Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Finland, MN for senior drivers are $3,035/year
  • The cheapest car insurance company in Finland for teen drivers is State Farm
  • Average car insurance rates in Finland, MN are $382/month

Average car insurance rates in Finland, Minnesota are $382 a month. But with a little research you can get a great deal from the top car insurance companies in Finland, MN. Before you buy Finland, Minnesota car insurance, make sure your coverage meets or exceeds the Minnesota minimum of 30/60/10.

It may even be helpful to compare Finland car insurance rates with Brooklyn Park car insurance rates, St. Paul car insurance rates, or Minneapolis car insurance rates to make sure you’re getting the best Finland, MN car insurance quotes available.

Need affordable Finland, MN car insurance? Enter your ZIP code to compare Finland car insurance quotes from multiple car insurance companies near you.

Finland, MN Minimum Car Insurance Coverage

Finland, Minnesota law requires drivers carry a minimum of 30/60/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Finland, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Finland, MN Car Insurance Rates by Coverage Level

Some Finland drivers can get by with the Minnesota minimum coverage of 30/60/10. Other drivers may need more. See how much your Finland, Minnesota car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Finland, Minnesota

Insurance Company Low Medium High
Allstate $4,579 $4,637 $4,704
American Family $3,535 $3,639 $3,450
Farmers $3,103 $3,234 $3,322
GEICO $3,762 $3,850 $3,944
Liberty Mutual $13,254 $13,552 $13,822
Nationwide $2,871 $3,043 $3,160
State Farm $1,991 $2,065 $2,123
USAA $2,715 $2,786 $2,861

Finland, MN Car Insurance Rates by Age, Gender, and Marital Status

Finland, Minnesota car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Finland, MN car insurance, get quotes from multiple car insurance companies in the Finland area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Finland, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,089 $3,089 $2,952 $2,952 $7,026 $10,304 $3,738 $3,968
American Family $2,247 $2,247 $2,037 $2,037 $6,116 $8,865 $2,247 $2,536
Farmers $2,084 $2,087 $2,010 $2,126 $5,940 $6,046 $2,739 $2,724
GEICO $2,981 $2,963 $2,860 $2,780 $5,955 $7,614 $2,800 $2,862
Liberty Mutual $9,543 $9,543 $9,448 $9,448 $18,946 $28,518 $9,543 $13,355
Nationwide $2,052 $2,070 $1,823 $1,941 $5,138 $6,276 $2,397 $2,500
State Farm $1,565 $1,565 $1,378 $1,378 $3,248 $4,025 $1,817 $1,501
USAA $1,861 $1,856 $1,686 $1,698 $4,834 $5,323 $2,435 $2,606

Finland, MN Car Insurance Rates for Teens

How much is Finland, Minnesota car insurance for teens? Compare rates from top Finland car insurance companies below to help find the cheapest teen car insurance in Finland, MN.

Annual Car Insurance Rates for Teen Drivers in Finland, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,026 $10,304
American Family $6,116 $8,865
Farmers $5,940 $6,046
GEICO $5,955 $7,614
Liberty Mutual $18,946 $28,518
Nationwide $5,138 $6,276
State Farm $3,248 $4,025
USAA $4,834 $5,323

Finland, MN Car Insurance Rates for Seniors

Before seniors buy Finland, Minnesota car insurance, they should make sure to shop around. Some Finland, MN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Finland, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,952 $2,952
American Family $2,037 $2,037
Farmers $2,010 $2,126
GEICO $2,860 $2,780
Liberty Mutual $9,448 $9,448
Nationwide $1,823 $1,941
State Farm $1,378 $1,378
USAA $1,686 $1,698

Finland, MN Car Insurance Rates by Credit History

How does your credit history affect Finland, MN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Finland, Minnesota

Insurance Company Poor Fair Good
Allstate $6,825 $3,680 $3,413
American Family $4,836 $3,208 $2,579
Farmers $3,995 $2,926 $2,737
GEICO $4,627 $3,778 $3,150
Liberty Mutual $18,883 $12,208 $9,538
Nationwide $3,602 $2,898 $2,573
State Farm $3,003 $1,836 $1,339
USAA $4,394 $2,129 $1,839

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Finland, MN Car Insurance Rates by Driver History

How does a single speeding ticket affect your Finland, Minnesota car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Finland.

Annual Finland, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,403 $4,888 $5,856 $4,412
American Family $2,381 $4,281 $4,805 $2,699
Farmers $2,763 $3,454 $3,502 $3,159
GEICO $2,533 $4,061 $6,102 $2,713
Liberty Mutual $10,049 $13,683 $19,600 $10,840
Nationwide $2,391 $3,188 $3,676 $2,843
State Farm $1,907 $2,212 $2,060 $2,060
USAA $2,075 $2,629 $3,974 $2,473

Finland, MN Car Insurance Rates With a DUI

Even a single DUI can increase your Finland, MN car insurance rates. Compare rates below to see which Finland car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Finland, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,856
American Family $4,805
Farmers $3,502
GEICO $6,102
Liberty Mutual $19,600
Nationwide $3,676
State Farm $2,060
USAA $3,974

Finland, MN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Finland, MN car insurance rates may be. Let’s take a look at average car insurance rates from top Finland companies based on commute time.

Annual Car Insurance Rates by Commute Length in Finland, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,640 $4,640
American Family $3,500 $3,583
Farmers $3,219 $3,219
GEICO $3,803 $3,901
Liberty Mutual $13,141 $13,945
Nationwide $3,025 $3,025
State Farm $2,006 $2,113
USAA $2,751 $2,824

Finland, MN Cheapest Car Insurance Rates

How do the top Finland, Minnesota car insurance companies’ average rates stack up against the Finland average monthly car insurance rates of $382? Take a look and see.

Best Annual Car Insurance Rates by Company in Finland, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Finland, MN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Finland, Minnesota car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Finland, Minnesota

Insurance Company Average Annual Rates
Allstate $4,640
American Family $3,541
Farmers $3,219
GEICO $3,852
Liberty Mutual $13,543
Nationwide $3,025
State Farm $2,060
USAA $2,787

Other Factors Affecting Finland, MN Car Insurance Rates

Before you buy Finland, Minnesota car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Finland, MN Commute Time

How does your Finland, MN commute time compare with the average driver? In Finland, the average commute is 19.2 minutes.

Finland, MN Car Insurance Quotes

Compare Finland, MN car insurance quotes from multiple companies by entering your ZIP code now.