Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Elkmont, AL for senior drivers are $1,868/year
  • The cheapest car insurance company in Elkmont after a DUI is USAA
  • The cheapest car insurance company in Elkmont for teen drivers is USAA

Average car insurance rates in Elkmont, Alabama are $295 a month. But with a little research you can get a great deal from the top car insurance companies in Elkmont, AL. Before you buy Elkmont, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Elkmont car insurance rates with Tuscaloosa car insurance rates, Dothan car insurance rates, or Decatur car insurance rates to make sure you’re getting the best Elkmont, AL car insurance quotes available.

Need affordable Elkmont, AL car insurance? Enter your ZIP code to compare Elkmont car insurance quotes from multiple car insurance companies near you.

Elkmont, AL Minimum Car Insurance Coverage

Elkmont, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Elkmont, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Elkmont, AL Car Insurance Rates by Coverage Level

Some Elkmont drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Elkmont, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Elkmont, Alabama

Insurance Company Low Medium High
Allstate $3,047 $3,162 $3,295
Farmers $3,703 $3,873 $4,197
GEICO $2,473 $2,691 $2,949
Liberty Mutual $5,010 $5,228 $5,521
Nationwide $2,626 $2,617 $2,677
Progressive $3,890 $4,332 $4,848
State Farm $4,190 $4,425 $4,677
Travelers $3,159 $3,384 $3,414
USAA $1,984 $2,045 $2,138

Elkmont, AL Car Insurance Rates by Age, Gender, and Marital Status

Elkmont, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Elkmont, AL car insurance, get quotes from multiple car insurance companies in the Elkmont area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elkmont, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,910 $1,820 $1,735 $1,768 $6,659 $7,161 $2,126 $2,167
Farmers $2,230 $2,211 $1,992 $2,118 $8,712 $8,959 $2,538 $2,635
GEICO $1,937 $1,926 $1,862 $1,928 $5,088 $4,973 $2,039 $1,880
Liberty Mutual $3,026 $3,266 $2,478 $2,771 $11,290 $12,551 $3,219 $3,424
Nationwide $1,720 $1,740 $1,570 $1,622 $4,565 $5,863 $1,910 $2,131
Progressive $2,352 $2,197 $1,930 $2,067 $9,769 $10,884 $2,746 $2,911
State Farm $2,692 $2,692 $2,442 $2,442 $8,272 $10,339 $3,044 $3,524
Travelers $1,354 $1,374 $1,275 $1,270 $7,218 $11,309 $1,286 $1,465
USAA $1,276 $1,291 $1,191 $1,161 $3,835 $4,245 $1,660 $1,786

Elkmont, AL Car Insurance Rates for Teens

How much is Elkmont, Alabama car insurance for teens? Compare rates from top Elkmont car insurance companies below to help find the cheapest teen car insurance in Elkmont, AL.

Annual Car Insurance Rates for Teen Drivers in Elkmont, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,659 $7,161
Farmers $8,712 $8,959
GEICO $5,088 $4,973
Liberty Mutual $11,290 $12,551
Nationwide $4,565 $5,863
Progressive $9,769 $10,884
State Farm $8,272 $10,339
Travelers $7,218 $11,309
USAA $3,835 $4,245

Elkmont, AL Car Insurance Rates for Seniors

Before seniors buy Elkmont, Alabama car insurance, they should make sure to shop around. Some Elkmont, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Elkmont, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,735 $1,768
Farmers $1,992 $2,118
GEICO $1,862 $1,928
Liberty Mutual $2,478 $2,771
Nationwide $1,570 $1,622
Progressive $1,930 $2,067
State Farm $2,442 $2,442
Travelers $1,275 $1,270
USAA $1,191 $1,161

Elkmont, AL Car Insurance Rates by Credit History

How does your credit history affect Elkmont, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Elkmont, Alabama

Insurance Company Poor Fair Good
Allstate $3,914 $3,076 $2,515
Farmers $4,397 $3,788 $3,589
GEICO $3,439 $2,454 $2,220
Liberty Mutual $7,514 $4,621 $3,625
Nationwide $3,185 $2,486 $2,250
Progressive $4,908 $4,219 $3,944
State Farm $7,185 $3,637 $2,471
Travelers $3,619 $3,140 $3,198
USAA $2,763 $1,799 $1,606

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Elkmont, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Elkmont, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Elkmont.

Annual Elkmont, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,175 $3,761 $3,043
Farmers $3,298 $4,274 $4,169 $3,956
GEICO $1,821 $2,933 $3,640 $2,423
Liberty Mutual $4,117 $5,744 $5,603 $5,550
Nationwide $2,313 $2,313 $3,356 $2,579
Progressive $3,930 $4,953 $4,235 $4,310
State Farm $3,991 $4,969 $4,382 $4,382
Travelers $2,765 $2,901 $4,245 $3,365
USAA $1,581 $1,988 $2,944 $1,710

Elkmont, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Elkmont, AL car insurance rates. Compare rates below to see which Elkmont car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Elkmont, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,761
Farmers $4,169
GEICO $3,640
Liberty Mutual $5,603
Nationwide $3,356
Progressive $4,235
State Farm $4,382
Travelers $4,245
USAA $2,944

Elkmont, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Elkmont, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Elkmont companies based on commute time.

Annual Car Insurance Rates by Commute Length in Elkmont, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,168 $3,168
Farmers $3,924 $3,924
GEICO $2,657 $2,751
Liberty Mutual $5,253 $5,253
Nationwide $2,640 $2,640
Progressive $4,357 $4,357
State Farm $4,325 $4,537
Travelers $3,319 $3,319
USAA $1,962 $2,150

Elkmont, AL Cheapest Car Insurance Rates

How do the top Elkmont, Alabama car insurance companies’ average rates stack up against the Elkmont average monthly car insurance rates of $295? Take a look and see.

Best Annual Car Insurance Rates by Company in Elkmont, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Elkmont, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Elkmont, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Elkmont, Alabama

Insurance Company Average Annual Rates
Allstate $3,168
Farmers $3,924
GEICO $2,704
Liberty Mutual $5,253
Nationwide $2,640
Progressive $4,357
State Farm $4,431
Travelers $3,319
USAA $2,056

Other Factors Affecting Elkmont, AL Car Insurance Rates

Before you buy Elkmont, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Elkmont, AL Commute Time

How does your Elkmont, AL commute time compare with the average driver? In Elkmont, the average commute is 28.4 minutes.

Elkmont, AL Car Insurance Quotes

Compare Elkmont, AL car insurance quotes from multiple companies by entering your ZIP code now.