Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Coosada after a DUI is USAA
  • Average car insurance rates in Coosada, AL are $308/month
  • Average car insurance rates in Coosada, AL for senior drivers are $1,947/year

Average car insurance rates in Coosada, Alabama are $308 a month. But with a little research you can get a great deal from the top car insurance companies in Coosada, AL. Before you buy Coosada, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Coosada car insurance rates with Montgomery car insurance rates, Huntsville car insurance rates, or Decatur car insurance rates to make sure you’re getting the best Coosada, AL car insurance quotes available.

Need affordable Coosada, AL car insurance? Enter your ZIP code to compare Coosada car insurance quotes from multiple car insurance companies near you.

Coosada, AL Minimum Car Insurance Coverage

Coosada, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Coosada, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Coosada, AL Car Insurance Rates by Coverage Level

Some Coosada drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Coosada, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Coosada, Alabama

Insurance Company Low Medium High
Allstate $3,092 $3,206 $3,332
Farmers $3,765 $3,938 $4,264
GEICO $2,714 $2,937 $3,198
Liberty Mutual $5,006 $5,225 $5,519
Nationwide $2,711 $2,701 $2,763
Progressive $4,097 $4,560 $5,082
State Farm $4,542 $4,823 $5,117
Travelers $3,449 $3,708 $3,748
USAA $2,031 $2,095 $2,192

Coosada, AL Car Insurance Rates by Age, Gender, and Marital Status

Coosada, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Coosada, AL car insurance, get quotes from multiple car insurance companies in the Coosada area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Coosada, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,934 $1,845 $1,751 $1,785 $6,740 $7,250 $2,164 $2,210
Farmers $2,298 $2,283 $2,054 $2,181 $8,772 $9,029 $2,599 $2,698
GEICO $2,105 $2,093 $2,000 $2,072 $5,572 $5,460 $2,228 $2,067
Liberty Mutual $3,030 $3,272 $2,479 $2,772 $11,257 $12,520 $3,228 $3,439
Nationwide $1,777 $1,799 $1,618 $1,676 $4,696 $6,054 $1,974 $2,208
Progressive $2,436 $2,274 $2,006 $2,137 $10,339 $11,536 $2,855 $3,052
State Farm $2,921 $2,921 $2,658 $2,658 $9,034 $11,315 $3,305 $3,806
Travelers $1,474 $1,496 $1,386 $1,380 $7,911 $12,442 $1,395 $1,596
USAA $1,320 $1,343 $1,231 $1,211 $3,874 $4,298 $1,715 $1,857

Coosada, AL Car Insurance Rates for Teens

How much is Coosada, Alabama car insurance for teens? Compare rates from top Coosada car insurance companies below to help find the cheapest teen car insurance in Coosada, AL.

Annual Car Insurance Rates for Teen Drivers in Coosada, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,740 $7,250
Farmers $8,772 $9,029
GEICO $5,572 $5,460
Liberty Mutual $11,257 $12,520
Nationwide $4,696 $6,054
Progressive $10,339 $11,536
State Farm $9,034 $11,315
Travelers $7,911 $12,442
USAA $3,874 $4,298

Coosada, AL Car Insurance Rates for Seniors

Before seniors buy Coosada, Alabama car insurance, they should make sure to shop around. Some Coosada, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Coosada, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,751 $1,785
Farmers $2,054 $2,181
GEICO $2,000 $2,072
Liberty Mutual $2,479 $2,772
Nationwide $1,618 $1,676
Progressive $2,006 $2,137
State Farm $2,658 $2,658
Travelers $1,386 $1,380
USAA $1,231 $1,211

Coosada, AL Car Insurance Rates by Credit History

How does your credit history affect Coosada, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Coosada, Alabama

Insurance Company Poor Fair Good
Allstate $3,965 $3,117 $2,548
Farmers $4,471 $3,848 $3,649
GEICO $3,753 $2,676 $2,420
Liberty Mutual $7,515 $4,614 $3,620
Nationwide $3,289 $2,566 $2,321
Progressive $5,145 $4,438 $4,156
State Farm $7,832 $3,961 $2,688
Travelers $3,964 $3,438 $3,503
USAA $2,834 $1,841 $1,643

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Coosada, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Coosada, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Coosada.

Annual Coosada, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,732 $3,221 $3,804 $3,083
Farmers $3,362 $4,342 $4,236 $4,017
GEICO $1,987 $3,202 $3,961 $2,649
Liberty Mutual $4,114 $5,738 $5,600 $5,547
Nationwide $2,383 $2,383 $3,473 $2,661
Progressive $4,122 $5,214 $4,463 $4,520
State Farm $4,344 $5,418 $4,773 $4,773
Travelers $3,027 $3,176 $4,649 $3,688
USAA $1,621 $2,029 $3,020 $1,754

Coosada, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Coosada, AL car insurance rates. Compare rates below to see which Coosada car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Coosada, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,804
Farmers $4,236
GEICO $3,961
Liberty Mutual $5,600
Nationwide $3,473
Progressive $4,463
State Farm $4,773
Travelers $4,649
USAA $3,020

Coosada, AL Car Insurance Rates by ZIP Code

Just like Coosada car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Coosada, AL car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Coosada, Alabama

ZIP Code Average Annual Rates
36020 $3,818
36054 $3,778

Coosada, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Coosada, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Coosada companies based on commute time.

Annual Car Insurance Rates by Commute Length in Coosada, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,210 $3,210
Farmers $3,989 $3,989
GEICO $2,896 $3,004
Liberty Mutual $5,250 $5,250
Nationwide $2,725 $2,725
Progressive $4,580 $4,580
State Farm $4,708 $4,946
Travelers $3,635 $3,635
USAA $2,010 $2,202

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Coosada, AL Cheapest Car Insurance Rates

How do the top Coosada, Alabama car insurance companies’ average rates stack up against the Coosada average monthly car insurance rates of $308? Take a look and see.

Best Annual Car Insurance Rates by Company in Coosada, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Coosada, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Coosada, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Coosada, Alabama

Insurance Company Average Annual Rates
Allstate $3,210
Farmers $3,989
GEICO $2,950
Liberty Mutual $5,250
Nationwide $2,725
Progressive $4,580
State Farm $4,827
Travelers $3,635
USAA $2,106

Other Factors Affecting Coosada, AL Car Insurance Rates

Before you buy Coosada, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Coosada, AL Commute Time

How does your Coosada, AL commute time compare with the average driver? In Coosada, the average commute is 25.7 minutes.

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Coosada, AL Car Insurance Quotes

Compare Coosada, AL car insurance quotes from multiple companies by entering your ZIP code now.