Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Deltona, FL are $353/month
  • Average car insurance rates in Deltona, FL for senior drivers are $2,572/year
  • The cheapest car insurance company in Deltona for teen drivers is USAA

Average car insurance rates in Deltona, Florida are $353 a month. But with a little research you can get a great deal from the top car insurance companies in Deltona, FL. Before you buy Deltona, Florida car insurance, make sure your coverage meets or exceeds the Florida minimum of 10/20/10.

It may even be helpful to compare Deltona car insurance rates with Port St. Lucie car insurance rates, Cape Coral car insurance rates, or Tallahassee car insurance rates to make sure you’re getting the best Deltona, FL car insurance quotes available.

Need affordable Deltona, FL car insurance? Enter your ZIP code to compare Deltona car insurance quotes from multiple car insurance companies near you.

Deltona, FL Minimum Car Insurance Coverage

Deltona, Florida law requires drivers carry a minimum of 10/20/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Deltona, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Deltona, FL Car Insurance Rates by Coverage Level

Some Deltona drivers can get by with the Florida minimum coverage of 10/20/10. Other drivers may need more. See how much your Deltona, Florida car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Deltona, Florida

Insurance Company Low Medium High
Allstate $5,123 $6,979 $7,805
GEICO $2,982 $3,868 $4,334
Liberty Mutual $4,290 $4,787 $5,054
Nationwide $2,937 $3,875 $4,366
Progressive $4,395 $5,284 $5,835
State Farm $2,487 $2,999 $3,296
USAA $2,359 $2,853 $3,041

Deltona, FL Car Insurance Rates by Age, Gender, and Marital Status

Deltona, Florida car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Deltona, FL car insurance, get quotes from multiple car insurance companies in the Deltona area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Deltona, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,144 $3,955 $3,606 $3,657 $14,132 $15,311 $4,114 $4,166
GEICO $2,938 $2,950 $2,755 $2,755 $5,266 $6,636 $3,237 $3,289
Liberty Mutual $3,276 $3,276 $3,006 $3,006 $6,868 $10,554 $3,276 $4,425
Nationwide $2,622 $2,588 $2,345 $2,424 $6,256 $7,694 $2,883 $2,998
Progressive $3,440 $3,258 $2,964 $3,166 $9,742 $10,645 $4,160 $3,998
State Farm $1,846 $1,846 $1,677 $1,677 $5,336 $6,800 $2,048 $2,190
USAA $1,591 $1,564 $1,491 $1,476 $5,454 $6,308 $1,984 $2,138

Deltona, FL Car Insurance Rates for Teens

How much is Deltona, Florida car insurance for teens? Compare rates from top Deltona car insurance companies below to help find the cheapest teen car insurance in Deltona, FL.

Annual Car Insurance Rates for Teen Drivers in Deltona, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,132 $15,311
GEICO $5,266 $6,636
Liberty Mutual $6,868 $10,554
Nationwide $6,256 $7,694
Progressive $9,742 $10,645
State Farm $5,336 $6,800
USAA $5,454 $6,308

Deltona, FL Car Insurance Rates for Seniors

Before seniors buy Deltona, Florida car insurance, they should make sure to shop around. Some Deltona, FL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Deltona, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,606 $3,657
GEICO $2,755 $2,755
Liberty Mutual $3,006 $3,006
Nationwide $2,345 $2,424
Progressive $2,964 $3,166
State Farm $1,677 $1,677
USAA $1,491 $1,476

Deltona, FL Car Insurance Rates by Credit History

How does your credit history affect Deltona, FL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Deltona, Florida

Insurance Company Poor Fair Good
Allstate $9,298 $5,862 $4,747
GEICO $5,425 $3,288 $2,472
Liberty Mutual $6,055 $4,456 $3,621
Nationwide $4,654 $3,425 $3,099
Progressive $6,734 $4,785 $3,996
State Farm $3,993 $2,629 $2,161
USAA $4,479 $2,188 $1,586

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Deltona, FL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Deltona, Florida car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Deltona.

Annual Deltona, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,731 $6,861 $7,598 $6,353
GEICO $2,604 $3,322 $4,933 $4,054
Liberty Mutual $3,404 $4,412 $6,389 $4,638
Nationwide $3,186 $3,492 $4,692 $3,535
Progressive $4,071 $6,049 $5,081 $5,484
State Farm $2,679 $3,176 $2,928 $2,928
USAA $2,154 $2,660 $3,931 $2,259

Deltona, FL Car Insurance Rates With a DUI

Even a single DUI can increase your Deltona, FL car insurance rates. Compare rates below to see which Deltona car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Deltona, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,598
GEICO $4,933
Liberty Mutual $6,389
Nationwide $4,692
Progressive $5,081
State Farm $2,928
USAA $3,931

Deltona, FL Car Insurance Rates by ZIP Code

Just like Deltona car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Deltona, FL car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Deltona, Florida

ZIP Code Average Annual Rates
32725 $3,259
32738 $3,259

Deltona, FL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Deltona, FL car insurance rates may be. Let’s take a look at average car insurance rates from top Deltona companies based on commute time.

Annual Car Insurance Rates by Commute Length in Deltona, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,446 $6,825
GEICO $3,710 $3,747
Liberty Mutual $4,560 $4,861
Nationwide $3,726 $3,726
Progressive $5,171 $5,171
State Farm $2,828 $3,027
USAA $2,720 $2,782

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Deltona, FL Cheapest Car Insurance Rates

How do the top Deltona, Florida car insurance companies’ average rates stack up against the Deltona average monthly car insurance rates of $353? Take a look and see.

Best Annual Car Insurance Rates by Company in Deltona, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Deltona, FL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Deltona, Florida car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Deltona, Florida

Insurance Company Average Annual Rates
Allstate $6,636
GEICO $3,728
Liberty Mutual $4,711
Nationwide $3,726
Progressive $5,171
State Farm $2,928
USAA $2,751

Other Factors Affecting Deltona, FL Car Insurance Rates

Before you buy Deltona, Florida car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Deltona, FL Commute Time

How does your Deltona, FL commute time compare with the average driver? In Deltona, the average commute is 33.6 minutes.

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Deltona, FL Car Insurance Quotes

Compare Deltona, FL car insurance quotes from multiple companies by entering your ZIP code now.