Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Elizabeth for teen drivers is USAA
  • The cheapest car insurance company in Elizabeth after a DUI is State Farm
  • Average car insurance rates in Elizabeth, AR for senior drivers are $2,122/year

Average car insurance rates in Elizabeth, Arkansas are $335 a month. But with a little research you can get a great deal from the top car insurance companies in Elizabeth, AR. Before you buy Elizabeth, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Elizabeth car insurance rates with Rogers car insurance rates, Fort Smith car insurance rates, or Conway car insurance rates to make sure you’re getting the best Elizabeth, AR car insurance quotes available.

Need affordable Elizabeth, AR car insurance? Enter your ZIP code to compare Elizabeth car insurance quotes from multiple car insurance companies near you.

Elizabeth, AR Minimum Car Insurance Coverage

Elizabeth, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Elizabeth, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Elizabeth, AR Car Insurance Rates by Coverage Level

Some Elizabeth drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Elizabeth, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Elizabeth, Arkansas

Insurance Company Low Medium High
Allstate $4,953 $5,065 $5,185
Farmers $4,088 $4,249 $4,538
GEICO $3,403 $3,535 $3,671
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $4,022 $3,922 $4,073
Progressive $4,979 $5,286 $5,849
State Farm $2,336 $2,440 $2,554
Travelers $5,311 $5,561 $5,763
USAA $1,948 $2,021 $2,116

Elizabeth, AR Car Insurance Rates by Age, Gender, and Marital Status

Elizabeth, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Elizabeth, AR car insurance, get quotes from multiple car insurance companies in the Elizabeth area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elizabeth, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,895 $2,924 $2,570 $2,749 $10,321 $12,361 $3,214 $3,508
Farmers $2,361 $2,356 $2,112 $2,215 $9,684 $10,049 $2,702 $2,857
GEICO $2,606 $2,582 $2,408 $2,340 $6,591 $6,629 $2,550 $2,586
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,898 $2,761 $2,374 $2,484 $11,865 $13,381 $3,465 $3,741
State Farm $1,565 $1,565 $1,390 $1,390 $4,368 $5,497 $1,758 $2,016
Travelers $2,096 $2,138 $2,064 $2,070 $11,981 $19,164 $2,240 $2,607
USAA $1,259 $1,272 $1,167 $1,176 $3,902 $4,090 $1,616 $1,744

Elizabeth, AR Car Insurance Rates for Teens

How much is Elizabeth, Arkansas car insurance for teens? Compare rates from top Elizabeth car insurance companies below to help find the cheapest teen car insurance in Elizabeth, AR.

Annual Car Insurance Rates for Teen Drivers in Elizabeth, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,321 $12,361
Farmers $9,684 $10,049
GEICO $6,591 $6,629
Liberty Mutual $7,977 $8,773
Nationwide $6,624 $8,442
Progressive $11,865 $13,381
State Farm $4,368 $5,497
Travelers $11,981 $19,164
USAA $3,902 $4,090

Elizabeth, AR Car Insurance Rates for Seniors

Before seniors buy Elizabeth, Arkansas car insurance, they should make sure to shop around. Some Elizabeth, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Elizabeth, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,570 $2,749
Farmers $2,112 $2,215
GEICO $2,408 $2,340
Liberty Mutual $2,208 $2,460
Nationwide $2,440 $2,578
Progressive $2,374 $2,484
State Farm $1,390 $1,390
Travelers $2,064 $2,070
USAA $1,167 $1,176

Elizabeth, AR Car Insurance Rates by Credit History

How does your credit history affect Elizabeth, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Elizabeth, Arkansas

Insurance Company Poor Fair Good
Allstate $6,372 $4,873 $3,958
Farmers $4,892 $4,088 $3,896
GEICO $4,238 $3,481 $2,890
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,733 $3,811 $3,473
Progressive $6,117 $5,186 $4,811
State Farm $3,537 $2,132 $1,662
Travelers $6,369 $5,308 $4,959
USAA $2,687 $1,834 $1,563

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Elizabeth, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Elizabeth, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Elizabeth.

Annual Elizabeth, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,190 $5,253 $5,833 $4,995
Farmers $3,633 $4,644 $4,535 $4,356
GEICO $2,385 $3,677 $5,517 $2,566
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,635 $6,410 $4,869 $5,570
State Farm $2,252 $2,635 $2,443 $2,443
Travelers $4,649 $4,803 $7,019 $5,710
USAA $1,562 $1,974 $2,845 $1,732

Elizabeth, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Elizabeth, AR car insurance rates. Compare rates below to see which Elizabeth car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Elizabeth, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,833
Farmers $4,535
GEICO $5,517
Liberty Mutual $5,070
Nationwide $5,453
Progressive $4,869
State Farm $2,443
Travelers $7,019
USAA $2,845

Elizabeth, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Elizabeth, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Elizabeth companies based on commute time.

Annual Car Insurance Rates by Commute Length in Elizabeth, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,068 $5,068
Farmers $4,292 $4,292
GEICO $3,516 $3,557
Liberty Mutual $3,923 $3,923
Nationwide $4,006 $4,006
Progressive $5,371 $5,371
State Farm $2,386 $2,501
Travelers $5,545 $5,545
USAA $1,971 $2,086

Elizabeth, AR Cheapest Car Insurance Rates

How do the top Elizabeth, Arkansas car insurance companies’ average rates stack up against the Elizabeth average monthly car insurance rates of $335? Take a look and see.

Best Annual Car Insurance Rates by Company in Elizabeth, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Elizabeth, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Elizabeth, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Elizabeth, Arkansas

Insurance Company Average Annual Rates
Allstate $5,068
Farmers $4,292
GEICO $3,536
Liberty Mutual $3,923
Nationwide $4,006
Progressive $5,371
State Farm $2,443
Travelers $5,545
USAA $2,028

Other Factors Affecting Elizabeth, AR Car Insurance Rates

Before you buy Elizabeth, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Elizabeth, AR Traffic

Spending time in Elizabeth traffic can lead to higher car insurance rates. According to INRIX data, Elizabeth, AR ranks as the 524th-most congested with traffic in the world.

Elizabeth, AR Car Insurance Quotes

Compare Elizabeth, AR car insurance quotes from multiple companies by entering your ZIP code now.