Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in Eastlake, OH for senior drivers are $1,397/year
  • The cheapest car insurance company in Eastlake after a DUI is American Family
  • The annual number of car thefts in Eastlake is 16.

Average car insurance rates in Eastlake, Ohio are $226 a month. But with a little research you can get a great deal from the top car insurance companies in Eastlake, OH. Before you buy Eastlake, Ohio car insurance, make sure your coverage meets or exceeds the Ohio minimum of 25/50/25.

It may even be helpful to compare Eastlake car insurance rates with Cleveland car insurance rates, Toledo car insurance rates, or Dayton car insurance rates to make sure you’re getting the best Eastlake, OH car insurance quotes available.

Need affordable Eastlake, OH car insurance? Enter your ZIP code to compare Eastlake car insurance quotes from multiple car insurance companies near you.

Eastlake, OH Minimum Car Insurance Coverage

Eastlake, Ohio law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Eastlake, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Eastlake, OH Car Insurance Rates by Coverage Level

Some Eastlake drivers can get by with the Ohio minimum coverage of 25/50/25. Other drivers may need more. See how much your Eastlake, Ohio car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Eastlake, Ohio

Insurance Company Low Medium High
Allstate $3,128 $3,235 $3,364
American Family $1,426 $1,463 $1,465
Farmers $3,230 $3,376 $3,703
GEICO $1,615 $1,662 $1,730
Liberty Mutual $3,820 $4,016 $4,140
Nationwide $3,527 $3,099 $2,965
Progressive $3,051 $3,163 $3,361
State Farm $2,376 $2,526 $2,649
Travelers $2,890 $3,016 $3,022
USAA $1,407 $1,478 $1,554

Eastlake, OH Car Insurance Rates by Age, Gender, and Marital Status

Eastlake, Ohio car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Eastlake, OH car insurance, get quotes from multiple car insurance companies in the Eastlake area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Eastlake, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,143 $2,125 $1,945 $2,077 $6,084 $6,965 $2,230 $2,367
American Family $880 $911 $811 $812 $2,859 $3,092 $1,095 $1,151
Farmers $1,784 $1,783 $1,569 $1,661 $8,149 $8,484 $1,993 $2,068
GEICO $1,209 $1,172 $1,136 $1,148 $3,218 $2,990 $1,343 $1,136
Liberty Mutual $1,842 $2,012 $1,413 $1,726 $9,806 $11,075 $1,944 $2,118
Nationwide $2,125 $2,135 $1,920 $1,932 $5,484 $7,058 $2,276 $2,644
Progressive $1,603 $1,494 $1,335 $1,379 $7,448 $8,381 $1,912 $1,981
State Farm $1,474 $1,474 $1,333 $1,333 $4,805 $6,027 $1,718 $1,972
Travelers $1,361 $1,381 $1,359 $1,350 $5,940 $9,386 $1,421 $1,611
USAA $893 $901 $853 $850 $2,778 $3,088 $1,193 $1,280

Eastlake, OH Car Insurance Rates for Teens

How much is Eastlake, Ohio car insurance for teens? Compare rates from top Eastlake car insurance companies below to help find the cheapest teen car insurance in Eastlake, OH.

Annual Car Insurance Rates for Teen Drivers in Eastlake, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,084 $6,965
American Family $2,859 $3,092
Farmers $8,149 $8,484
GEICO $3,218 $2,990
Liberty Mutual $9,806 $11,075
Nationwide $5,484 $7,058
Progressive $7,448 $8,381
State Farm $4,805 $6,027
Travelers $5,940 $9,386
USAA $2,778 $3,088

Eastlake, OH Car Insurance Rates for Seniors

Before seniors buy Eastlake, Ohio car insurance, they should make sure to shop around. Some Eastlake, OH car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Eastlake, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,945 $2,077
American Family $811 $812
Farmers $1,569 $1,661
GEICO $1,136 $1,148
Liberty Mutual $1,413 $1,726
Nationwide $1,920 $1,932
Progressive $1,335 $1,379
State Farm $1,333 $1,333
Travelers $1,359 $1,350
USAA $853 $850

Eastlake, OH Car Insurance Rates by Credit History

How does your credit history affect Eastlake, OH car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Eastlake, Ohio

Insurance Company Poor Fair Good
Allstate $4,159 $3,038 $2,529
American Family $1,933 $1,313 $1,108
Farmers $3,881 $3,293 $3,135
GEICO $1,999 $1,669 $1,339
Liberty Mutual $5,709 $3,513 $2,754
Nationwide $3,858 $3,108 $2,625
Progressive $3,561 $3,103 $2,911
State Farm $3,587 $2,217 $1,747
Travelers $3,325 $2,896 $2,707
USAA $1,916 $1,361 $1,162

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Eastlake, OH Car Insurance Rates by Driver History

How does a single speeding ticket affect your Eastlake, Ohio car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Eastlake.

Annual Eastlake, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,708 $3,291 $3,890 $3,079
American Family $1,391 $1,472 $1,472 $1,472
Farmers $2,836 $3,655 $3,565 $3,688
GEICO $1,136 $1,634 $2,367 $1,540
Liberty Mutual $3,347 $4,315 $4,396 $3,910
Nationwide $2,566 $3,258 $4,128 $2,835
Progressive $2,748 $3,756 $2,929 $3,333
State Farm $2,281 $2,753 $2,517 $2,517
Travelers $2,188 $2,857 $4,313 $2,547
USAA $1,133 $1,521 $2,009 $1,256

Eastlake, OH Car Insurance Rates With a DUI

Even a single DUI can increase your Eastlake, OH car insurance rates. Compare rates below to see which Eastlake car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Eastlake, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,890
American Family $1,472
Farmers $3,565
GEICO $2,367
Liberty Mutual $4,396
Nationwide $4,128
Progressive $2,929
State Farm $2,517
Travelers $4,313
USAA $2,009

Eastlake, OH Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Eastlake, OH car insurance rates may be. Let’s take a look at average car insurance rates from top Eastlake companies based on commute time.

Annual Car Insurance Rates by Commute Length in Eastlake, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,242 $3,242
American Family $1,434 $1,469
Farmers $3,436 $3,436
GEICO $1,640 $1,698
Liberty Mutual $3,992 $3,992
Nationwide $3,197 $3,197
Progressive $3,192 $3,192
State Farm $2,453 $2,581
Travelers $2,976 $2,976
USAA $1,423 $1,536

Eastlake, OH Cheapest Car Insurance Rates

How do the top Eastlake, Ohio car insurance companies’ average rates stack up against the Eastlake average monthly car insurance rates of $226? Take a look and see.

Best Annual Car Insurance Rates by Company in Eastlake, Ohio

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Eastlake, OH Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Eastlake, Ohio car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Eastlake, Ohio

Insurance Company Average Annual Rates
Allstate $3,242
American Family $1,451
Farmers $3,436
GEICO $1,669
Liberty Mutual $3,992
Nationwide $3,197
Progressive $3,192
State Farm $2,517
Travelers $2,976
USAA $1,480

Other Factors Affecting Eastlake, OH Car Insurance Rates

Before you buy Eastlake, Ohio car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Eastlake, OH Car Theft Rates

The car theft rate in Eastlake, OH will affect your car insurance rates. FBI data shows that the annual car theft rate for Eastlake, Ohio is 16 stolen cars.

Eastlake, OH Commute Time

How does your Eastlake, OH commute time compare with the average driver? In Eastlake, the average commute is 23.4 minutes.

Eastlake, OH Car Insurance Quotes

Compare Eastlake, OH car insurance quotes from multiple companies by entering your ZIP code now.