff car insurance rates, or Hot Springs car insurance rates to make sure you’re getting the best Columbus, AR car insurance quotes available.

Need affordable Columbus, AR car insurance? Enter your ZIP code to compare Columbus car insurance quotes from multiple car insurance companies near you.

Columbus, AR Minimum Car Insurance Coverage

Columbus, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Columbus, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Columbus, AR Car Insurance Rates by Coverage Level

Some Columbus drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Columbus, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Columbus, Arkansas

Insurance Company Low Medium High
Allstate $5,307 $5,426 $5,551
Farmers $3,965 $4,127 $4,420
GEICO $3,545 $3,679 $3,815
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $3,882 $3,758 $3,859
Progressive $5,064 $5,364 $5,911
State Farm $2,675 $2,796 $2,926
Travelers $5,682 $5,958 $6,181
USAA $2,132 $2,212 $2,314

Columbus, AR Car Insurance Rates by Age, Gender, and Marital Status

Columbus, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Columbus, AR car insurance, get quotes from multiple car insurance companies in the Columbus area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Columbus, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,149 $3,200 $2,774 $2,977 $10,925 $13,011 $3,529 $3,860
Farmers $2,263 $2,254 $2,022 $2,126 $9,508 $9,858 $2,596 $2,737
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,882 $2,738 $2,363 $2,471 $12,173 $13,728 $3,456 $3,759
State Farm $1,799 $1,799 $1,595 $1,595 $4,985 $6,288 $2,022 $2,310
Travelers $2,260 $2,306 $2,212 $2,222 $12,794 $20,505 $2,406 $2,816
USAA $1,372 $1,389 $1,269 $1,282 $4,273 $4,484 $1,770 $1,913

Columbus, AR Car Insurance Rates for Teens

How much is Columbus, Arkansas car insurance for teens? Compare rates from top Columbus car insurance companies below to help find the cheapest teen car insurance in Columbus, AR.

Annual Car Insurance Rates for Teen Drivers in Columbus, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,925 $13,011
Farmers $9,508 $9,858
GEICO $6,742 $6,800
Liberty Mutual $8,693 $9,570
Nationwide $6,216 $7,979
Progressive $12,173 $13,728
State Farm $4,985 $6,288
Travelers $12,794 $20,505
USAA $4,273 $4,484

Columbus, AR Car Insurance Rates for Seniors

Before seniors buy Columbus, Arkansas car insurance, they should make sure to shop around. Some Columbus, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Columbus, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,774 $2,977
Farmers $2,022 $2,126
GEICO $2,547 $2,475
Liberty Mutual $2,330 $2,596
Nationwide $2,364 $2,513
Progressive $2,363 $2,471
State Farm $1,595 $1,595
Travelers $2,212 $2,222
USAA $1,269 $1,282

Columbus, AR Car Insurance Rates by Credit History

How does your credit history affect Columbus, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Columbus, Arkansas

Insurance Company Poor Fair Good
Allstate $6,840 $5,213 $4,231
Farmers $4,745 $3,977 $3,789
GEICO $4,411 $3,620 $3,007
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,545 $3,642 $3,312
Progressive $6,182 $5,264 $4,894
State Farm $4,055 $2,441 $1,901
Travelers $6,829 $5,684 $5,308
USAA $2,946 $2,005 $1,706

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Columbus, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Columbus, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Columbus.

Annual Columbus, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,522 $5,642 $6,202 $5,346
Farmers $3,525 $4,517 $4,412 $4,228
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,693 $6,524 $4,929 $5,639
State Farm $2,582 $3,016 $2,799 $2,799
Travelers $4,982 $5,148 $7,508 $6,121
USAA $1,706 $2,159 $3,118 $1,893

Columbus, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Columbus, AR car insurance rates. Compare rates below to see which Columbus car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Columbus, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,202
Farmers $4,412
GEICO $5,763
Liberty Mutual $5,469
Nationwide $5,241
Progressive $4,929
State Farm $2,799
Travelers $7,508
USAA $3,118

Columbus, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Columbus, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Columbus companies based on commute time.

Annual Car Insurance Rates by Commute Length in Columbus, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,428 $5,428
Farmers $4,170 $4,170
GEICO $3,661 $3,698
Liberty Mutual $4,220 $4,220
Nationwide $3,833 $3,833
Progressive $5,446 $5,446
State Farm $2,732 $2,866
Travelers $5,940 $5,940
USAA $2,155 $2,283

Columbus, AR Cheapest Car Insurance Rates

How do the top Columbus, Arkansas car insurance companies’ average rates stack up against the Columbus average monthly car insurance rates of $349? Take a look and see.

Best Annual Car Insurance Rates by Company in Columbus, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Columbus, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Columbus, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Columbus, Arkansas

Insurance Company Average Annual Rates
Allstate $5,428
Farmers $4,170
GEICO $3,679
Liberty Mutual $4,220
Nationwide $3,833
Progressive $5,446
State Farm $2,799
Travelers $5,940
USAA $2,219

Other Factors Affecting Columbus, AR Car Insurance Rates

Before you buy Columbus, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Columbus, AR Traffic

Spending time in Columbus traffic can lead to higher car insurance rates. According to INRIX data, Columbus, AR ranks as the 473rd-most congested with traffic in the world.

Columbus, AR Car Insurance Quotes

Compare Columbus, AR car insurance quotes from multiple companies by entering your ZIP code now.