Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Fayette, MS are $342/month
  • Average car insurance rates in Fayette, MS for senior drivers are $2,252/year
  • The cheapest car insurance company in Fayette after a DUI is USAA

Average car insurance rates in Fayette, Mississippi are $342 a month. But with a little research you can get a great deal from the top car insurance companies in Fayette, MS. Before you buy Fayette, Mississippi car insurance, make sure your coverage meets or exceeds the Mississippi minimum of 25/50/25.

It may even be helpful to compare Fayette car insurance rates with Hattiesburg car insurance rates, Southaven car insurance rates, or Jackson car insurance rates to make sure you’re getting the best Fayette, MS car insurance quotes available.

Need affordable Fayette, MS car insurance? Enter your ZIP code to compare Fayette car insurance quotes from multiple car insurance companies near you.

Fayette, MS Minimum Car Insurance Coverage

Fayette, Mississippi law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Fayette, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Fayette, MS Car Insurance Rates by Coverage Level

Some Fayette drivers can get by with the Mississippi minimum coverage of 25/50/25. Other drivers may need more. See how much your Fayette, Mississippi car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Fayette, Mississippi

Insurance Company Low Medium High
Allstate $4,533 $4,735 $4,948
GEICO $4,743 $5,065 $5,280
Liberty Mutual $4,672 $4,965 $5,325
Nationwide $3,235 $3,399 $3,592
Progressive $4,202 $4,813 $5,227
State Farm $3,324 $3,497 $3,704
Travelers $3,979 $4,218 $4,378
USAA $2,108 $2,235 $2,395

Fayette, MS Car Insurance Rates by Age, Gender, and Marital Status

Fayette, Mississippi car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Fayette, MS car insurance, get quotes from multiple car insurance companies in the Fayette area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fayette, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,644 $2,527 $2,359 $2,414 $10,578 $11,294 $3,008 $3,085
GEICO $3,737 $3,545 $3,410 $3,169 $8,917 $8,444 $5,995 $3,017
Liberty Mutual $2,951 $3,197 $2,372 $2,663 $10,549 $11,732 $3,135 $3,300
Nationwide $2,504 $2,577 $2,234 $2,376 $5,105 $6,528 $2,850 $3,095
Progressive $2,876 $2,673 $2,351 $2,277 $10,283 $11,527 $2,941 $3,050
State Farm $2,233 $2,233 $1,986 $1,986 $6,336 $7,991 $2,485 $2,815
Travelers $1,895 $1,930 $1,798 $1,800 $8,442 $13,368 $1,985 $2,315
USAA $1,513 $1,501 $1,404 $1,427 $3,749 $4,465 $1,857 $2,055

Fayette, MS Car Insurance Rates for Teens

How much is Fayette, Mississippi car insurance for teens? Compare rates from top Fayette car insurance companies below to help find the cheapest teen car insurance in Fayette, MS.

Annual Car Insurance Rates for Teen Drivers in Fayette, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,578 $11,294
GEICO $8,917 $8,444
Liberty Mutual $10,549 $11,732
Nationwide $5,105 $6,528
Progressive $10,283 $11,527
State Farm $6,336 $7,991
Travelers $8,442 $13,368
USAA $3,749 $4,465

Fayette, MS Car Insurance Rates for Seniors

Before seniors buy Fayette, Mississippi car insurance, they should make sure to shop around. Some Fayette, MS car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Fayette, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,359 $2,414
GEICO $3,410 $3,169
Liberty Mutual $2,372 $2,663
Nationwide $2,234 $2,376
Progressive $2,351 $2,277
State Farm $1,986 $1,986
Travelers $1,798 $1,800
USAA $1,404 $1,427

Fayette, MS Car Insurance Rates by Credit History

How does your credit history affect Fayette, MS car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Fayette, Mississippi

Insurance Company Poor Fair Good
Allstate $5,490 $4,857 $3,869
GEICO $7,582 $4,295 $3,211
Liberty Mutual $7,160 $4,370 $3,433
Nationwide $4,022 $3,251 $2,953
Progressive $5,389 $4,590 $4,263
State Farm $5,070 $3,064 $2,392
Travelers $4,761 $3,879 $3,934
USAA $3,081 $1,996 $1,661

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Fayette, MS Car Insurance Rates by Driver History

How does a single speeding ticket affect your Fayette, Mississippi car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Fayette.

Annual Fayette, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,005 $4,721 $5,694 $4,536
GEICO $3,081 $4,728 $7,281 $5,027
Liberty Mutual $3,539 $5,648 $5,789 $4,974
Nationwide $2,701 $3,476 $4,454 $3,002
Progressive $4,065 $5,441 $4,706 $4,776
State Farm $3,199 $3,887 $3,474 $3,474
Travelers $3,663 $3,836 $5,266 $4,001
USAA $1,752 $2,237 $3,047 $1,949

Fayette, MS Car Insurance Rates With a DUI

Even a single DUI can increase your Fayette, MS car insurance rates. Compare rates below to see which Fayette car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Fayette, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,694
GEICO $7,281
Liberty Mutual $5,789
Nationwide $4,454
Progressive $4,706
State Farm $3,474
Travelers $5,266
USAA $3,047

Fayette, MS Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Fayette, MS car insurance rates may be. Let’s take a look at average car insurance rates from top Fayette companies based on commute time.

Annual Car Insurance Rates by Commute Length in Fayette, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,739 $4,739
GEICO $5,018 $5,041
Liberty Mutual $4,988 $4,988
Nationwide $3,408 $3,408
Progressive $4,747 $4,747
State Farm $3,423 $3,594
Travelers $4,191 $4,191
USAA $2,177 $2,316

Fayette, MS Cheapest Car Insurance Rates

How do the top Fayette, Mississippi car insurance companies’ average rates stack up against the Fayette average monthly car insurance rates of $342? Take a look and see.

Best Annual Car Insurance Rates by Company in Fayette, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Fayette, MS Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Fayette, Mississippi car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Fayette, Mississippi

Insurance Company Average Annual Rates
Allstate $4,739
GEICO $5,029
Liberty Mutual $4,988
Nationwide $3,408
Progressive $4,747
State Farm $3,508
Travelers $4,191
USAA $2,246

Other Factors Affecting Fayette, MS Car Insurance Rates

Before you buy Fayette, Mississippi car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Fayette, MS Commute Time

How does your Fayette, MS commute time compare with the average driver? In Fayette, the average commute is 14.1 minutes.

Fayette, MS Traffic

Spending time in Fayette traffic can lead to higher car insurance rates. According to INRIX data, Fayette, MS ranks as the 799th-most congested with traffic in the world.

Fayette, MS Car Insurance Quotes

Compare Fayette, MS car insurance quotes from multiple companies by entering your ZIP code now.