Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Detroit, AL for senior drivers are $1,829/year
  • The cheapest car insurance company in Detroit after a DUI is USAA
  • Average car insurance rates in Detroit, AL are $284/month

Average car insurance rates in Detroit, Alabama are $284 a month. But with a little research you can get a great deal from the top car insurance companies in Detroit, AL. Before you buy Detroit, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Detroit car insurance rates with Dothan car insurance rates, Huntsville car insurance rates, or Birmingham car insurance rates to make sure you’re getting the best Detroit, AL car insurance quotes available.

Need affordable Detroit, AL car insurance? Enter your ZIP code to compare Detroit car insurance quotes from multiple car insurance companies near you.

Detroit, AL Minimum Car Insurance Coverage

Detroit, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Detroit, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Detroit, AL Car Insurance Rates by Coverage Level

Some Detroit drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Detroit, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Detroit, Alabama

Insurance Company Low Medium High
Allstate $3,009 $3,104 $3,214
Farmers $3,763 $3,899 $4,152
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,689 $4,879 $5,134
Nationwide $2,497 $2,467 $2,519
Progressive $3,733 $4,067 $4,458
State Farm $3,974 $4,159 $4,365
Travelers $3,113 $3,333 $3,357
USAA $1,967 $2,027 $2,117

Detroit, AL Car Insurance Rates by Age, Gender, and Marital Status

Detroit, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Detroit, AL car insurance, get quotes from multiple car insurance companies in the Detroit area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Detroit, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,897 $1,813 $1,711 $1,745 $6,452 $6,928 $2,135 $2,188
Farmers $2,302 $2,286 $2,062 $2,174 $8,518 $8,774 $2,628 $2,760
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $2,916 $3,154 $2,397 $2,681 $10,233 $11,382 $3,115 $3,327
Nationwide $1,658 $1,685 $1,507 $1,567 $4,197 $5,450 $1,834 $2,056
Progressive $2,263 $2,147 $1,852 $1,961 $8,929 $10,010 $2,666 $2,861
State Farm $2,656 $2,656 $2,363 $2,363 $7,474 $9,404 $2,987 $3,426
Travelers $1,364 $1,387 $1,273 $1,271 $7,037 $11,016 $1,296 $1,499
USAA $1,274 $1,295 $1,187 $1,164 $3,761 $4,171 $1,657 $1,790

Detroit, AL Car Insurance Rates for Teens

How much is Detroit, Alabama car insurance for teens? Compare rates from top Detroit car insurance companies below to help find the cheapest teen car insurance in Detroit, AL.

Annual Car Insurance Rates for Teen Drivers in Detroit, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,452 $6,928
Farmers $8,518 $8,774
GEICO $4,918 $4,831
Liberty Mutual $10,233 $11,382
Nationwide $4,197 $5,450
Progressive $8,929 $10,010
State Farm $7,474 $9,404
Travelers $7,037 $11,016
USAA $3,761 $4,171

Detroit, AL Car Insurance Rates for Seniors

Before seniors buy Detroit, Alabama car insurance, they should make sure to shop around. Some Detroit, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Detroit, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,711 $1,745
Farmers $2,062 $2,174
GEICO $1,804 $1,850
Liberty Mutual $2,397 $2,681
Nationwide $1,507 $1,567
Progressive $1,852 $1,961
State Farm $2,363 $2,363
Travelers $1,273 $1,271
USAA $1,187 $1,164

Detroit, AL Car Insurance Rates by Credit History

How does your credit history affect Detroit, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Detroit, Alabama

Insurance Company Poor Fair Good
Allstate $3,846 $3,014 $2,466
Farmers $4,419 $3,796 $3,599
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,027 $4,296 $3,379
Nationwide $3,015 $2,347 $2,121
Progressive $4,640 $3,946 $3,673
State Farm $6,751 $3,421 $2,326
Travelers $3,568 $3,089 $3,146
USAA $2,744 $1,780 $1,588

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Detroit, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Detroit, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Detroit.

Annual Detroit, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,653 $3,116 $3,677 $2,988
Farmers $3,316 $4,275 $4,168 $3,994
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $3,849 $5,339 $5,240 $5,174
Nationwide $2,180 $2,180 $3,181 $2,436
Progressive $3,709 $4,622 $3,940 $4,073
State Farm $3,799 $4,615 $4,125 $4,125
Travelers $2,726 $2,862 $4,162 $3,321
USAA $1,568 $1,965 $2,921 $1,696

Detroit, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Detroit, AL car insurance rates. Compare rates below to see which Detroit car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Detroit, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,677
Farmers $4,168
GEICO $3,504
Liberty Mutual $5,240
Nationwide $3,181
Progressive $3,940
State Farm $4,125
Travelers $4,162
USAA $2,921

Detroit, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Detroit, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Detroit companies based on commute time.

Annual Car Insurance Rates by Commute Length in Detroit, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,109 $3,109
Farmers $3,938 $3,938
GEICO $2,587 $2,686
Liberty Mutual $4,901 $4,901
Nationwide $2,494 $2,494
Progressive $4,086 $4,086
State Farm $4,068 $4,264
Travelers $3,268 $3,268
USAA $1,944 $2,130

Detroit, AL Cheapest Car Insurance Rates

How do the top Detroit, Alabama car insurance companies’ average rates stack up against the Detroit average monthly car insurance rates of $284? Take a look and see.

Best Annual Car Insurance Rates by Company in Detroit, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Detroit, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Detroit, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Detroit, Alabama

Insurance Company Average Annual Rates
Allstate $3,109
Farmers $3,938
GEICO $2,637
Liberty Mutual $4,901
Nationwide $2,494
Progressive $4,086
State Farm $4,166
Travelers $3,268
USAA $2,037

Other Factors Affecting Detroit, AL Car Insurance Rates

Before you buy Detroit, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Detroit, AL Commute Time

How does your Detroit, AL commute time compare with the average driver? In Detroit, the average commute is 28.1 minutes.

Detroit, AL Traffic

Spending time in Detroit traffic can lead to higher car insurance rates. According to INRIX data, Detroit, AL ranks as the 408th-most congested with traffic in the world.

Detroit, AL Car Insurance Quotes

Compare Detroit, AL car insurance quotes from multiple companies by entering your ZIP code now.