Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Dothan for teen drivers is USAA
  • Average car insurance rates in Dothan, AL are $282/month
  • The annual number of car thefts in Dothan is 197.

Average car insurance rates in Dothan, Alabama are $282 a month. But with a little research you can get a great deal from the top car insurance companies in Dothan, AL. Before you buy Dothan, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Dothan car insurance rates with Tuscaloosa car insurance rates, Hoover car insurance rates, or Auburn car insurance rates to make sure you’re getting the best Dothan, AL car insurance quotes available.

Need affordable Dothan, AL car insurance? Enter your ZIP code to compare Dothan car insurance quotes from multiple car insurance companies near you.

Dothan, AL Minimum Car Insurance Coverage

Dothan, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Dothan, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Dothan, AL Car Insurance Rates by Coverage Level

Some Dothan drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Dothan, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Dothan, Alabama

Insurance Company Low Medium High
Allstate $3,014 $3,113 $3,225
Farmers $3,657 $3,835 $4,174
GEICO $2,378 $2,589 $2,839
Liberty Mutual $4,675 $4,882 $5,161
Nationwide $2,444 $2,460 $2,528
Progressive $3,610 $4,074 $4,616
State Farm $4,214 $4,469 $4,739
Travelers $2,846 $3,058 $3,091
USAA $1,805 $1,868 $1,964

Dothan, AL Car Insurance Rates by Age, Gender, and Marital Status

Dothan, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Dothan, AL car insurance, get quotes from multiple car insurance companies in the Dothan area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dothan, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,886 $1,801 $1,705 $1,739 $6,513 $7,013 $2,116 $2,164
Farmers $2,217 $2,201 $1,981 $2,108 $8,623 $8,871 $2,509 $2,598
GEICO $1,874 $1,857 $1,793 $1,854 $4,882 $4,756 $1,979 $1,822
Liberty Mutual $2,848 $3,075 $2,338 $2,614 $10,477 $11,648 $3,028 $3,219
Nationwide $1,630 $1,649 $1,489 $1,540 $4,237 $5,450 $1,806 $2,016
Progressive $2,214 $2,060 $1,818 $1,954 $9,222 $10,257 $2,571 $2,704
State Farm $2,725 $2,725 $2,474 $2,474 $8,331 $10,439 $3,081 $3,545
Travelers $1,238 $1,257 $1,163 $1,160 $6,483 $10,165 $1,178 $1,344
USAA $1,176 $1,194 $1,102 $1,082 $3,465 $3,839 $1,526 $1,647

Dothan, AL Car Insurance Rates for Teens

How much is Dothan, Alabama car insurance for teens? Compare rates from top Dothan car insurance companies below to help find the cheapest teen car insurance in Dothan, AL.

Annual Car Insurance Rates for Teen Drivers in Dothan, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,513 $7,013
Farmers $8,623 $8,871
GEICO $4,882 $4,756
Liberty Mutual $10,477 $11,648
Nationwide $4,237 $5,450
Progressive $9,222 $10,257
State Farm $8,331 $10,439
Travelers $6,483 $10,165
USAA $3,465 $3,839

Dothan, AL Car Insurance Rates for Seniors

Before seniors buy Dothan, Alabama car insurance, they should make sure to shop around. Some Dothan, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Dothan, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,705 $1,739
Farmers $1,981 $2,108
GEICO $1,793 $1,854
Liberty Mutual $2,338 $2,614
Nationwide $1,489 $1,540
Progressive $1,818 $1,954
State Farm $2,474 $2,474
Travelers $1,163 $1,160
USAA $1,102 $1,082

Dothan, AL Car Insurance Rates by Credit History

How does your credit history affect Dothan, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Dothan, Alabama

Insurance Company Poor Fair Good
Allstate $3,853 $3,025 $2,473
Farmers $4,357 $3,752 $3,556
GEICO $3,308 $2,361 $2,137
Liberty Mutual $7,014 $4,315 $3,389
Nationwide $2,982 $2,335 $2,115
Progressive $4,614 $3,972 $3,714
State Farm $7,255 $3,672 $2,495
Travelers $3,271 $2,836 $2,889
USAA $2,516 $1,647 $1,473

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Dothan, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Dothan, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Dothan.

Annual Dothan, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,657 $3,127 $3,690 $2,995
Farmers $3,274 $4,236 $4,133 $3,911
GEICO $1,759 $2,824 $3,481 $2,344
Liberty Mutual $3,849 $5,359 $5,234 $5,181
Nationwide $2,172 $2,172 $3,145 $2,420
Progressive $3,689 $4,659 $4,004 $4,048
State Farm $4,032 $5,014 $4,425 $4,425
Travelers $2,502 $2,625 $3,825 $3,041
USAA $1,449 $1,816 $2,684 $1,566

Dothan, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Dothan, AL car insurance rates. Compare rates below to see which Dothan car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Dothan, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,690
Farmers $4,133
GEICO $3,481
Liberty Mutual $5,234
Nationwide $3,145
Progressive $4,004
State Farm $4,425
Travelers $3,825
USAA $2,684

Dothan, AL Car Insurance Rates by ZIP Code

Just like Dothan car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Dothan, AL car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Dothan, Alabama

ZIP Code Average Annual Rates
36301 $3,487
36303 $3,417
36305 $3,470
36345 $3,481

Dothan, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Dothan, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Dothan companies based on commute time.

Annual Car Insurance Rates by Commute Length in Dothan, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,117 $3,117
Farmers $3,889 $3,889
GEICO $2,554 $2,650
Liberty Mutual $4,906 $4,906
Nationwide $2,477 $2,477
Progressive $4,100 $4,100
State Farm $4,364 $4,584
Travelers $2,998 $2,998
USAA $1,793 $1,964

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Dothan, AL Cheapest Car Insurance Rates

How do the top Dothan, Alabama car insurance companies’ average rates stack up against the Dothan average monthly car insurance rates of $282? Take a look and see.

Best Annual Car Insurance Rates by Company in Dothan, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Dothan, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Dothan, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Dothan, Alabama

Insurance Company Average Annual Rates
Allstate $3,117
Farmers $3,889
GEICO $2,602
Liberty Mutual $4,906
Nationwide $2,477
Progressive $4,100
State Farm $4,474
Travelers $2,998
USAA $1,879

Other Factors Affecting Dothan, AL Car Insurance Rates

Before you buy Dothan, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Dothan, AL Car Theft Rates

The car theft rate in Dothan, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Dothan, Alabama is 197 stolen cars.

Dothan, AL Commute Time

How does your Dothan, AL commute time compare with the average driver? In Dothan, the average commute is 19.5 minutes.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Dothan, AL Car Insurance Quotes

Compare Dothan, AL car insurance quotes from multiple companies by entering your ZIP code now.