Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Duncanville after a DUI is USAA
  • Average car insurance rates in Duncanville, AL for senior drivers are $1,991/year
  • The cheapest car insurance company in Duncanville for teen drivers is USAA

Average car insurance rates in Duncanville, Alabama are $316 a month. But with a little research you can get a great deal from the top car insurance companies in Duncanville, AL. Before you buy Duncanville, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Duncanville car insurance rates with Hoover car insurance rates, Decatur car insurance rates, or Tuscaloosa car insurance rates to make sure you’re getting the best Duncanville, AL car insurance quotes available.

Need affordable Duncanville, AL car insurance? Enter your ZIP code to compare Duncanville car insurance quotes from multiple car insurance companies near you.

Duncanville, AL Minimum Car Insurance Coverage

Duncanville, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Duncanville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Duncanville, AL Car Insurance Rates by Coverage Level

Some Duncanville drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Duncanville, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Duncanville, Alabama

Insurance Company Low Medium High
Allstate $3,560 $3,691 $3,838
Farmers $4,066 $4,259 $4,626
GEICO $2,725 $2,948 $3,208
Liberty Mutual $4,824 $5,039 $5,327
Nationwide $2,596 $2,598 $2,662
Progressive $4,068 $4,475 $4,937
State Farm $4,620 $4,901 $5,196
Travelers $3,735 $4,012 $4,052
USAA $2,089 $2,156 $2,258

Duncanville, AL Car Insurance Rates by Age, Gender, and Marital Status

Duncanville, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Duncanville, AL car insurance, get quotes from multiple car insurance companies in the Duncanville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Duncanville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,203 $2,095 $1,995 $2,034 $7,844 $8,424 $2,462 $2,515
Farmers $2,463 $2,445 $2,200 $2,340 $9,563 $9,839 $2,792 $2,895
GEICO $2,099 $2,095 $2,001 $2,078 $5,613 $5,513 $2,219 $2,062
Liberty Mutual $2,936 $3,170 $2,413 $2,699 $10,829 $12,035 $3,116 $3,307
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,391 $2,239 $1,964 $2,091 $10,118 $11,304 $2,813 $3,026
State Farm $2,964 $2,964 $2,697 $2,697 $9,192 $11,507 $3,355 $3,869
Travelers $1,587 $1,611 $1,488 $1,483 $8,569 $13,504 $1,500 $1,721
USAA $1,347 $1,365 $1,258 $1,231 $4,033 $4,467 $1,753 $1,891

Duncanville, AL Car Insurance Rates for Teens

How much is Duncanville, Alabama car insurance for teens? Compare rates from top Duncanville car insurance companies below to help find the cheapest teen car insurance in Duncanville, AL.

Annual Car Insurance Rates for Teen Drivers in Duncanville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,844 $8,424
Farmers $9,563 $9,839
GEICO $5,613 $5,513
Liberty Mutual $10,829 $12,035
Nationwide $4,521 $5,808
Progressive $10,118 $11,304
State Farm $9,192 $11,507
Travelers $8,569 $13,504
USAA $4,033 $4,467

Duncanville, AL Car Insurance Rates for Seniors

Before seniors buy Duncanville, Alabama car insurance, they should make sure to shop around. Some Duncanville, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Duncanville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,995 $2,034
Farmers $2,200 $2,340
GEICO $2,001 $2,078
Liberty Mutual $2,413 $2,699
Nationwide $1,560 $1,612
Progressive $1,964 $2,091
State Farm $2,697 $2,697
Travelers $1,488 $1,483
USAA $1,258 $1,231

Duncanville, AL Car Insurance Rates by Credit History

How does your credit history affect Duncanville, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Duncanville, Alabama

Insurance Company Poor Fair Good
Allstate $4,556 $3,594 $2,940
Farmers $4,838 $4,166 $3,948
GEICO $3,766 $2,685 $2,429
Liberty Mutual $7,236 $4,455 $3,499
Nationwide $3,156 $2,467 $2,234
Progressive $5,054 $4,351 $4,074
State Farm $7,961 $4,025 $2,731
Travelers $4,289 $3,719 $3,791
USAA $2,911 $1,898 $1,695

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Duncanville, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Duncanville, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Duncanville.

Annual Duncanville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,129 $3,702 $4,408 $3,547
Farmers $3,633 $4,702 $4,587 $4,346
GEICO $1,986 $3,215 $3,995 $2,644
Liberty Mutual $3,971 $5,533 $5,401 $5,347
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $4,056 $5,119 $4,353 $4,444
State Farm $4,413 $5,508 $4,851 $4,851
Travelers $3,274 $3,436 $5,032 $3,990
USAA $1,667 $2,094 $3,108 $1,803

Duncanville, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Duncanville, AL car insurance rates. Compare rates below to see which Duncanville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Duncanville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,408
Farmers $4,587
GEICO $3,995
Liberty Mutual $5,401
Nationwide $3,329
Progressive $4,353
State Farm $4,851
Travelers $5,032
USAA $3,108

Duncanville, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Duncanville, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Duncanville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Duncanville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,696 $3,696
Farmers $4,317 $4,317
GEICO $2,907 $3,013
Liberty Mutual $5,063 $5,063
Nationwide $2,619 $2,619
Progressive $4,493 $4,493
State Farm $4,785 $5,026
Travelers $3,933 $3,933
USAA $2,069 $2,267

Duncanville, AL Cheapest Car Insurance Rates

How do the top Duncanville, Alabama car insurance companies’ average rates stack up against the Duncanville average monthly car insurance rates of $316? Take a look and see.

Best Annual Car Insurance Rates by Company in Duncanville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Duncanville, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Duncanville, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Duncanville, Alabama

Insurance Company Average Annual Rates
Allstate $3,696
Farmers $4,317
GEICO $2,960
Liberty Mutual $5,063
Nationwide $2,619
Progressive $4,493
State Farm $4,906
Travelers $3,933
USAA $2,168

Duncanville, AL Car Insurance Quotes

Compare Duncanville, AL car insurance quotes from multiple companies by entering your ZIP code now.