Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Delta for teen drivers is USAA
  • Average car insurance rates in Delta, AL for senior drivers are $1,871/year
  • Average car insurance rates in Delta, AL are $294/month

Average car insurance rates in Delta, Alabama are $294 a month. But with a little research you can get a great deal from the top car insurance companies in Delta, AL. Before you buy Delta, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Delta car insurance rates with Decatur car insurance rates, Auburn car insurance rates, or Mobile car insurance rates to make sure you’re getting the best Delta, AL car insurance quotes available.

Need affordable Delta, AL car insurance? Enter your ZIP code to compare Delta car insurance quotes from multiple car insurance companies near you.

Delta, AL Minimum Car Insurance Coverage

Delta, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Delta, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Delta, AL Car Insurance Rates by Coverage Level

Some Delta drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Delta, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Delta, Alabama

Insurance Company Low Medium High
Allstate $2,912 $3,012 $3,124
Farmers $3,711 $3,880 $4,204
GEICO $2,454 $2,647 $2,876
Liberty Mutual $4,958 $5,167 $5,450
Nationwide $2,607 $2,586 $2,642
Progressive $3,602 $3,966 $4,391
State Farm $4,242 $4,473 $4,721
Travelers $3,623 $3,864 $3,879
USAA $2,037 $2,101 $2,198

Delta, AL Car Insurance Rates by Age, Gender, and Marital Status

Delta, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Delta, AL car insurance, get quotes from multiple car insurance companies in the Delta area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Delta, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,830 $1,747 $1,655 $1,687 $6,296 $6,763 $2,052 $2,098
Farmers $2,248 $2,232 $2,009 $2,134 $8,684 $8,935 $2,555 $2,658
GEICO $1,919 $1,902 $1,817 $1,869 $4,975 $4,882 $2,025 $1,883
Liberty Mutual $3,058 $3,307 $2,509 $2,808 $10,937 $12,167 $3,264 $3,485
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,163 $2,032 $1,772 $1,891 $8,876 $9,911 $2,537 $2,708
State Farm $2,753 $2,753 $2,486 $2,486 $8,283 $10,373 $3,109 $3,588
Travelers $1,564 $1,590 $1,460 $1,456 $8,202 $12,838 $1,482 $1,718
USAA $1,322 $1,347 $1,233 $1,215 $3,883 $4,311 $1,721 $1,865

Delta, AL Car Insurance Rates for Teens

How much is Delta, Alabama car insurance for teens? Compare rates from top Delta car insurance companies below to help find the cheapest teen car insurance in Delta, AL.

Annual Car Insurance Rates for Teen Drivers in Delta, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,296 $6,763
Farmers $8,684 $8,935
GEICO $4,975 $4,882
Liberty Mutual $10,937 $12,167
Nationwide $4,446 $5,755
Progressive $8,876 $9,911
State Farm $8,283 $10,373
Travelers $8,202 $12,838
USAA $3,883 $4,311

Delta, AL Car Insurance Rates for Seniors

Before seniors buy Delta, Alabama car insurance, they should make sure to shop around. Some Delta, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Delta, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,655 $1,687
Farmers $2,009 $2,134
GEICO $1,817 $1,869
Liberty Mutual $2,509 $2,808
Nationwide $1,564 $1,624
Progressive $1,772 $1,891
State Farm $2,486 $2,486
Travelers $1,460 $1,456
USAA $1,233 $1,215

Delta, AL Car Insurance Rates by Credit History

How does your credit history affect Delta, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Delta, Alabama

Insurance Company Poor Fair Good
Allstate $3,729 $2,926 $2,393
Farmers $4,409 $3,792 $3,594
GEICO $3,381 $2,413 $2,183
Liberty Mutual $7,444 $4,554 $3,577
Nationwide $3,155 $2,458 $2,223
Progressive $4,502 $3,856 $3,601
State Farm $7,263 $3,676 $2,497
Travelers $4,135 $3,582 $3,648
USAA $2,842 $1,846 $1,648

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Delta, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Delta, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Delta.

Annual Delta, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,571 $3,024 $3,571 $2,898
Farmers $3,307 $4,279 $4,175 $3,966
GEICO $1,803 $2,879 $3,547 $2,408
Liberty Mutual $4,074 $5,662 $5,548 $5,483
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,606 $4,528 $3,856 $3,955
State Farm $4,046 $5,008 $4,431 $4,431
Travelers $3,155 $3,313 $4,837 $3,849
USAA $1,625 $2,034 $3,030 $1,759

Delta, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Delta, AL car insurance rates. Compare rates below to see which Delta car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Delta, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,571
Farmers $4,175
GEICO $3,547
Liberty Mutual $5,548
Nationwide $3,331
Progressive $3,856
State Farm $4,431
Travelers $4,837
USAA $3,030

Delta, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Delta, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Delta companies based on commute time.

Annual Car Insurance Rates by Commute Length in Delta, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,016 $3,016
Farmers $3,932 $3,932
GEICO $2,610 $2,708
Liberty Mutual $5,192 $5,192
Nationwide $2,612 $2,612
Progressive $3,986 $3,986
State Farm $4,371 $4,586
Travelers $3,789 $3,789
USAA $2,015 $2,209

Delta, AL Cheapest Car Insurance Rates

How do the top Delta, Alabama car insurance companies’ average rates stack up against the Delta average monthly car insurance rates of $294? Take a look and see.

Best Annual Car Insurance Rates by Company in Delta, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Delta, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Delta, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Delta, Alabama

Insurance Company Average Annual Rates
Allstate $3,016
Farmers $3,932
GEICO $2,659
Liberty Mutual $5,192
Nationwide $2,612
Progressive $3,986
State Farm $4,479
Travelers $3,789
USAA $2,112

Other Factors Affecting Delta, AL Car Insurance Rates

Before you buy Delta, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Delta, AL Commute Time

How does your Delta, AL commute time compare with the average driver? In Delta, the average commute is 47.6 minutes.

Delta, AL Car Insurance Quotes

Compare Delta, AL car insurance quotes from multiple companies by entering your ZIP code now.