Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Eldridge, AL are $310/month
  • Average car insurance rates in Eldridge, AL for senior drivers are $1,983/year
  • The cheapest car insurance company in Eldridge for teen drivers is USAA

Average car insurance rates in Eldridge, Alabama are $310 a month. But with a little research you can get a great deal from the top car insurance companies in Eldridge, AL. Before you buy Eldridge, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Eldridge car insurance rates with Decatur car insurance rates, Auburn car insurance rates, or Huntsville car insurance rates to make sure you’re getting the best Eldridge, AL car insurance quotes available.

Need affordable Eldridge, AL car insurance? Enter your ZIP code to compare Eldridge car insurance quotes from multiple car insurance companies near you.

Eldridge, AL Minimum Car Insurance Coverage

Eldridge, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Eldridge, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Eldridge, AL Car Insurance Rates by Coverage Level

Some Eldridge drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Eldridge, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Eldridge, Alabama

Insurance Company Low Medium High
Allstate $3,190 $3,287 $3,401
Farmers $3,840 $4,000 $4,306
GEICO $2,872 $3,089 $3,345
Liberty Mutual $5,129 $5,319 $5,574
Nationwide $2,958 $2,923 $2,978
Progressive $3,716 $4,050 $4,441
State Farm $4,561 $4,784 $5,031
Travelers $3,508 $3,770 $3,810
USAA $2,155 $2,221 $2,322

Eldridge, AL Car Insurance Rates by Age, Gender, and Marital Status

Eldridge, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Eldridge, AL car insurance, get quotes from multiple car insurance companies in the Eldridge area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Eldridge, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,009 $1,920 $1,810 $1,845 $6,832 $7,333 $2,267 $2,327
Farmers $2,342 $2,328 $2,096 $2,219 $8,848 $9,111 $2,665 $2,783
GEICO $2,214 $2,202 $2,095 $2,161 $5,858 $5,765 $2,339 $2,181
Liberty Mutual $3,145 $3,398 $2,576 $2,875 $11,254 $12,507 $3,366 $3,602
Nationwide $1,917 $1,944 $1,740 $1,806 $5,097 $6,597 $2,132 $2,392
Progressive $2,241 $2,123 $1,833 $1,945 $8,930 $10,006 $2,640 $2,835
State Farm $2,970 $2,970 $2,670 $2,670 $8,809 $11,019 $3,350 $3,878
Travelers $1,500 $1,524 $1,405 $1,402 $8,028 $12,654 $1,421 $1,632
USAA $1,383 $1,404 $1,291 $1,264 $4,155 $4,609 $1,807 $1,950

Eldridge, AL Car Insurance Rates for Teens

How much is Eldridge, Alabama car insurance for teens? Compare rates from top Eldridge car insurance companies below to help find the cheapest teen car insurance in Eldridge, AL.

Annual Car Insurance Rates for Teen Drivers in Eldridge, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,832 $7,333
Farmers $8,848 $9,111
GEICO $5,858 $5,765
Liberty Mutual $11,254 $12,507
Nationwide $5,097 $6,597
Progressive $8,930 $10,006
State Farm $8,809 $11,019
Travelers $8,028 $12,654
USAA $4,155 $4,609

Eldridge, AL Car Insurance Rates for Seniors

Before seniors buy Eldridge, Alabama car insurance, they should make sure to shop around. Some Eldridge, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Eldridge, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,810 $1,845
Farmers $2,096 $2,219
GEICO $2,095 $2,161
Liberty Mutual $2,576 $2,875
Nationwide $1,740 $1,806
Progressive $1,833 $1,945
State Farm $2,670 $2,670
Travelers $1,405 $1,402
USAA $1,291 $1,264

Eldridge, AL Car Insurance Rates by Credit History

How does your credit history affect Eldridge, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Eldridge, Alabama

Insurance Company Poor Fair Good
Allstate $4,073 $3,193 $2,612
Farmers $4,543 $3,903 $3,701
GEICO $3,948 $2,813 $2,544
Liberty Mutual $7,665 $4,682 $3,674
Nationwide $3,571 $2,778 $2,510
Progressive $4,615 $3,931 $3,662
State Farm $7,765 $3,935 $2,676
Travelers $4,030 $3,495 $3,562
USAA $3,003 $1,953 $1,743

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Eldridge, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Eldridge, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Eldridge.

Annual Eldridge, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,809 $3,300 $3,897 $3,165
Farmers $3,409 $4,401 $4,293 $4,093
GEICO $2,089 $3,369 $4,162 $2,788
Liberty Mutual $4,185 $5,828 $5,707 $5,642
Nationwide $2,576 $2,576 $3,777 $2,883
Progressive $3,693 $4,609 $3,922 $4,053
State Farm $4,337 $5,348 $4,741 $4,741
Travelers $3,080 $3,232 $4,722 $3,750
USAA $1,716 $2,155 $3,205 $1,856

Eldridge, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Eldridge, AL car insurance rates. Compare rates below to see which Eldridge car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Eldridge, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,897
Farmers $4,293
GEICO $4,162
Liberty Mutual $5,707
Nationwide $3,777
Progressive $3,922
State Farm $4,741
Travelers $4,722
USAA $3,205

Eldridge, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Eldridge, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Eldridge companies based on commute time.

Annual Car Insurance Rates by Commute Length in Eldridge, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,293 $3,293
Farmers $4,049 $4,049
GEICO $3,046 $3,158
Liberty Mutual $5,340 $5,340
Nationwide $2,953 $2,953
Progressive $4,069 $4,069
State Farm $4,680 $4,904
Travelers $3,696 $3,696
USAA $2,131 $2,335

Eldridge, AL Cheapest Car Insurance Rates

How do the top Eldridge, Alabama car insurance companies’ average rates stack up against the Eldridge average monthly car insurance rates of $310? Take a look and see.

Best Annual Car Insurance Rates by Company in Eldridge, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Eldridge, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Eldridge, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Eldridge, Alabama

Insurance Company Average Annual Rates
Allstate $3,293
Farmers $4,049
GEICO $3,102
Liberty Mutual $5,340
Nationwide $2,953
Progressive $4,069
State Farm $4,792
Travelers $3,696
USAA $2,233

Other Factors Affecting Eldridge, AL Car Insurance Rates

Before you buy Eldridge, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Eldridge, AL Commute Time

How does your Eldridge, AL commute time compare with the average driver? In Eldridge, the average commute is 34.3 minutes.

Eldridge, AL Car Insurance Quotes

Compare Eldridge, AL car insurance quotes from multiple companies by entering your ZIP code now.