Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Cowarts after a DUI is USAA
  • The cheapest car insurance company in Cowarts for teen drivers is USAA
  • Average car insurance rates in Cowarts, AL for senior drivers are $1,796/year

Average car insurance rates in Cowarts, Alabama are $282 a month. But with a little research you can get a great deal from the top car insurance companies in Cowarts, AL. Before you buy Cowarts, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Cowarts car insurance rates with Huntsville car insurance rates, Madison car insurance rates, or Auburn car insurance rates to make sure you’re getting the best Cowarts, AL car insurance quotes available.

Need affordable Cowarts, AL car insurance? Enter your ZIP code to compare Cowarts car insurance quotes from multiple car insurance companies near you.

Cowarts, AL Minimum Car Insurance Coverage

Cowarts, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Cowarts, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cowarts, AL Car Insurance Rates by Coverage Level

Some Cowarts drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Cowarts, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Cowarts, Alabama

Insurance Company Low Medium High
Allstate $3,014 $3,113 $3,225
Farmers $3,610 $3,777 $4,095
GEICO $2,385 $2,595 $2,843
Liberty Mutual $4,696 $4,903 $5,182
Nationwide $2,416 $2,437 $2,508
Progressive $3,553 $4,003 $4,525
State Farm $4,258 $4,515 $4,787
Travelers $2,914 $3,121 $3,147
USAA $1,820 $1,884 $1,982

Cowarts, AL Car Insurance Rates by Age, Gender, and Marital Status

Cowarts, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Cowarts, AL car insurance, get quotes from multiple car insurance companies in the Cowarts area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cowarts, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,886 $1,801 $1,705 $1,739 $6,513 $7,013 $2,116 $2,164
Farmers $2,185 $2,168 $1,952 $2,075 $8,470 $8,714 $2,479 $2,573
GEICO $1,880 $1,862 $1,796 $1,856 $4,889 $4,766 $1,984 $1,829
Liberty Mutual $2,859 $3,087 $2,346 $2,624 $10,527 $11,705 $3,039 $3,230
Nationwide $1,616 $1,634 $1,477 $1,526 $4,196 $5,394 $1,790 $1,996
Progressive $2,159 $2,009 $1,770 $1,903 $9,086 $10,120 $2,511 $2,659
State Farm $2,741 $2,741 $2,492 $2,492 $8,448 $10,574 $3,100 $3,575
Travelers $1,264 $1,284 $1,186 $1,183 $6,620 $10,369 $1,204 $1,377
USAA $1,184 $1,201 $1,110 $1,089 $3,505 $3,882 $1,536 $1,657

Cowarts, AL Car Insurance Rates for Teens

How much is Cowarts, Alabama car insurance for teens? Compare rates from top Cowarts car insurance companies below to help find the cheapest teen car insurance in Cowarts, AL.

Annual Car Insurance Rates for Teen Drivers in Cowarts, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,513 $7,013
Farmers $8,470 $8,714
GEICO $4,889 $4,766
Liberty Mutual $10,527 $11,705
Nationwide $4,196 $5,394
Progressive $9,086 $10,120
State Farm $8,448 $10,574
Travelers $6,620 $10,369
USAA $3,505 $3,882

Cowarts, AL Car Insurance Rates for Seniors

Before seniors buy Cowarts, Alabama car insurance, they should make sure to shop around. Some Cowarts, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Cowarts, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,705 $1,739
Farmers $1,952 $2,075
GEICO $1,796 $1,856
Liberty Mutual $2,346 $2,624
Nationwide $1,477 $1,526
Progressive $1,770 $1,903
State Farm $2,492 $2,492
Travelers $1,186 $1,183
USAA $1,110 $1,089

Cowarts, AL Car Insurance Rates by Credit History

How does your credit history affect Cowarts, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Cowarts, Alabama

Insurance Company Poor Fair Good
Allstate $3,853 $3,025 $2,473
Farmers $4,288 $3,693 $3,500
GEICO $3,315 $2,366 $2,142
Liberty Mutual $7,043 $4,334 $3,404
Nationwide $2,952 $2,313 $2,096
Progressive $4,528 $3,902 $3,651
State Farm $7,330 $3,710 $2,520
Travelers $3,338 $2,895 $2,949
USAA $2,536 $1,663 $1,487

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Cowarts, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Cowarts, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Cowarts.

Annual Cowarts, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,657 $3,127 $3,690 $2,995
Farmers $3,220 $4,168 $4,065 $3,855
GEICO $1,764 $2,830 $3,486 $2,351
Liberty Mutual $3,866 $5,382 $5,257 $5,204
Nationwide $2,152 $2,152 $3,114 $2,397
Progressive $3,625 $4,582 $3,924 $3,976
State Farm $4,069 $5,071 $4,470 $4,470
Travelers $2,554 $2,680 $3,906 $3,104
USAA $1,461 $1,833 $2,708 $1,580

Cowarts, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Cowarts, AL car insurance rates. Compare rates below to see which Cowarts car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Cowarts, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,690
Farmers $4,065
GEICO $3,486
Liberty Mutual $5,257
Nationwide $3,114
Progressive $3,924
State Farm $4,470
Travelers $3,906
USAA $2,708

Cowarts, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Cowarts, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Cowarts companies based on commute time.

Annual Car Insurance Rates by Commute Length in Cowarts, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,117 $3,117
Farmers $3,827 $3,827
GEICO $2,560 $2,656
Liberty Mutual $4,927 $4,927
Nationwide $2,454 $2,454
Progressive $4,027 $4,027
State Farm $4,410 $4,631
Travelers $3,061 $3,061
USAA $1,809 $1,982

Cowarts, AL Cheapest Car Insurance Rates

How do the top Cowarts, Alabama car insurance companies’ average rates stack up against the Cowarts average monthly car insurance rates of $282? Take a look and see.

Best Annual Car Insurance Rates by Company in Cowarts, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cowarts, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Cowarts, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Cowarts, Alabama

Insurance Company Average Annual Rates
Allstate $3,117
Farmers $3,827
GEICO $2,608
Liberty Mutual $4,927
Nationwide $2,454
Progressive $4,027
State Farm $4,520
Travelers $3,061
USAA $1,896

Other Factors Affecting Cowarts, AL Car Insurance Rates

Before you buy Cowarts, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Cowarts, AL Commute Time

How does your Cowarts, AL commute time compare with the average driver? In Cowarts, the average commute is 24.0 minutes.

Cowarts, AL Car Insurance Quotes

Compare Cowarts, AL car insurance quotes from multiple companies by entering your ZIP code now.