FAQ
Secured with SHA-256 EncryptionUPDATED: Mar 13, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance related. We update our site regularly, and all content is reviewed by car insurance experts.
How much car insurance do you need? What car insurance company should you choose? The list of questions surrounding car insurance can be as extensive as those choosing which car to buy. However the core principals of car insurance are pretty standard no matter where you live so if you spend time learning about the small details it can make a big difference.
No one wants to realize they are uninsured or underinsured when it’s too late although many drivers end up doing exactly that. People can spend weeks reviewing new cars but too often not enough time is spent understanding car insurance.
Would you buy a new car without looking at the warranty or fuel mileage? Never buy car insurance simply based on the cost of car insurance. Learn how it works and why a few dollars more might end up saving your $1,000’s of dollars in a car accident. Choose from any of the car insurance questions below or pick a topic one of our main menus to get started.
Buying Car Insurance 101
- How does car insurance work
- Affordable Car Insurance
- Am I automatically covered under a family member’s car insurance?
- Are all drivers in the same household covered under my car insurance?
- Are car insurance payments tax deductible?
- Are off road vehicles covered under typical car insurance?
- Can a car insurance company cancel my policy?
- Can a speeding ticket cancel my car insurance?
- Can a warning affect my car insurance rates?
- Can gay couples buy car insurance together?
- Can I add anyone to my car insurance policy?
- Can I add my cousin to my car insurance policy?
- Can I add my husband to my car insurance policy?
- Can I add my stepdaughter to my car insurance policy?
- Can I add my stepson to my car insurance policy?
- Can I add my wife to my car insurance policy?
- Can I buy cheap car insurance with bad credit?
- Can I buy auto insurance with bad credit?
- Can I buy car insurance after a car accident?
- Can I buy car insurance after a DUI?
- Can I buy car insurance after a gap in coverage?
- Can I buy car insurance after my policy expires?
- Can I buy car insurance after my policy has lapsed?
- Can I buy car insurance by the mile?
- Can I buy car insurance for a friend’s car?
- Can I buy car insurance for a Salvage Titled car?
- Can I buy car insurance in a different state?
- Can I buy car insurance under my parent’s name?
- Can I buy car insurance with a conditional driver’s license?
- Can I buy car insurance with a low down payment?
- Can I buy car insurance with a suspended driver’s license?
- Can I buy car insurance with no money down?
- Can I buy car insurance without a driver’s license?
- Can I buy temporary car insurance?
- Can I cover all my family with the same car insurance policy?
- Can I drop collision or comprehensive coverage?
- Can I file a car insurance claim without a lawyer?
- Can I file the SR22 form?
- Can I finance my car insurance premiums?
- Can I get a SR22 without buying car insurance?
- Can I get a title loan without car insurance?
- Can I get car insurance without owning a car?
- Can I get sued even if I have car insurance?
- Can I increase my car insurance at any time?
- Can I pay for my own repairs without filing a claim?
- Can I recover lost wages from a car accident?
- Can I register a car but not buy car insurance?
- Can I suspend my auto insurance if I am deployed overseas?
- Can I transfer my car insurance to another vehicle?
- Can I use a different address to get cheaper car insurance rates?
- Can low income drivers buy cheap car insurance?
- Can my car insurance be canceled?
- Can my car insurance be canceled from a DUI?
- Can my car insurance be in my parent’s name?
- Can my car insurance company make me use a repair shop?
- Cheapest Cars in the World
- Collector Car Insurance
- Do anti-lock brakes lower my car insurance rates?
- Do car insurance rates increase after a car accident?
- Do Hybrid Cars have cheaper car insurance rates?
- Do I have to be a US citizen to buy car insurance?
- Do I have to buy car insurance for my snowmobile?
- Do I have to buy car insurance if I only drive occasionally?
- Do I have to file a car insurance claim to get my car fixed?
- Do I have to list all registered owners on a car insurance policy?
- Do I have to pay a deductible for every claim?
- Do I have to report every car accident to my insurance company?
- Do I need car insurance for a scooter?
- Do I need car insurance for occasional driving?
- Do I need car insurance on a car I am restoring?
- Do I need car insurance with a Learner’s Permit?
- Do I need different car insurance for off-road vehicles?
- Do I need liability insurance on a collector car?
- Do I need separate car insurance for every car I own?
- Do I really need PIP car insurance?
- Do married people get cheaper car insurance rates?
- Do military personnel get car insurance discounts?
- Do parking tickets increase my car insurance rates?
- Do poor people pay more for insurance?
- Do tickets from another state increase my car insurance rates?
- Do you need car insurance to drive?
- Does a tire blowout increase my car insurance?
- Does car insurance pay to fix a bad engine?
