Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Damascus for teen drivers is USAA
  • The cheapest car insurance company in Damascus after a DUI is State Farm
  • Average car insurance rates in Damascus, AR are $347/month

Average car insurance rates in Damascus, Arkansas are $347 a month. But with a little research you can get a great deal from the top car insurance companies in Damascus, AR. Before you buy Damascus, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Damascus car insurance rates with Fayetteville car insurance rates, Hot Springs car insurance rates, or North Little Rock car insurance rates to make sure you’re getting the best Damascus, AR car insurance quotes available.

Need affordable Damascus, AR car insurance? Enter your ZIP code to compare Damascus car insurance quotes from multiple car insurance companies near you.

Damascus, AR Minimum Car Insurance Coverage

Damascus, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Damascus, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Damascus, AR Car Insurance Rates by Coverage Level

Some Damascus drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Damascus, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Damascus, Arkansas

Insurance Company Low Medium High
Allstate $4,919 $5,049 $5,189
Farmers $4,121 $4,312 $4,661
GEICO $3,434 $3,576 $3,721
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $4,002 $3,903 $4,046
Progressive $5,231 $5,646 $6,430
State Farm $2,639 $2,761 $2,892
Travelers $5,635 $5,952 $6,221
USAA $1,988 $2,064 $2,162

Damascus, AR Car Insurance Rates by Age, Gender, and Marital Status

Damascus, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Damascus, AR car insurance, get quotes from multiple car insurance companies in the Damascus area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Damascus, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,883 $2,909 $2,563 $2,742 $10,308 $12,342 $3,194 $3,479
Farmers $2,328 $2,321 $2,075 $2,187 $10,070 $10,460 $2,669 $2,807
GEICO $2,557 $2,522 $2,354 $2,288 $6,903 $6,896 $2,529 $2,565
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,695 $2,741 $2,421 $2,554 $6,616 $8,415 $3,095 $3,333
Progressive $3,014 $2,846 $2,478 $2,594 $13,028 $14,688 $3,600 $3,906
State Farm $1,742 $1,742 $1,556 $1,556 $5,008 $6,290 $1,962 $2,258
Travelers $2,184 $2,225 $2,163 $2,170 $12,915 $20,807 $2,340 $2,685
USAA $1,284 $1,298 $1,191 $1,201 $3,985 $4,179 $1,651 $1,782

Damascus, AR Car Insurance Rates for Teens

How much is Damascus, Arkansas car insurance for teens? Compare rates from top Damascus car insurance companies below to help find the cheapest teen car insurance in Damascus, AR.

Annual Car Insurance Rates for Teen Drivers in Damascus, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,308 $12,342
Farmers $10,070 $10,460
GEICO $6,903 $6,896
Liberty Mutual $8,234 $9,082
Nationwide $6,616 $8,415
Progressive $13,028 $14,688
State Farm $5,008 $6,290
Travelers $12,915 $20,807
USAA $3,985 $4,179

Damascus, AR Car Insurance Rates for Seniors

Before seniors buy Damascus, Arkansas car insurance, they should make sure to shop around. Some Damascus, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Damascus, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,563 $2,742
Farmers $2,075 $2,187
GEICO $2,354 $2,288
Liberty Mutual $2,143 $2,398
Nationwide $2,421 $2,554
Progressive $2,478 $2,594
State Farm $1,556 $1,556
Travelers $2,163 $2,170
USAA $1,191 $1,201

Damascus, AR Car Insurance Rates by Credit History

How does your credit history affect Damascus, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Damascus, Arkansas

Insurance Company Poor Fair Good
Allstate $6,356 $4,858 $3,943
Farmers $4,957 $4,167 $3,970
GEICO $4,283 $3,525 $2,923
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,703 $3,791 $3,456
Progressive $6,521 $5,584 $5,202
State Farm $4,005 $2,411 $1,877
Travelers $6,804 $5,687 $5,317
USAA $2,745 $1,873 $1,596

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Damascus, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Damascus, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Damascus.

Annual Damascus, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,177 $5,242 $5,812 $4,979
Farmers $3,688 $4,733 $4,624 $4,413
GEICO $2,441 $3,725 $5,514 $2,627
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $3,102 $4,005 $5,415 $3,414
Progressive $4,967 $6,929 $5,224 $5,957
State Farm $2,538 $2,990 $2,764 $2,764
Travelers $4,974 $5,138 $7,532 $6,100
USAA $1,595 $2,017 $2,905 $1,769

Damascus, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Damascus, AR car insurance rates. Compare rates below to see which Damascus car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Damascus, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,812
Farmers $4,624
GEICO $5,514
Liberty Mutual $5,091
Nationwide $5,415
Progressive $5,224
State Farm $2,764
Travelers $7,532
USAA $2,905

Damascus, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Damascus, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Damascus companies based on commute time.

Annual Car Insurance Rates by Commute Length in Damascus, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,052 $5,052
Farmers $4,365 $4,365
GEICO $3,548 $3,606
Liberty Mutual $3,924 $3,924
Nationwide $3,984 $3,984
Progressive $5,769 $5,769
State Farm $2,699 $2,829
Travelers $5,936 $5,936
USAA $2,012 $2,130

Damascus, AR Cheapest Car Insurance Rates

How do the top Damascus, Arkansas car insurance companies’ average rates stack up against the Damascus average monthly car insurance rates of $347? Take a look and see.

Best Annual Car Insurance Rates by Company in Damascus, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Damascus, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Damascus, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Damascus, Arkansas

Insurance Company Average Annual Rates
Allstate $5,052
Farmers $4,365
GEICO $3,577
Liberty Mutual $3,924
Nationwide $3,984
Progressive $5,769
State Farm $2,764
Travelers $5,936
USAA $2,071

Other Factors Affecting Damascus, AR Car Insurance Rates

Before you buy Damascus, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Damascus, AR Commute Time

How does your Damascus, AR commute time compare with the average driver? In Damascus, the average commute is 21.5 minutes.

Damascus, AR Car Insurance Quotes

Compare Damascus, AR car insurance quotes from multiple companies by entering your ZIP code now.