Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Emelle after a DUI is USAA
  • Average car insurance rates in Emelle, AL are $309/month
  • The cheapest car insurance company in Emelle for teen drivers is USAA

Average car insurance rates in Emelle, Alabama are $309 a month. But with a little research you can get a great deal from the top car insurance companies in Emelle, AL. Before you buy Emelle, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Emelle car insurance rates with Dothan car insurance rates, Hoover car insurance rates, or Auburn car insurance rates to make sure you’re getting the best Emelle, AL car insurance quotes available.

Need affordable Emelle, AL car insurance? Enter your ZIP code to compare Emelle car insurance quotes from multiple car insurance companies near you.

Emelle, AL Minimum Car Insurance Coverage

Emelle, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Emelle, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Emelle, AL Car Insurance Rates by Coverage Level

Some Emelle drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Emelle, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Emelle, Alabama

Insurance Company Low Medium High
Allstate $3,306 $3,410 $3,531
Farmers $3,986 $4,165 $4,512
GEICO $2,643 $2,832 $3,058
Liberty Mutual $5,014 $5,228 $5,516
Nationwide $2,624 $2,595 $2,649
Progressive $3,973 $4,398 $4,906
State Farm $4,229 $4,431 $4,653
Travelers $3,685 $3,958 $3,998
USAA $2,151 $2,216 $2,317

Emelle, AL Car Insurance Rates by Age, Gender, and Marital Status

Emelle, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Emelle, AL car insurance, get quotes from multiple car insurance companies in the Emelle area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Emelle, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,106 $2,019 $1,889 $1,928 $7,009 $7,514 $2,396 $2,464
Farmers $2,414 $2,398 $2,158 $2,292 $9,313 $9,583 $2,748 $2,862
GEICO $2,072 $2,042 $1,937 $1,974 $5,292 $5,199 $2,191 $2,046
Liberty Mutual $3,112 $3,367 $2,553 $2,860 $11,006 $12,250 $3,323 $3,550
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,462 $2,322 $2,013 $2,151 $9,702 $10,836 $2,876 $3,042
State Farm $2,798 $2,798 $2,498 $2,498 $8,039 $10,098 $3,151 $3,624
Travelers $1,582 $1,609 $1,475 $1,473 $8,405 $13,270 $1,498 $1,733
USAA $1,388 $1,414 $1,294 $1,274 $4,111 $4,567 $1,813 $1,963

Emelle, AL Car Insurance Rates for Teens

How much is Emelle, Alabama car insurance for teens? Compare rates from top Emelle car insurance companies below to help find the cheapest teen car insurance in Emelle, AL.

Annual Car Insurance Rates for Teen Drivers in Emelle, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,009 $7,514
Farmers $9,313 $9,583
GEICO $5,292 $5,199
Liberty Mutual $11,006 $12,250
Nationwide $4,418 $5,752
Progressive $9,702 $10,836
State Farm $8,039 $10,098
Travelers $8,405 $13,270
USAA $4,111 $4,567

Emelle, AL Car Insurance Rates for Seniors

Before seniors buy Emelle, Alabama car insurance, they should make sure to shop around. Some Emelle, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Emelle, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,889 $1,928
Farmers $2,158 $2,292
GEICO $1,937 $1,974
Liberty Mutual $2,553 $2,860
Nationwide $1,577 $1,642
Progressive $2,013 $2,151
State Farm $2,498 $2,498
Travelers $1,475 $1,473
USAA $1,294 $1,274

Emelle, AL Car Insurance Rates by Credit History

How does your credit history affect Emelle, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Emelle, Alabama

Insurance Company Poor Fair Good
Allstate $4,232 $3,309 $2,706
Farmers $4,736 $4,070 $3,857
GEICO $3,618 $2,580 $2,334
Liberty Mutual $7,534 $4,604 $3,619
Nationwide $3,171 $2,467 $2,229
Progressive $5,020 $4,276 $3,980
State Farm $7,196 $3,643 $2,475
Travelers $4,234 $3,669 $3,739
USAA $3,000 $1,947 $1,737

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Emelle, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Emelle, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Emelle.

Annual Emelle, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,927 $3,432 $4,020 $3,284
Farmers $3,550 $4,593 $4,480 $4,261
GEICO $1,940 $3,087 $3,748 $2,603
Liberty Mutual $4,124 $5,723 $5,617 $5,546
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $4,008 $5,005 $4,285 $4,404
State Farm $4,035 $4,930 $4,393 $4,393
Travelers $3,235 $3,395 $4,952 $3,940
USAA $1,713 $2,146 $3,200 $1,853

Emelle, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Emelle, AL car insurance rates. Compare rates below to see which Emelle car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Emelle, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,020
Farmers $4,480
GEICO $3,748
Liberty Mutual $5,617
Nationwide $3,353
Progressive $4,285
State Farm $4,393
Travelers $4,952
USAA $3,200

Emelle, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Emelle, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Emelle companies based on commute time.

Annual Car Insurance Rates by Commute Length in Emelle, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,416 $3,416
Farmers $4,221 $4,221
GEICO $2,789 $2,899
Liberty Mutual $5,253 $5,253
Nationwide $2,623 $2,623
Progressive $4,425 $4,425
State Farm $4,333 $4,543
Travelers $3,881 $3,881
USAA $2,126 $2,330

Emelle, AL Cheapest Car Insurance Rates

How do the top Emelle, Alabama car insurance companies’ average rates stack up against the Emelle average monthly car insurance rates of $309? Take a look and see.

Best Annual Car Insurance Rates by Company in Emelle, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Emelle, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Emelle, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Emelle, Alabama

Insurance Company Average Annual Rates
Allstate $3,416
Farmers $4,221
GEICO $2,844
Liberty Mutual $5,253
Nationwide $2,623
Progressive $4,425
State Farm $4,438
Travelers $3,881
USAA $2,228

Other Factors Affecting Emelle, AL Car Insurance Rates

Before you buy Emelle, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Emelle, AL Commute Time

How does your Emelle, AL commute time compare with the average driver? In Emelle, the average commute is 31.0 minutes.

Emelle, AL Car Insurance Quotes

Compare Emelle, AL car insurance quotes from multiple companies by entering your ZIP code now.