- Does credit card debt affect my car insurance rates?
- Does my car insurance cover stolen tires and rims?
- How are car insurance rates calculated?
- How are car insurance premiums calculated?
- How can high risk drivers save on car insurance?
- How can I keep my car insurance rates from increasing?
- How can I lower my car insurance deductible?
- How do car insurance companies calculate damages?
- How do car insurance companies calculate risk?
- How do car insurance companies define sports cars?
- How do car insurance companies learn about accidents?
- How do I add a driver to my car insurance policy?
- How do I dispute the amount of a car insurance claim?
- How do I drop collision or comprehensive coverage?
- How do I find out the total loss on my car insurance policy?
- How do I find previous car insurance claims?
- How do I switch car insurance companies?
- How does GAP car insurance work?
- How does pay as you go car insurance work?
- How long will a DUI stay on my driving record?
- How many states have No Fault car insurance laws?
- How much car insurance do I need?
- How much car insurance should I buy for a new car?
- How much does car insurance cost after a DUI?
- How much does it cost to insure a Corvette?
- How much is motorcycle insurance per month?
- How much is full coverage car insurance?
- How much more is Full Coverage than Liability?
- How much will my car insurance increase after a ticket?
- How protecting your car from theft reduces insurance costs
- Is car insurance more expensive for new cars?
- Is diminished value the same as Gap Insurance?
- Is liability car insurance only really cheaper?
- Is the Car Insurance Industry Regulated?
- Should I buy comprehensive car insurance?
- Should I buy Rental Car Insurance?
- What age can I no longer be on my parent’s car insurance?
- What are the types of car insurance coverage?
- What are the categories of risk for drivers?
- What are the penalties for driving without insurance?
- What car insurance do I need for an RV?
- What does a hit and run police report include?
- What happens if I refuse a breathalyzer test?
- What happens if I don’t buy car insurance?
- What is a rebuilt title or salvage car title?
- What is the average cost of car insurance?
- What is Diminished Value?
- What is non-standard car insurance?
- What is the most expensive car stereo?
- What type of tickets affect my car insurance?
- Where do I find a SR22 form?
- When do car insurance rates start to go down?
- When do Traffic Ticket Points go away?
- When does my car insurance expire?
- Where can I estimate the cost of auto insurance?
- Will my car insurance cover my boyfriend?
- Who are the biggest car insurance companies in Phoenix?
- Who are the best car insurance companies in California?
- Who has the best car insurance rates for teenagers?
- Who offers the best “Pay as you Go” car insurance?
- Why are car insurance rates different by state?
- Why do car insurance companies drop coverage?
- Why do so many factors affect car insurance rates?
- Why is a lapse in car insurance coverage bad?
- Why is my car insurance more expensive to renew?
- Why are women are better drivers?
- Will a minor speeding ticket affect my car insurance rates?
- Will a security system lower my car insurance rates?
- Will a speeding ticket increase my car insurance rates?
- Will a texting and driving ticket increase my car insurance?
- Will a ticket for talking on the phone increase my car insurance rates?
- Will a warning affect my car insurance rates?
- Will anti-lock brakes lower my car insurance rates?
- Will my car insurance cover a motorcycle?
- Will my car insurance go up after a texting ticket?
- Will my husband’s DUI affect my car insurance rates?
- Will tinted windows increase my car insurance rates?
- Can I change my car insurance before a vacation?
- Are red cars more expensive to insure?
- When do I need a commercial auto insurance policy?
- Will my car insurance work in a different state?
- Will car insurance cover my custom vehicle?
- Do insurance companies discriminate?
- Will my car insurance pay to replace a car seat?
- What kind of car can I rent after an accident?
- Will my car insurance go up if I have a baby?
- Why do I need car insurance for every vehicle?
- Should I raise my car insurance deductible?
- Do car insurance companies offer Federal Employee Discounts?
- Does car insurance cover the car or the driver?
- How much is car insurance in California?
- How much does a full coverage car insurance policy cost?
- How much does car insurance cost with a DUI?
- What is temporary car insurance?
- Do city drivers pay more for car insurance?
- Can I add a driver to my car insurance?
- Will my credit card provide rental car insurance?
- Do non-moving violations affect my car insurance rates?
- How hard is it to buy car insurance for the first time?
- Can same sex couples get the same car insurance discounts?
- Will Telemetrics change the way car insurance is priced?
- Should insurance companies stop using credit scores?
Car Insurance for Young Drivers
- Is it Hard to Get Car Insurance for the First Time?
- How cheap is car insurance for a 16 year old?
- Will car insurance cover my child away at college?
- Is State Farm a good car insurance company for teen drivers?
Car Insurance Laws and Quirks by State
Car Insurance Claims 101
- What is Insurance Fraud?
