Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Cotton Plant for teen drivers is USAA
  • Average car insurance rates in Cotton Plant, AR for senior drivers are $2,139/year
  • The cheapest car insurance company in Cotton Plant after a DUI is State Farm

Average car insurance rates in Cotton Plant, Arkansas are $342 a month. But with a little research you can get a great deal from the top car insurance companies in Cotton Plant, AR. Before you buy Cotton Plant, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Cotton Plant car insurance rates with Fayetteville car insurance rates, North Little Rock car insurance rates, or Fort Smith car insurance rates to make sure you’re getting the best Cotton Plant, AR car insurance quotes available.

Need affordable Cotton Plant, AR car insurance? Enter your ZIP code to compare Cotton Plant car insurance quotes from multiple car insurance companies near you.

Cotton Plant, AR Minimum Car Insurance Coverage

Cotton Plant, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Cotton Plant, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cotton Plant, AR Car Insurance Rates by Coverage Level

Some Cotton Plant drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Cotton Plant, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Cotton Plant, Arkansas

Insurance Company Low Medium High
Allstate $5,089 $5,253 $5,427
Farmers $3,902 $4,055 $4,327
GEICO $3,140 $3,277 $3,417
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $4,022 $3,922 $4,073
Progressive $4,896 $5,211 $5,792
State Farm $2,715 $2,849 $2,990
Travelers $5,813 $6,129 $6,394
USAA $1,989 $2,069 $2,171

Cotton Plant, AR Car Insurance Rates by Age, Gender, and Marital Status

Cotton Plant, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Cotton Plant, AR car insurance, get quotes from multiple car insurance companies in the Cotton Plant area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cotton Plant, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,955 $2,974 $2,642 $2,828 $10,863 $13,009 $3,257 $3,522
Farmers $2,245 $2,236 $2,009 $2,109 $9,266 $9,598 $2,574 $2,719
GEICO $2,417 $2,395 $2,234 $2,172 $6,106 $6,139 $2,364 $2,396
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,878 $2,747 $2,360 $2,461 $11,649 $13,151 $3,440 $3,711
State Farm $1,811 $1,811 $1,614 $1,614 $5,129 $6,464 $2,038 $2,330
Travelers $2,280 $2,324 $2,247 $2,255 $13,240 $21,294 $2,436 $2,819
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

Cotton Plant, AR Car Insurance Rates for Teens

How much is Cotton Plant, Arkansas car insurance for teens? Compare rates from top Cotton Plant car insurance companies below to help find the cheapest teen car insurance in Cotton Plant, AR.

Annual Car Insurance Rates for Teen Drivers in Cotton Plant, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,863 $13,009
Farmers $9,266 $9,598
GEICO $6,106 $6,139
Liberty Mutual $8,234 $9,082
Nationwide $6,624 $8,442
Progressive $11,649 $13,151
State Farm $5,129 $6,464
Travelers $13,240 $21,294
USAA $4,009 $4,199

Cotton Plant, AR Car Insurance Rates for Seniors

Before seniors buy Cotton Plant, Arkansas car insurance, they should make sure to shop around. Some Cotton Plant, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Cotton Plant, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,642 $2,828
Farmers $2,009 $2,109
GEICO $2,234 $2,172
Liberty Mutual $2,143 $2,398
Nationwide $2,440 $2,578
Progressive $2,360 $2,461
State Farm $1,614 $1,614
Travelers $2,247 $2,255
USAA $1,192 $1,200

Cotton Plant, AR Car Insurance Rates by Credit History

How does your credit history affect Cotton Plant, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Cotton Plant, Arkansas

Insurance Company Poor Fair Good
Allstate $6,607 $5,062 $4,100
Farmers $4,667 $3,901 $3,716
GEICO $3,928 $3,227 $2,678
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,733 $3,811 $3,473
Progressive $6,042 $5,115 $4,742
State Farm $4,132 $2,487 $1,936
Travelers $7,016 $5,852 $5,468
USAA $2,749 $1,878 $1,602

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Cotton Plant, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Cotton Plant, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Cotton Plant.

Annual Cotton Plant, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,336 $5,462 $6,051 $5,176
Farmers $3,461 $4,433 $4,328 $4,157
GEICO $2,214 $3,409 $5,107 $2,382
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,577 $6,315 $4,807 $5,499
State Farm $2,623 $3,079 $2,851 $2,851
Travelers $5,123 $5,293 $7,742 $6,290
USAA $1,597 $2,023 $2,912 $1,772

Cotton Plant, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Cotton Plant, AR car insurance rates. Compare rates below to see which Cotton Plant car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Cotton Plant, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,051
Farmers $4,328
GEICO $5,107
Liberty Mutual $5,091
Nationwide $5,453
Progressive $4,807
State Farm $2,851
Travelers $7,742
USAA $2,912

Cotton Plant, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Cotton Plant, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Cotton Plant companies based on commute time.

Annual Car Insurance Rates by Commute Length in Cotton Plant, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,256 $5,256
Farmers $4,095 $4,095
GEICO $3,258 $3,297
Liberty Mutual $3,924 $3,924
Nationwide $4,006 $4,006
Progressive $5,300 $5,300
State Farm $2,783 $2,920
Travelers $6,112 $6,112
USAA $2,017 $2,135

Cotton Plant, AR Cheapest Car Insurance Rates

How do the top Cotton Plant, Arkansas car insurance companies’ average rates stack up against the Cotton Plant average monthly car insurance rates of $342? Take a look and see.

Best Annual Car Insurance Rates by Company in Cotton Plant, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cotton Plant, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Cotton Plant, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Cotton Plant, Arkansas

Insurance Company Average Annual Rates
Allstate $5,256
Farmers $4,095
GEICO $3,278
Liberty Mutual $3,924
Nationwide $4,006
Progressive $5,300
State Farm $2,851
Travelers $6,112
USAA $2,076

Other Factors Affecting Cotton Plant, AR Car Insurance Rates

Before you buy Cotton Plant, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Cotton Plant, AR Commute Time

How does your Cotton Plant, AR commute time compare with the average driver? In Cotton Plant, the average commute is 19.5 minutes.

Cotton Plant, AR Car Insurance Quotes

Compare Cotton Plant, AR car insurance quotes from multiple companies by entering your ZIP code now.