Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Fairfield Bay, AR are $334/month
  • The cheapest car insurance company in Fairfield Bay for teen drivers is USAA
  • The cheapest car insurance company in Fairfield Bay after a DUI is State Farm

Average car insurance rates in Fairfield Bay, Arkansas are $334 a month. But with a little research you can get a great deal from the top car insurance companies in Fairfield Bay, AR. Before you buy Fairfield Bay, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Fairfield Bay car insurance rates with Pine Bluff car insurance rates, Little Rock car insurance rates, or Conway car insurance rates to make sure you’re getting the best Fairfield Bay, AR car insurance quotes available.

Need affordable Fairfield Bay, AR car insurance? Enter your ZIP code to compare Fairfield Bay car insurance quotes from multiple car insurance companies near you.

Fairfield Bay, AR Minimum Car Insurance Coverage

Fairfield Bay, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Fairfield Bay, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Fairfield Bay, AR Car Insurance Rates by Coverage Level

Some Fairfield Bay drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Fairfield Bay, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Fairfield Bay, Arkansas

Insurance Company Low Medium High
Allstate $4,686 $4,816 $4,956
Farmers $4,281 $4,445 $4,740
GEICO $3,275 $3,410 $3,547
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $3,610 $3,515 $3,635
Progressive $5,056 $5,364 $5,917
State Farm $2,560 $2,673 $2,796
Travelers $5,372 $5,618 $5,815
USAA $1,988 $2,064 $2,162

Fairfield Bay, AR Car Insurance Rates by Age, Gender, and Marital Status

Fairfield Bay, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Fairfield Bay, AR car insurance, get quotes from multiple car insurance companies in the Fairfield Bay area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fairfield Bay, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,762 $2,789 $2,457 $2,629 $9,804 $11,723 $3,061 $3,329
Farmers $2,441 $2,428 $2,182 $2,292 $10,211 $10,577 $2,809 $2,971
GEICO $2,470 $2,441 $2,277 $2,214 $6,486 $6,498 $2,432 $2,466
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,447 $2,493 $2,200 $2,323 $5,904 $7,513 $2,798 $3,014
Progressive $2,903 $2,761 $2,382 $2,487 $12,114 $13,664 $3,479 $3,774
State Farm $1,692 $1,692 $1,508 $1,508 $4,838 $6,073 $1,905 $2,195
Travelers $2,113 $2,153 $2,087 $2,091 $12,125 $19,355 $2,262 $2,629
USAA $1,284 $1,298 $1,191 $1,201 $3,985 $4,179 $1,651 $1,782

Fairfield Bay, AR Car Insurance Rates for Teens

How much is Fairfield Bay, Arkansas car insurance for teens? Compare rates from top Fairfield Bay car insurance companies below to help find the cheapest teen car insurance in Fairfield Bay, AR.

Annual Car Insurance Rates for Teen Drivers in Fairfield Bay, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,804 $11,723
Farmers $10,211 $10,577
GEICO $6,486 $6,498
Liberty Mutual $7,977 $8,773
Nationwide $5,904 $7,513
Progressive $12,114 $13,664
State Farm $4,838 $6,073
Travelers $12,125 $19,355
USAA $3,985 $4,179

Fairfield Bay, AR Car Insurance Rates for Seniors

Before seniors buy Fairfield Bay, Arkansas car insurance, they should make sure to shop around. Some Fairfield Bay, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Fairfield Bay, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,457 $2,629
Farmers $2,182 $2,292
GEICO $2,277 $2,214
Liberty Mutual $2,208 $2,460
Nationwide $2,200 $2,323
Progressive $2,382 $2,487
State Farm $1,508 $1,508
Travelers $2,087 $2,091
USAA $1,191 $1,201

Fairfield Bay, AR Car Insurance Rates by Credit History

How does your credit history affect Fairfield Bay, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Fairfield Bay, Arkansas

Insurance Company Poor Fair Good
Allstate $6,061 $4,634 $3,763
Farmers $5,112 $4,279 $4,075
GEICO $4,085 $3,359 $2,787
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,238 $3,412 $3,110
Progressive $6,188 $5,261 $4,888
State Farm $3,876 $2,335 $1,818
Travelers $6,434 $5,362 $5,010
USAA $2,745 $1,873 $1,596

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Fairfield Bay, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Fairfield Bay, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Fairfield Bay.

Annual Fairfield Bay, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,993 $5,002 $5,533 $4,748
Farmers $3,789 $4,860 $4,746 $4,560
GEICO $2,316 $3,550 $5,285 $2,492
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $2,798 $3,605 $4,866 $3,077
Progressive $4,696 $6,514 $4,932 $5,641
State Farm $2,459 $2,893 $2,676 $2,676
Travelers $4,693 $4,849 $7,096 $5,769
USAA $1,595 $2,017 $2,905 $1,769

Fairfield Bay, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Fairfield Bay, AR car insurance rates. Compare rates below to see which Fairfield Bay car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Fairfield Bay, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,533
Farmers $4,746
GEICO $5,285
Liberty Mutual $5,070
Nationwide $4,866
Progressive $4,932
State Farm $2,676
Travelers $7,096
USAA $2,905

Fairfield Bay, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Fairfield Bay, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Fairfield Bay companies based on commute time.

Annual Car Insurance Rates by Commute Length in Fairfield Bay, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,819 $4,819
Farmers $4,489 $4,489
GEICO $3,386 $3,435
Liberty Mutual $3,923 $3,923
Nationwide $3,587 $3,587
Progressive $5,446 $5,446
State Farm $2,614 $2,739
Travelers $5,602 $5,602
USAA $2,012 $2,130

Fairfield Bay, AR Cheapest Car Insurance Rates

How do the top Fairfield Bay, Arkansas car insurance companies’ average rates stack up against the Fairfield Bay average monthly car insurance rates of $334? Take a look and see.

Best Annual Car Insurance Rates by Company in Fairfield Bay, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Fairfield Bay, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Fairfield Bay, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Fairfield Bay, Arkansas

Insurance Company Average Annual Rates
Allstate $4,819
Farmers $4,489
GEICO $3,411
Liberty Mutual $3,923
Nationwide $3,587
Progressive $5,446
State Farm $2,676
Travelers $5,602
USAA $2,071

Other Factors Affecting Fairfield Bay, AR Car Insurance Rates

Before you buy Fairfield Bay, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Fairfield Bay, AR Commute Time

How does your Fairfield Bay, AR commute time compare with the average driver? In Fairfield Bay, the average commute is 29.0 minutes.

Fairfield Bay, AR Car Insurance Quotes

Compare Fairfield Bay, AR car insurance quotes from multiple companies by entering your ZIP code now.