Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Ellsworth, ME for senior drivers are $1,624/year
  • The cheapest car insurance company in Ellsworth for teen drivers is GEICO
  • The cheapest car insurance company in Ellsworth after a DUI is USAA

Average car insurance rates in Ellsworth, Maine are $232 a month. But with a little research you can get a great deal from the top car insurance companies in Ellsworth, ME. Before you buy Ellsworth, Maine car insurance, make sure your coverage meets or exceeds the Maine minimum of 50/100/25.

It may even be helpful to compare Ellsworth car insurance rates with Augusta car insurance rates, Biddeford car insurance rates, or Westbrook car insurance rates to make sure you’re getting the best Ellsworth, ME car insurance quotes available.

Need affordable Ellsworth, ME car insurance? Enter your ZIP code to compare Ellsworth car insurance quotes from multiple car insurance companies near you.

Ellsworth, ME Minimum Car Insurance Coverage

Ellsworth, Maine law requires drivers carry a minimum of 50/100/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Ellsworth, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Ellsworth, ME Car Insurance Rates by Coverage Level

Some Ellsworth drivers can get by with the Maine minimum coverage of 50/100/25. Other drivers may need more. See how much your Ellsworth, Maine car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Ellsworth, Maine

Insurance Company Low Medium High
Allstate $2,771 $2,772 $2,875
Farmers $3,045 $3,064 $3,424
GEICO $1,511 $1,519 $1,584
Liberty Mutual $4,419 $4,419 $4,565
Progressive $4,190 $4,198 $4,467
State Farm $2,066 $2,095 $2,185
Travelers $2,398 $2,402 $2,508
USAA $1,398 $1,409 $1,468

Ellsworth, ME Car Insurance Rates by Age, Gender, and Marital Status

Ellsworth, Maine car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Ellsworth, ME car insurance, get quotes from multiple car insurance companies in the Ellsworth area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ellsworth, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,858 $1,917 $1,668 $1,811 $4,681 $6,226 $2,026 $2,265
Farmers $1,944 $1,963 $1,821 $1,956 $6,209 $6,874 $2,287 $2,370
GEICO $1,044 $1,083 $1,044 $1,044 $2,487 $3,241 $1,138 $1,221
Liberty Mutual $3,072 $3,072 $2,925 $2,925 $6,543 $9,799 $3,072 $4,332
Progressive $2,235 $2,191 $2,235 $2,191 $9,361 $10,526 $2,602 $2,942
State Farm $1,271 $1,271 $1,195 $1,195 $4,019 $5,005 $1,415 $1,552
Travelers $1,259 $1,311 $1,140 $1,169 $5,040 $6,837 $1,260 $1,472
USAA $849 $838 $844 $826 $2,770 $3,059 $1,080 $1,138

Ellsworth, ME Car Insurance Rates for Teens

How much is Ellsworth, Maine car insurance for teens? Compare rates from top Ellsworth car insurance companies below to help find the cheapest teen car insurance in Ellsworth, ME.

Annual Car Insurance Rates for Teen Drivers in Ellsworth, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,681 $6,226
Farmers $6,209 $6,874
GEICO $2,487 $3,241
Liberty Mutual $6,543 $9,799
Progressive $9,361 $10,526
State Farm $4,019 $5,005
Travelers $5,040 $6,837
USAA $2,770 $3,059

Ellsworth, ME Car Insurance Rates for Seniors

Before seniors buy Ellsworth, Maine car insurance, they should make sure to shop around. Some Ellsworth, ME car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Ellsworth, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,668 $1,811
Farmers $1,821 $1,956
GEICO $1,044 $1,044
Liberty Mutual $2,925 $2,925
Progressive $2,235 $2,191
State Farm $1,195 $1,195
Travelers $1,140 $1,169
USAA $844 $826

Ellsworth, ME Car Insurance Rates by Credit History

How does your credit history affect Ellsworth, ME car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Ellsworth, Maine

Insurance Company Poor Fair Good
Allstate $3,528 $2,686 $2,205
Farmers $3,706 $3,035 $2,793
GEICO $2,070 $1,373 $1,171
Liberty Mutual $6,221 $4,030 $3,152
Progressive $4,841 $4,155 $3,860
State Farm $3,081 $1,840 $1,425
Travelers $2,867 $2,349 $2,092
USAA $1,871 $1,286 $1,119

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Ellsworth, ME Car Insurance Rates by Driver History

How does a single speeding ticket affect your Ellsworth, Maine car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Ellsworth.

Annual Ellsworth, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,293 $3,111 $3,233 $2,588
Farmers $2,777 $3,542 $3,070 $3,323
GEICO $1,113 $1,574 $2,351 $1,113
Liberty Mutual $3,462 $4,051 $6,601 $3,756
Progressive $3,431 $5,809 $3,822 $4,079
State Farm $1,922 $2,309 $2,115 $2,115
Travelers $2,032 $2,258 $2,823 $2,632
USAA $1,085 $1,426 $1,998 $1,192

Ellsworth, ME Car Insurance Rates With a DUI

Even a single DUI can increase your Ellsworth, ME car insurance rates. Compare rates below to see which Ellsworth car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Ellsworth, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,233
Farmers $3,070
GEICO $2,351
Liberty Mutual $6,601
Progressive $3,822
State Farm $2,115
Travelers $2,823
USAA $1,998

Ellsworth, ME Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Ellsworth, ME car insurance rates may be. Let’s take a look at average car insurance rates from top Ellsworth companies based on commute time.

Annual Car Insurance Rates by Commute Length in Ellsworth, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,806 $2,806
Farmers $3,178 $3,178
GEICO $1,513 $1,563
Liberty Mutual $4,375 $4,560
Progressive $4,285 $4,285
State Farm $2,046 $2,184
Travelers $2,436 $2,436
USAA $1,385 $1,465

Ellsworth, ME Cheapest Car Insurance Rates

How do the top Ellsworth, Maine car insurance companies’ average rates stack up against the Ellsworth average monthly car insurance rates of $232? Take a look and see.

Best Annual Car Insurance Rates by Company in Ellsworth, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Ellsworth, ME Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Ellsworth, Maine car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Ellsworth, Maine

Insurance Company Average Annual Rates
Allstate $2,806
Farmers $3,178
GEICO $1,538
Liberty Mutual $4,468
Progressive $4,285
State Farm $2,115
Travelers $2,436
USAA $1,425

Other Factors Affecting Ellsworth, ME Car Insurance Rates

Before you buy Ellsworth, Maine car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Ellsworth, ME Commute Time

How does your Ellsworth, ME commute time compare with the average driver? In Ellsworth, the average commute is 21.5 minutes.

Ellsworth, ME Car Insurance Quotes

Compare Ellsworth, ME car insurance quotes from multiple companies by entering your ZIP code now.