Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in East Rutherford, NJ for senior drivers are $3,884/year
  • The cheapest car insurance company in East Rutherford for teen drivers is GEICO
  • The cheapest car insurance company in East Rutherford after a DUI is GEICO

Average car insurance rates in East Rutherford, New Jersey are $524 a month. But with a little research you can get a great deal from the top car insurance companies in East Rutherford, NJ. Before you buy East Rutherford, New Jersey car insurance, make sure your coverage meets or exceeds the New Jersey minimum of 15/30/5.

It may even be helpful to compare East Rutherford car insurance rates with Paterson car insurance rates, Elizabeth car insurance rates, or Clifton car insurance rates to make sure you’re getting the best East Rutherford, NJ car insurance quotes available.

Need affordable East Rutherford, NJ car insurance? Enter your ZIP code to compare East Rutherford car insurance quotes from multiple car insurance companies near you.

East Rutherford, NJ Minimum Car Insurance Coverage

East Rutherford, New Jersey law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in East Rutherford, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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East Rutherford, NJ Car Insurance Rates by Coverage Level

Some East Rutherford drivers can get by with the New Jersey minimum coverage of 15/30/5. Other drivers may need more. See how much your East Rutherford, New Jersey car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in East Rutherford, New Jersey

Insurance Company Low Medium High
Allstate $6,551 $7,328 $7,739
Farmers $7,231 $7,998 $8,881
GEICO $2,528 $2,911 $3,122
Liberty Mutual $6,732 $7,751 $8,087
Progressive $3,801 $4,277 $4,546
State Farm $8,888 $9,762 $10,230
Travelers $4,180 $4,571 $4,964

East Rutherford, NJ Car Insurance Rates by Age, Gender, and Marital Status

East Rutherford, New Jersey car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy East Rutherford, NJ car insurance, get quotes from multiple car insurance companies in the East Rutherford area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in East Rutherford, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,396 $4,378 $4,303 $4,303 $13,631 $16,174 $5,217 $5,246
Farmers $5,096 $5,138 $4,960 $4,847 $14,909 $17,129 $6,055 $6,159
GEICO $2,322 $2,285 $2,273 $2,273 $4,227 $4,187 $2,676 $2,589
Liberty Mutual $4,976 $4,976 $5,466 $5,466 $12,910 $14,650 $5,466 $6,276
Progressive $2,155 $1,990 $1,944 $2,003 $9,821 $10,773 $2,550 $2,430
State Farm $5,566 $5,566 $5,056 $5,056 $18,523 $23,768 $6,366 $7,113
Travelers $3,463 $3,352 $3,202 $3,228 $7,823 $8,813 $3,364 $3,325

East Rutherford, NJ Car Insurance Rates for Teens

How much is East Rutherford, New Jersey car insurance for teens? Compare rates from top East Rutherford car insurance companies below to help find the cheapest teen car insurance in East Rutherford, NJ.

Annual Car Insurance Rates for Teen Drivers in East Rutherford, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,631 $16,174
Farmers $14,909 $17,129
GEICO $4,227 $4,187
Liberty Mutual $12,910 $14,650
Progressive $9,821 $10,773
State Farm $18,523 $23,768
Travelers $7,823 $8,813

East Rutherford, NJ Car Insurance Rates for Seniors

Before seniors buy East Rutherford, New Jersey car insurance, they should make sure to shop around. Some East Rutherford, NJ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in East Rutherford, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,303 $4,303
Farmers $4,960 $4,847
GEICO $2,273 $2,273
Liberty Mutual $5,466 $5,466
Progressive $1,944 $2,003
State Farm $5,056 $5,056
Travelers $3,202 $3,228

East Rutherford, NJ Car Insurance Rates by Credit History

How does your credit history affect East Rutherford, NJ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in East Rutherford, New Jersey

Insurance Company Poor Fair Good
Allstate $10,175 $6,411 $5,032
Farmers $9,575 $7,481 $7,055
GEICO $4,300 $2,471 $1,789
Liberty Mutual $9,543 $7,066 $5,960
Progressive $4,714 $4,113 $3,797
State Farm $13,955 $8,394 $6,531
Travelers $6,156 $4,498 $3,060

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East Rutherford, NJ Car Insurance Rates by Driver History

How does a single speeding ticket affect your East Rutherford, New Jersey car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in East Rutherford.

Annual East Rutherford, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,392 $9,027 $7,832 $6,572
Farmers $6,220 $10,570 $8,617 $6,740
GEICO $2,218 $2,918 $4,060 $2,218
Liberty Mutual $7,223 $8,273 $7,373 $7,223
Progressive $3,612 $4,864 $4,138 $4,218
State Farm $5,206 $9,528 $15,339 $8,434
Travelers $3,507 $5,230 $5,052 $4,496

East Rutherford, NJ Car Insurance Rates With a DUI

Even a single DUI can increase your East Rutherford, NJ car insurance rates. Compare rates below to see which East Rutherford car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in East Rutherford, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,832
Farmers $8,617
GEICO $4,060
Liberty Mutual $7,373
Progressive $4,138
State Farm $15,339
Travelers $5,052

East Rutherford, NJ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your East Rutherford, NJ car insurance rates may be. Let’s take a look at average car insurance rates from top East Rutherford companies based on commute time.

Annual Car Insurance Rates by Commute Length in East Rutherford, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,192 $7,219
Farmers $8,037 $8,037
GEICO $2,830 $2,878
Liberty Mutual $7,450 $7,596
Progressive $4,208 $4,208
State Farm $9,372 $9,882
Travelers $4,571 $4,571

East Rutherford, NJ Cheapest Car Insurance Rates

How do the top East Rutherford, New Jersey car insurance companies’ average rates stack up against the East Rutherford average monthly car insurance rates of $524? Take a look and see.

Best Annual Car Insurance Rates by Company in East Rutherford, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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East Rutherford, NJ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top East Rutherford, New Jersey car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in East Rutherford, New Jersey

Insurance Company Average Annual Rates
Allstate $7,206
Farmers $8,037
GEICO $2,854
Liberty Mutual $7,523
Progressive $4,208
State Farm $9,627
Travelers $4,571

Other Factors Affecting East Rutherford, NJ Car Insurance Rates

Before you buy East Rutherford, New Jersey car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

East Rutherford, NJ Commute Time

How does your East Rutherford, NJ commute time compare with the average driver? In East Rutherford, the average commute is 30.9 minutes.

East Rutherford, NJ Car Insurance Quotes

Compare East Rutherford, NJ car insurance quotes from multiple companies by entering your ZIP code now.