Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Mar 13, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Car insurance comparison shopping should be easy. We partner with top car insurance companies. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

How much car insurance do you need? What car insurance company should you choose? The list of questions surrounding car insurance can be as extensive as those choosing which car to buy. However the core principals of car insurance are pretty standard no matter where you live so if you spend time learning about the small details it can make a big difference.

No one wants to realize they are uninsured or underinsured when it’s too late although many drivers end up doing exactly that. People can spend weeks reviewing new cars but too often not enough time is spent understanding car insurance.

Would you buy a new car without looking at the warranty or fuel mileage? Never buy car insurance simply based on the cost of car insurance. Learn how it works and why a few dollars more might end up saving your $1,000’s of dollars in a car accident. Choose from any of the car insurance questions below or pick a topic one of our main menus to get started.

Table of Contents

Buying Car Insurance 101

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Car Insurance for Young Drivers

Car Insurance Laws and Quirks by State

Car Insurance Claims 101

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Top 10 Lists, Cool Stuff and More

Car Insurance Discounts

Buying a Car 101

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Car Insurance Companies

Car Insurance by Model (new)