Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Five Points, AL for senior drivers are $1,946/year
  • The cheapest car insurance company in Five Points after a DUI is USAA
  • Average car insurance rates in Five Points, AL are $304/month

Average car insurance rates in Five Points, Alabama are $304 a month. But with a little research you can get a great deal from the top car insurance companies in Five Points, AL. Before you buy Five Points, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Five Points car insurance rates with Birmingham car insurance rates, Huntsville car insurance rates, or Tuscaloosa car insurance rates to make sure you’re getting the best Five Points, AL car insurance quotes available.

Need affordable Five Points, AL car insurance? Enter your ZIP code to compare Five Points car insurance quotes from multiple car insurance companies near you.

Five Points, AL Minimum Car Insurance Coverage

Five Points, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Five Points, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Five Points, AL Car Insurance Rates by Coverage Level

Some Five Points drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Five Points, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Five Points, Alabama

Insurance Company Low Medium High
Allstate $2,936 $3,036 $3,148
Farmers $4,139 $4,302 $4,613
GEICO $2,736 $2,929 $3,159
Liberty Mutual $5,032 $5,243 $5,528
Nationwide $2,607 $2,586 $2,642
Progressive $3,607 $3,940 $4,323
State Farm $4,405 $4,636 $4,884
Travelers $3,680 $3,930 $3,948
USAA $2,136 $2,203 $2,304

Five Points, AL Car Insurance Rates by Age, Gender, and Marital Status

Five Points, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Five Points, AL car insurance, get quotes from multiple car insurance companies in the Five Points area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Five Points, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,850 $1,768 $1,670 $1,703 $6,327 $6,796 $2,078 $2,127
Farmers $2,548 $2,536 $2,283 $2,410 $9,410 $9,698 $2,895 $3,032
GEICO $2,128 $2,108 $1,997 $2,040 $5,489 $5,415 $2,246 $2,105
Liberty Mutual $3,096 $3,347 $2,538 $2,841 $11,120 $12,371 $3,304 $3,525
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,161 $2,039 $1,774 $1,879 $8,745 $9,783 $2,545 $2,728
State Farm $2,900 $2,900 $2,602 $2,602 $8,467 $10,639 $3,270 $3,754
Travelers $1,591 $1,618 $1,481 $1,479 $8,327 $13,064 $1,508 $1,753
USAA $1,377 $1,398 $1,285 $1,259 $4,109 $4,556 $1,794 $1,938

Five Points, AL Car Insurance Rates for Teens

How much is Five Points, Alabama car insurance for teens? Compare rates from top Five Points car insurance companies below to help find the cheapest teen car insurance in Five Points, AL.

Annual Car Insurance Rates for Teen Drivers in Five Points, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,327 $6,796
Farmers $9,410 $9,698
GEICO $5,489 $5,415
Liberty Mutual $11,120 $12,371
Nationwide $4,446 $5,755
Progressive $8,745 $9,783
State Farm $8,467 $10,639
Travelers $8,327 $13,064
USAA $4,109 $4,556

Five Points, AL Car Insurance Rates for Seniors

Before seniors buy Five Points, Alabama car insurance, they should make sure to shop around. Some Five Points, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Five Points, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,670 $1,703
Farmers $2,283 $2,410
GEICO $1,997 $2,040
Liberty Mutual $2,538 $2,841
Nationwide $1,564 $1,624
Progressive $1,774 $1,879
State Farm $2,602 $2,602
Travelers $1,481 $1,479
USAA $1,285 $1,259

Five Points, AL Car Insurance Rates by Credit History

How does your credit history affect Five Points, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Five Points, Alabama

Insurance Company Poor Fair Good
Allstate $3,760 $2,948 $2,411
Farmers $4,887 $4,192 $3,976
GEICO $3,742 $2,668 $2,413
Liberty Mutual $7,549 $4,623 $3,632
Nationwide $3,155 $2,458 $2,223
Progressive $4,477 $3,825 $3,568
State Farm $7,530 $3,809 $2,587
Travelers $4,206 $3,642 $3,710
USAA $2,977 $1,937 $1,729

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Five Points, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Five Points, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Five Points.

Annual Five Points, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,594 $3,050 $3,595 $2,921
Farmers $3,669 $4,724 $4,608 $4,404
GEICO $1,999 $3,186 $3,902 $2,678
Liberty Mutual $4,134 $5,745 $5,629 $5,563
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,583 $4,485 $3,828 $3,930
State Farm $4,211 $5,168 $4,594 $4,594
Travelers $3,210 $3,371 $4,915 $3,915
USAA $1,702 $2,137 $3,177 $1,842

Five Points, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Five Points, AL car insurance rates. Compare rates below to see which Five Points car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Five Points, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,595
Farmers $4,608
GEICO $3,902
Liberty Mutual $5,629
Nationwide $3,331
Progressive $3,828
State Farm $4,594
Travelers $4,915
USAA $3,177

Five Points, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Five Points, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Five Points companies based on commute time.

Annual Car Insurance Rates by Commute Length in Five Points, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,040 $3,040
Farmers $4,352 $4,352
GEICO $2,886 $2,996
Liberty Mutual $5,268 $5,268
Nationwide $2,612 $2,612
Progressive $3,957 $3,957
State Farm $4,530 $4,754
Travelers $3,853 $3,853
USAA $2,113 $2,316

Five Points, AL Cheapest Car Insurance Rates

How do the top Five Points, Alabama car insurance companies’ average rates stack up against the Five Points average monthly car insurance rates of $304? Take a look and see.

Best Annual Car Insurance Rates by Company in Five Points, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Five Points, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Five Points, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Five Points, Alabama

Insurance Company Average Annual Rates
Allstate $3,040
Farmers $4,352
GEICO $2,941
Liberty Mutual $5,268
Nationwide $2,612
Progressive $3,957
State Farm $4,642
Travelers $3,853
USAA $2,214

Other Factors Affecting Five Points, AL Car Insurance Rates

Before you buy Five Points, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Five Points, AL Commute Time

How does your Five Points, AL commute time compare with the average driver? In Five Points, the average commute is 23.6 minutes.

Five Points, AL Car Insurance Quotes

Compare Five Points, AL car insurance quotes from multiple companies by entering your ZIP code now.