Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Emmet after a DUI is State Farm
  • Average car insurance rates in Emmet, AR are $344/month
  • Average car insurance rates in Emmet, AR for senior drivers are $2,185/year

Average car insurance rates in Emmet, Arkansas are $344 a month. But with a little research you can get a great deal from the top car insurance companies in Emmet, AR. Before you buy Emmet, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Emmet car insurance rates with Hot Springs car insurance rates, Fort Smith car insurance rates, or Pine Bluff car insurance rates to make sure you’re getting the best Emmet, AR car insurance quotes available.

Need affordable Emmet, AR car insurance? Enter your ZIP code to compare Emmet car insurance quotes from multiple car insurance companies near you.

Emmet, AR Minimum Car Insurance Coverage

Emmet, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Emmet, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Emmet, AR Car Insurance Rates by Coverage Level

Some Emmet drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Emmet, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Emmet, Arkansas

Insurance Company Low Medium High
Allstate $5,307 $5,426 $5,551
Farmers $4,066 $4,218 $4,489
GEICO $3,545 $3,679 $3,815
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $3,882 $3,758 $3,859
Progressive $4,536 $4,820 $5,322
State Farm $2,569 $2,695 $2,830
Travelers $5,784 $6,086 $6,336
USAA $2,132 $2,212 $2,314

Emmet, AR Car Insurance Rates by Age, Gender, and Marital Status

Emmet, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Emmet, AR car insurance, get quotes from multiple car insurance companies in the Emmet area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Emmet, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,149 $3,200 $2,774 $2,977 $10,925 $13,011 $3,529 $3,860
Farmers $2,348 $2,337 $2,102 $2,207 $9,603 $9,943 $2,686 $2,834
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,607 $2,476 $2,140 $2,237 $10,902 $12,282 $3,121 $3,376
State Farm $1,708 $1,708 $1,525 $1,525 $4,868 $6,127 $1,923 $2,203
Travelers $2,284 $2,330 $2,240 $2,250 $13,106 $21,073 $2,434 $2,832
USAA $1,372 $1,389 $1,269 $1,282 $4,273 $4,484 $1,770 $1,913

Emmet, AR Car Insurance Rates for Teens

How much is Emmet, Arkansas car insurance for teens? Compare rates from top Emmet car insurance companies below to help find the cheapest teen car insurance in Emmet, AR.

Annual Car Insurance Rates for Teen Drivers in Emmet, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,925 $13,011
Farmers $9,603 $9,943
GEICO $6,742 $6,800
Liberty Mutual $8,242 $9,071
Nationwide $6,216 $7,979
Progressive $10,902 $12,282
State Farm $4,868 $6,127
Travelers $13,106 $21,073
USAA $4,273 $4,484

Emmet, AR Car Insurance Rates for Seniors

Before seniors buy Emmet, Arkansas car insurance, they should make sure to shop around. Some Emmet, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Emmet, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,774 $2,977
Farmers $2,102 $2,207
GEICO $2,547 $2,475
Liberty Mutual $2,316 $2,583
Nationwide $2,364 $2,513
Progressive $2,140 $2,237
State Farm $1,525 $1,525
Travelers $2,240 $2,250
USAA $1,269 $1,282

Emmet, AR Car Insurance Rates by Credit History

How does your credit history affect Emmet, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Emmet, Arkansas

Insurance Company Poor Fair Good
Allstate $6,840 $5,213 $4,231
Farmers $4,851 $4,056 $3,865
GEICO $4,411 $3,620 $3,007
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,545 $3,642 $3,312
Progressive $5,558 $4,728 $4,393
State Farm $3,908 $2,354 $1,833
Travelers $6,970 $5,809 $5,427
USAA $2,946 $2,005 $1,706

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Emmet, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Emmet, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Emmet.

Annual Emmet, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,522 $5,642 $6,202 $5,346
Farmers $3,602 $4,607 $4,501 $4,321
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,219 $5,853 $4,432 $5,066
State Farm $2,480 $2,916 $2,698 $2,698
Travelers $5,090 $5,259 $7,678 $6,248
USAA $1,706 $2,159 $3,118 $1,893

Emmet, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Emmet, AR car insurance rates. Compare rates below to see which Emmet car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Emmet, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,202
Farmers $4,501
GEICO $5,763
Liberty Mutual $5,277
Nationwide $5,241
Progressive $4,432
State Farm $2,698
Travelers $7,678
USAA $3,118

Emmet, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Emmet, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Emmet companies based on commute time.

Annual Car Insurance Rates by Commute Length in Emmet, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,428 $5,428
Farmers $4,258 $4,258
GEICO $3,661 $3,698
Liberty Mutual $4,090 $4,090
Nationwide $3,833 $3,833
Progressive $4,893 $4,893
State Farm $2,634 $2,763
Travelers $6,069 $6,069
USAA $2,155 $2,283

Emmet, AR Cheapest Car Insurance Rates

How do the top Emmet, Arkansas car insurance companies’ average rates stack up against the Emmet average monthly car insurance rates of $344? Take a look and see.

Best Annual Car Insurance Rates by Company in Emmet, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Emmet, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Emmet, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Emmet, Arkansas

Insurance Company Average Annual Rates
Allstate $5,428
Farmers $4,258
GEICO $3,679
Liberty Mutual $4,090
Nationwide $3,833
Progressive $4,893
State Farm $2,698
Travelers $6,069
USAA $2,219

Other Factors Affecting Emmet, AR Car Insurance Rates

Before you buy Emmet, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Emmet, AR Commute Time

How does your Emmet, AR commute time compare with the average driver? In Emmet, the average commute is 22.2 minutes.

Emmet, AR Car Insurance Quotes

Compare Emmet, AR car insurance quotes from multiple companies by entering your ZIP code now.