Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Elrod for teen drivers is USAA
  • The cheapest car insurance company in Elrod after a DUI is USAA
  • Average car insurance rates in Elrod, AL are $311/month

Average car insurance rates in Elrod, Alabama are $311 a month. But with a little research you can get a great deal from the top car insurance companies in Elrod, AL. Before you buy Elrod, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Elrod car insurance rates with Mobile car insurance rates, Huntsville car insurance rates, or Auburn car insurance rates to make sure you’re getting the best Elrod, AL car insurance quotes available.

Need affordable Elrod, AL car insurance? Enter your ZIP code to compare Elrod car insurance quotes from multiple car insurance companies near you.

Elrod, AL Minimum Car Insurance Coverage

Elrod, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Elrod, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Elrod, AL Car Insurance Rates by Coverage Level

Some Elrod drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Elrod, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Elrod, Alabama

Insurance Company Low Medium High
Allstate $3,180 $3,284 $3,404
Farmers $4,020 $4,213 $4,581
GEICO $2,665 $2,885 $3,142
Liberty Mutual $4,814 $5,005 $5,262
Nationwide $2,596 $2,598 $2,662
Progressive $3,870 $4,272 $4,717
State Farm $4,722 $5,008 $5,307
Travelers $3,788 $4,069 $4,111
USAA $2,089 $2,156 $2,258

Elrod, AL Car Insurance Rates by Age, Gender, and Marital Status

Elrod, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Elrod, AL car insurance, get quotes from multiple car insurance companies in the Elrod area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elrod, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,993 $1,900 $1,800 $1,834 $6,878 $7,379 $2,237 $2,291
Farmers $2,426 $2,407 $2,166 $2,306 $9,496 $9,768 $2,752 $2,851
GEICO $2,055 $2,048 $1,962 $2,039 $5,499 $5,390 $2,172 $2,012
Liberty Mutual $2,915 $3,146 $2,390 $2,666 $10,746 $11,935 $3,106 $3,311
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,275 $2,129 $1,876 $1,989 $9,667 $10,800 $2,678 $2,880
State Farm $3,026 $3,026 $2,754 $2,754 $9,397 $11,762 $3,426 $3,952
Travelers $1,605 $1,630 $1,506 $1,501 $8,697 $13,714 $1,517 $1,740
USAA $1,347 $1,365 $1,258 $1,231 $4,033 $4,467 $1,753 $1,891

Elrod, AL Car Insurance Rates for Teens

How much is Elrod, Alabama car insurance for teens? Compare rates from top Elrod car insurance companies below to help find the cheapest teen car insurance in Elrod, AL.

Annual Car Insurance Rates for Teen Drivers in Elrod, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,878 $7,379
Farmers $9,496 $9,768
GEICO $5,499 $5,390
Liberty Mutual $10,746 $11,935
Nationwide $4,521 $5,808
Progressive $9,667 $10,800
State Farm $9,397 $11,762
Travelers $8,697 $13,714
USAA $4,033 $4,467

Elrod, AL Car Insurance Rates for Seniors

Before seniors buy Elrod, Alabama car insurance, they should make sure to shop around. Some Elrod, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Elrod, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,800 $1,834
Farmers $2,166 $2,306
GEICO $1,962 $2,039
Liberty Mutual $2,390 $2,666
Nationwide $1,560 $1,612
Progressive $1,876 $1,989
State Farm $2,754 $2,754
Travelers $1,506 $1,501
USAA $1,258 $1,231

Elrod, AL Car Insurance Rates by Credit History

How does your credit history affect Elrod, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Elrod, Alabama

Insurance Company Poor Fair Good
Allstate $4,064 $3,191 $2,612
Farmers $4,785 $4,123 $3,906
GEICO $3,686 $2,628 $2,378
Liberty Mutual $7,197 $4,418 $3,466
Nationwide $3,156 $2,467 $2,234
Progressive $4,818 $4,153 $3,889
State Farm $8,135 $4,112 $2,789
Travelers $4,349 $3,772 $3,845
USAA $2,911 $1,898 $1,695

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Elrod, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Elrod, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Elrod.

Annual Elrod, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,798 $3,294 $3,905 $3,160
Farmers $3,593 $4,654 $4,540 $4,299
GEICO $1,943 $3,146 $3,917 $2,583
Liberty Mutual $3,937 $5,497 $5,362 $5,312
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $3,863 $4,880 $4,172 $4,232
State Farm $4,508 $5,628 $4,956 $4,956
Travelers $3,320 $3,484 $5,105 $4,046
USAA $1,667 $2,094 $3,108 $1,803

Elrod, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Elrod, AL car insurance rates. Compare rates below to see which Elrod car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Elrod, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,905
Farmers $4,540
GEICO $3,917
Liberty Mutual $5,362
Nationwide $3,329
Progressive $4,172
State Farm $4,956
Travelers $5,105
USAA $3,108

Elrod, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Elrod, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Elrod companies based on commute time.

Annual Car Insurance Rates by Commute Length in Elrod, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,289 $3,289
Farmers $4,271 $4,271
GEICO $2,847 $2,948
Liberty Mutual $5,027 $5,027
Nationwide $2,619 $2,619
Progressive $4,287 $4,287
State Farm $4,889 $5,135
Travelers $3,989 $3,989
USAA $2,069 $2,267

Elrod, AL Cheapest Car Insurance Rates

How do the top Elrod, Alabama car insurance companies’ average rates stack up against the Elrod average monthly car insurance rates of $311? Take a look and see.

Best Annual Car Insurance Rates by Company in Elrod, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Elrod, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Elrod, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Elrod, Alabama

Insurance Company Average Annual Rates
Allstate $3,289
Farmers $4,271
GEICO $2,897
Liberty Mutual $5,027
Nationwide $2,619
Progressive $4,287
State Farm $5,012
Travelers $3,989
USAA $2,168

Elrod, AL Car Insurance Quotes

Compare Elrod, AL car insurance quotes from multiple companies by entering your ZIP code now.