Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Dover, AR for senior drivers are $2,009/year
  • The cheapest car insurance company in Dover after a DUI is State Farm
  • The cheapest car insurance company in Dover for teen drivers is USAA

Average car insurance rates in Dover, Arkansas are $320 a month. But with a little research you can get a great deal from the top car insurance companies in Dover, AR. Before you buy Dover, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Dover car insurance rates with North Little Rock car insurance rates, Rogers car insurance rates, or Pine Bluff car insurance rates to make sure you’re getting the best Dover, AR car insurance quotes available.

Need affordable Dover, AR car insurance? Enter your ZIP code to compare Dover car insurance quotes from multiple car insurance companies near you.

Dover, AR Minimum Car Insurance Coverage

Dover, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Dover, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Dover, AR Car Insurance Rates by Coverage Level

Some Dover drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Dover, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Dover, Arkansas

Insurance Company Low Medium High
Allstate $4,913 $5,041 $5,177
Farmers $3,835 $3,987 $4,260
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $4,548 $4,844 $5,347
State Farm $2,431 $2,550 $2,679
Travelers $5,059 $5,319 $5,534
USAA $1,938 $2,014 $2,113

Dover, AR Car Insurance Rates by Age, Gender, and Marital Status

Dover, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Dover, AR car insurance, get quotes from multiple car insurance companies in the Dover area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dover, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,874 $2,900 $2,554 $2,733 $10,299 $12,333 $3,186 $3,471
Farmers $2,180 $2,166 $1,948 $2,050 $9,204 $9,527 $2,505 $2,639
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,588 $2,448 $2,129 $2,226 $11,043 $12,422 $3,098 $3,350
State Farm $1,617 $1,617 $1,444 $1,444 $4,605 $5,795 $1,820 $2,085
Travelers $1,982 $2,019 $1,957 $1,962 $11,495 $18,451 $2,120 $2,448
USAA $1,248 $1,259 $1,160 $1,165 $3,916 $4,097 $1,602 $1,724

Dover, AR Car Insurance Rates for Teens

How much is Dover, Arkansas car insurance for teens? Compare rates from top Dover car insurance companies below to help find the cheapest teen car insurance in Dover, AR.

Annual Car Insurance Rates for Teen Drivers in Dover, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,299 $12,333
Farmers $9,204 $9,527
GEICO $6,083 $6,098
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $11,043 $12,422
State Farm $4,605 $5,795
Travelers $11,495 $18,451
USAA $3,916 $4,097

Dover, AR Car Insurance Rates for Seniors

Before seniors buy Dover, Arkansas car insurance, they should make sure to shop around. Some Dover, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Dover, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,554 $2,733
Farmers $1,948 $2,050
GEICO $2,150 $2,090
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,129 $2,226
State Farm $1,444 $1,444
Travelers $1,957 $1,962
USAA $1,160 $1,165

Dover, AR Car Insurance Rates by Credit History

How does your credit history affect Dover, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Dover, Arkansas

Insurance Company Poor Fair Good
Allstate $6,342 $4,850 $3,938
Farmers $4,581 $3,842 $3,659
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $5,565 $4,752 $4,422
State Farm $3,697 $2,228 $1,736
Travelers $6,084 $5,080 $4,748
USAA $2,674 $1,829 $1,561

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Dover, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Dover, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Dover.

Annual Dover, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,169 $5,233 $5,803 $4,970
Farmers $3,400 $4,363 $4,263 $4,085
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,233 $5,892 $4,448 $5,078
State Farm $2,347 $2,759 $2,553 $2,553
Travelers $4,447 $4,594 $6,721 $5,455
USAA $1,555 $1,970 $2,837 $1,724

Dover, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Dover, AR car insurance rates. Compare rates below to see which Dover car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Dover, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,803
Farmers $4,263
GEICO $4,978
Liberty Mutual $5,036
Nationwide $4,865
Progressive $4,448
State Farm $2,553
Travelers $6,721
USAA $2,837

Dover, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Dover, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Dover companies based on commute time.

Annual Car Insurance Rates by Commute Length in Dover, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,044 $5,044
Farmers $4,028 $4,028
GEICO $3,187 $3,232
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $4,913 $4,913
State Farm $2,492 $2,614
Travelers $5,304 $5,304
USAA $1,964 $2,079

Dover, AR Cheapest Car Insurance Rates

How do the top Dover, Arkansas car insurance companies’ average rates stack up against the Dover average monthly car insurance rates of $320? Take a look and see.

Best Annual Car Insurance Rates by Company in Dover, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Dover, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Dover, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Dover, Arkansas

Insurance Company Average Annual Rates
Allstate $5,044
Farmers $4,028
GEICO $3,209
Liberty Mutual $3,892
Nationwide $3,583
Progressive $4,913
State Farm $2,553
Travelers $5,304
USAA $2,022

Other Factors Affecting Dover, AR Car Insurance Rates

Before you buy Dover, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Dover, AR Commute Time

How does your Dover, AR commute time compare with the average driver? In Dover, the average commute is 26.0 minutes.

Dover, AR Traffic

Spending time in Dover traffic can lead to higher car insurance rates. According to INRIX data, Dover, AR ranks as the 836th-most congested with traffic in the world.

Dover, AR Car Insurance Quotes

Compare Dover, AR car insurance quotes from multiple companies by entering your ZIP code now.