Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Des Arc after a DUI is State Farm
  • Average car insurance rates in Des Arc, AR are $341/month
  • The cheapest car insurance company in Des Arc for teen drivers is USAA

Average car insurance rates in Des Arc, Arkansas are $341 a month. But with a little research you can get a great deal from the top car insurance companies in Des Arc, AR. Before you buy Des Arc, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Des Arc car insurance rates with Bentonville car insurance rates, Rogers car insurance rates, or Fayetteville car insurance rates to make sure you’re getting the best Des Arc, AR car insurance quotes available.

Need affordable Des Arc, AR car insurance? Enter your ZIP code to compare Des Arc car insurance quotes from multiple car insurance companies near you.

Des Arc, AR Minimum Car Insurance Coverage

Des Arc, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Des Arc, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Des Arc, AR Car Insurance Rates by Coverage Level

Some Des Arc drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Des Arc, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Des Arc, Arkansas

Insurance Company Low Medium High
Allstate $4,949 $5,114 $5,288
Farmers $3,971 $4,125 $4,401
GEICO $3,140 $3,277 $3,417
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,747 $3,658 $3,805
Progressive $4,952 $5,283 $5,873
State Farm $2,747 $2,896 $3,052
Travelers $5,909 $6,228 $6,494
USAA $1,989 $2,069 $2,171

Des Arc, AR Car Insurance Rates by Age, Gender, and Marital Status

Des Arc, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Des Arc, AR car insurance, get quotes from multiple car insurance companies in the Des Arc area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Des Arc, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,843 $2,850 $2,554 $2,729 $10,669 $12,817 $3,114 $3,360
Farmers $2,276 $2,264 $2,036 $2,139 $9,453 $9,787 $2,611 $2,756
GEICO $2,417 $2,395 $2,234 $2,172 $6,106 $6,139 $2,364 $2,396
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,537 $2,581 $2,281 $2,405 $6,186 $7,863 $2,909 $3,131
Progressive $2,855 $2,710 $2,346 $2,452 $11,981 $13,500 $3,416 $3,693
State Farm $1,805 $1,805 $1,622 $1,622 $5,299 $6,662 $2,036 $2,334
Travelers $2,317 $2,362 $2,283 $2,291 $13,455 $21,635 $2,475 $2,866
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

Des Arc, AR Car Insurance Rates for Teens

How much is Des Arc, Arkansas car insurance for teens? Compare rates from top Des Arc car insurance companies below to help find the cheapest teen car insurance in Des Arc, AR.

Annual Car Insurance Rates for Teen Drivers in Des Arc, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,669 $12,817
Farmers $9,453 $9,787
GEICO $6,106 $6,139
Liberty Mutual $8,234 $9,082
Nationwide $6,186 $7,863
Progressive $11,981 $13,500
State Farm $5,299 $6,662
Travelers $13,455 $21,635
USAA $4,009 $4,199

Des Arc, AR Car Insurance Rates for Seniors

Before seniors buy Des Arc, Arkansas car insurance, they should make sure to shop around. Some Des Arc, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Des Arc, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,554 $2,729
Farmers $2,036 $2,139
GEICO $2,234 $2,172
Liberty Mutual $2,143 $2,398
Nationwide $2,281 $2,405
Progressive $2,346 $2,452
State Farm $1,622 $1,622
Travelers $2,283 $2,291
USAA $1,192 $1,200

Des Arc, AR Car Insurance Rates by Credit History

How does your credit history affect Des Arc, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Des Arc, Arkansas

Insurance Company Poor Fair Good
Allstate $6,422 $4,933 $3,995
Farmers $4,744 $3,970 $3,782
GEICO $3,928 $3,227 $2,678
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,409 $3,557 $3,244
Progressive $6,094 $5,190 $4,824
State Farm $4,200 $2,527 $1,967
Travelers $7,129 $5,946 $5,556
USAA $2,749 $1,878 $1,602

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Des Arc, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Des Arc, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Des Arc.

Annual Des Arc, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,200 $5,311 $5,915 $5,041
Farmers $3,519 $4,510 $4,404 $4,228
GEICO $2,214 $3,409 $5,107 $2,382
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,915 $3,756 $5,070 $3,205
Progressive $4,629 $6,427 $4,864 $5,557
State Farm $2,655 $3,142 $2,898 $2,898
Travelers $5,205 $5,378 $7,867 $6,391
USAA $1,597 $2,023 $2,912 $1,772

Des Arc, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Des Arc, AR car insurance rates. Compare rates below to see which Des Arc car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Des Arc, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,915
Farmers $4,404
GEICO $5,107
Liberty Mutual $5,091
Nationwide $5,070
Progressive $4,864
State Farm $2,898
Travelers $7,867
USAA $2,912

Des Arc, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Des Arc, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Des Arc companies based on commute time.

Annual Car Insurance Rates by Commute Length in Des Arc, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,117 $5,117
Farmers $4,165 $4,165
GEICO $3,258 $3,297
Liberty Mutual $3,924 $3,924
Nationwide $3,737 $3,737
Progressive $5,369 $5,369
State Farm $2,828 $2,969
Travelers $6,210 $6,210
USAA $2,017 $2,135

Des Arc, AR Cheapest Car Insurance Rates

How do the top Des Arc, Arkansas car insurance companies’ average rates stack up against the Des Arc average monthly car insurance rates of $341? Take a look and see.

Best Annual Car Insurance Rates by Company in Des Arc, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Des Arc, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Des Arc, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Des Arc, Arkansas

Insurance Company Average Annual Rates
Allstate $5,117
Farmers $4,165
GEICO $3,278
Liberty Mutual $3,924
Nationwide $3,737
Progressive $5,369
State Farm $2,898
Travelers $6,210
USAA $2,076

Other Factors Affecting Des Arc, AR Car Insurance Rates

Before you buy Des Arc, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Des Arc, AR Commute Time

How does your Des Arc, AR commute time compare with the average driver? In Des Arc, the average commute is 21.7 minutes.

Des Arc, AR Car Insurance Quotes

Compare Des Arc, AR car insurance quotes from multiple companies by entering your ZIP code now.