- Do I have to report a car accident to the police?
- Should I talk to an insurance adjuster without a lawyer?
- Should I let an insurance adjustor record our conversation?
- Will filing a claim increase my car insurance rates?
- Can I file a car insurance claim for a scratched door?
- Does car insurance cover vandalism damage?
- Does car insurance cover Hail Damage?
- Will my car insurance cover a repossessed vehicle?
- Does auto insurance cover a stolen stereo?
- Is my boyfriend covered under my car insurance?
- Is my girlfriend covered under my car insurance?
- What to expect when filing a car insurance claim?
- Will my car insurance cover auto theft?
- Will my car insurance cover a car used for work?
- Will my car insurance cover car pooling?
- Will my car insurance cover towing charges?
- Who pays for damages in a Hit-and-Run car accident?
- What is an Underwriting Referral?
- Will my car insurance fully cover a car accident?
- Will car insurance cover an accident by a parked car?
- Will my car insurance pay for a hit and run accident?
- Will my car insurance policy cover any driver?
- Will my car insurance cover a sun roof?
- Will my car insurance cover injuries to passengers?
- Will my car insurance cover a repossessed vehicle?
- Will car insurance cover me driving somebody else’s car?
- Will car insurance cover a Bicycle Accident?
- Will car insurance cover a stolen car?
- Will car insurance cover a used car?
- Will car insurance cover if I hit my house with my car?
- Will car insurance cover a car accident during a test drive?
- How do I file a claim for hitting my own car?
- Can I choose any body shop to repair my car?
- What is a Liability Adjuster?
- Can I take my car insurance company to court?
- Why did my car insurance claim get denied?
- Will car insurance cover my dog?
- What happens if my deductible is higher than my repair cost?
- How does car insurance work if my car is damaged while I am away?
- How much can you get for pain and suffering in a car accident?
- Will car insurance pay for time I miss from work?
- Will car insurance cover engine damage?
- Will my car insurance company ever guarantee repair work?
- Do I have to get my car repaired after filing a claim?
- Does car insurance cover a flat tire?
- Does car insurance cover transmission damage?
- Does car insurance cover stolen items?
- Will car insurance cover a stolen Catalytic Converter?
Top 10 Lists, Cool Stuff and More
- Top 10 Selling Sports Cars 2012
- Top 10 Hybrid Cars
- Top 10 Cars for Men
- Top 10 Cars with the Worst Fuel Mileage
- Top 10 Car Insurance Companies by Market Share
- Top 10 Hybrid Trucks and SUVs
- Top 10 New Cars of the Future
- Fastest Motorcycles in the World
- Most Dangerous Animals for Motorists
- Claims You May Not Know Are Covered
- Worst Holidays for Car Insurance Claims
- Can Geico really save me 15% on car insurance?
- Do Smart Cars cost more to insure?
- Five Common Car Insurance Myths
- Are Country Roads Safer Than Big Cities?
- Is The General Car Insurance Company Legit?
- Why are there so many car insurance commercials?
Car Insurance Discounts
- Do Senior Citizens get car insurance discounts?
- How can I get a good student discount on car insurance?
- How much can I save on car insurance with LoJack?
- What is a Discount Double Check?
- What is a multi-policy car insurance discount?
- What is vanishing deductible car insurance?
- How much does Driving School lower car insurance rates?
- How does Allstate Accident Forgiveness work?
- What is the Esurance Discount for Facebook Users?
Buying a Car 101
- What is a Carfax report?
- What is the best used car for a student driver?
- What credit score is needed for a car loan?
- How do I buy a car from insurance companies?
Car Insurance Companies
- Allstate vs State Farm
- 21st Century Car Insurance Review
- Allstate Car Insurance Review
- Farmers Car Insurance Review
- Geico Car Insurance Review
- Nationwide Car Insurance Review
- Progressive Car Insurance Review
- The General Car Insurance Company Review
- USAA Car Insurance Review
- How big is State Farm Car Insurance?
- Geico vs Allstate
- How much is Progressive Car Insurance?
- Is Hartford Car Insurance Any Good?
Car Insurance by Model (new)
FREE Car Insurance Comparison
Compare quotes from the top car insurance companies and save!
Secured with SHA-256 Encryption
Our Company
CarInsurance101.com is a different destination for drivers. Our main priority is not to sell you insurance but to talk about some basic questions and answers you may have about how auto insurance works. From new car insurance for young drivers to scooter insurance for those lovely seniors in Boca Raton, we have a wealth of information to help you find affordable and reliable coverage.
CALL US (888) 442-5145
Trust & Authority
Privacy & Security
Search
Looking for something specific? Use the search bar below to find answers to your questions!