Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Coy, AR for senior drivers are $2,312/year
  • The cheapest car insurance company in Coy for teen drivers is USAA
  • The cheapest car insurance company in Coy after a DUI is State Farm

Average car insurance rates in Coy, Arkansas are $380 a month. But with a little research you can get a great deal from the top car insurance companies in Coy, AR. Before you buy Coy, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Coy car insurance rates with Rogers car insurance rates, Jonesboro car insurance rates, or North Little Rock car insurance rates to make sure you’re getting the best Coy, AR car insurance quotes available.

Need affordable Coy, AR car insurance? Enter your ZIP code to compare Coy car insurance quotes from multiple car insurance companies near you.

Coy, AR Minimum Car Insurance Coverage

Coy, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Coy, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Coy, AR Car Insurance Rates by Coverage Level

Some Coy drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Coy, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Coy, Arkansas

Insurance Company Low Medium High
Allstate $4,860 $5,024 $5,198
Farmers $3,821 $3,999 $4,320
GEICO $3,295 $3,450 $3,608
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,747 $3,658 $3,805
Progressive $8,225 $9,034 $10,557
State Farm $2,811 $2,973 $3,140
Travelers $5,813 $6,129 $6,394
USAA $2,341 $2,437 $2,560

Coy, AR Car Insurance Rates by Age, Gender, and Marital Status

Coy, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Coy, AR car insurance, get quotes from multiple car insurance companies in the Coy area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Coy, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,802 $2,809 $2,515 $2,688 $10,456 $12,561 $3,071 $3,317
Farmers $2,148 $2,133 $1,914 $2,023 $9,397 $9,733 $2,457 $2,568
GEICO $2,470 $2,437 $2,274 $2,210 $6,651 $6,647 $2,443 $2,477
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,537 $2,581 $2,281 $2,405 $6,186 $7,863 $2,909 $3,131
Progressive $4,854 $4,568 $4,005 $4,193 $20,957 $23,620 $5,772 $6,207
State Farm $1,830 $1,830 $1,653 $1,653 $5,494 $6,898 $2,067 $2,373
Travelers $2,280 $2,324 $2,247 $2,255 $13,240 $21,294 $2,436 $2,819
USAA $1,484 $1,495 $1,380 $1,383 $4,817 $5,030 $1,918 $2,062

Coy, AR Car Insurance Rates for Teens

How much is Coy, Arkansas car insurance for teens? Compare rates from top Coy car insurance companies below to help find the cheapest teen car insurance in Coy, AR.

Annual Car Insurance Rates for Teen Drivers in Coy, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,456 $12,561
Farmers $9,397 $9,733
GEICO $6,651 $6,647
Liberty Mutual $8,234 $9,082
Nationwide $6,186 $7,863
Progressive $20,957 $23,620
State Farm $5,494 $6,898
Travelers $13,240 $21,294
USAA $4,817 $5,030

Coy, AR Car Insurance Rates for Seniors

Before seniors buy Coy, Arkansas car insurance, they should make sure to shop around. Some Coy, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Coy, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,515 $2,688
Farmers $1,914 $2,023
GEICO $2,274 $2,210
Liberty Mutual $2,143 $2,398
Nationwide $2,281 $2,405
Progressive $4,005 $4,193
State Farm $1,653 $1,653
Travelers $2,247 $2,255
USAA $1,380 $1,383

Coy, AR Car Insurance Rates by Credit History

How does your credit history affect Coy, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Coy, Arkansas

Insurance Company Poor Fair Good
Allstate $6,313 $4,844 $3,926
Farmers $4,587 $3,869 $3,684
GEICO $4,133 $3,401 $2,820
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,409 $3,557 $3,244
Progressive $10,465 $8,979 $8,373
State Farm $4,312 $2,594 $2,019
Travelers $7,016 $5,852 $5,468
USAA $3,238 $2,213 $1,887

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Coy, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Coy, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Coy.

Annual Coy, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,129 $5,219 $5,809 $4,953
Farmers $3,418 $4,391 $4,295 $4,083
GEICO $2,353 $3,594 $5,325 $2,532
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,915 $3,756 $5,070 $3,205
Progressive $7,980 $11,139 $8,405 $9,563
State Farm $2,717 $3,232 $2,975 $2,975
Travelers $5,123 $5,293 $7,742 $6,290
USAA $1,871 $2,385 $3,451 $2,078

Coy, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Coy, AR car insurance rates. Compare rates below to see which Coy car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Coy, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,809
Farmers $4,295
GEICO $5,325
Liberty Mutual $5,091
Nationwide $5,070
Progressive $8,405
State Farm $2,975
Travelers $7,742
USAA $3,451

Coy, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Coy, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Coy companies based on commute time.

Annual Car Insurance Rates by Commute Length in Coy, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,027 $5,027
Farmers $4,047 $4,047
GEICO $3,424 $3,479
Liberty Mutual $3,924 $3,924
Nationwide $3,737 $3,737
Progressive $9,272 $9,272
State Farm $2,902 $3,048
Travelers $6,112 $6,112
USAA $2,377 $2,516

Coy, AR Cheapest Car Insurance Rates

How do the top Coy, Arkansas car insurance companies’ average rates stack up against the Coy average monthly car insurance rates of $380? Take a look and see.

Best Annual Car Insurance Rates by Company in Coy, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Coy, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Coy, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Coy, Arkansas

Insurance Company Average Annual Rates
Allstate $5,027
Farmers $4,047
GEICO $3,451
Liberty Mutual $3,924
Nationwide $3,737
Progressive $9,272
State Farm $2,975
Travelers $6,112
USAA $2,446

Other Factors Affecting Coy, AR Car Insurance Rates

Before you buy Coy, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Coy, AR Commute Time

How does your Coy, AR commute time compare with the average driver? In Coy, the average commute is 22.2 minutes.

Coy, AR Car Insurance Quotes

Compare Coy, AR car insurance quotes from multiple companies by entering your ZIP code now.