Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Flat Rock for teen drivers is USAA
  • Average car insurance rates in Flat Rock, AL are $300/month
  • Average car insurance rates in Flat Rock, AL for senior drivers are $1,907/year

Average car insurance rates in Flat Rock, Alabama are $300 a month. But with a little research you can get a great deal from the top car insurance companies in Flat Rock, AL. Before you buy Flat Rock, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Flat Rock car insurance rates with Hoover car insurance rates, Madison car insurance rates, or Dothan car insurance rates to make sure you’re getting the best Flat Rock, AL car insurance quotes available.

Need affordable Flat Rock, AL car insurance? Enter your ZIP code to compare Flat Rock car insurance quotes from multiple car insurance companies near you.

Flat Rock, AL Minimum Car Insurance Coverage

Flat Rock, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Flat Rock, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Flat Rock, AL Car Insurance Rates by Coverage Level

Some Flat Rock drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Flat Rock, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Flat Rock, Alabama

Insurance Company Low Medium High
Allstate $3,084 $3,176 $3,285
Farmers $3,807 $3,968 $4,278
GEICO $2,613 $2,811 $3,048
Liberty Mutual $5,073 $5,279 $5,557
Nationwide $2,532 $2,529 $2,590
Progressive $3,881 $4,266 $4,728
State Farm $4,249 $4,460 $4,690
Travelers $3,661 $3,904 $3,917
USAA $1,905 $1,965 $2,056

Flat Rock, AL Car Insurance Rates by Age, Gender, and Marital Status

Flat Rock, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Flat Rock, AL car insurance, get quotes from multiple car insurance companies in the Flat Rock area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Flat Rock, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,943 $1,857 $1,753 $1,786 $6,596 $7,087 $2,188 $2,244
Farmers $2,313 $2,297 $2,069 $2,192 $8,813 $9,071 $2,635 $2,752
GEICO $2,034 $2,021 $1,927 $1,978 $5,284 $5,207 $2,142 $2,000
Liberty Mutual $3,076 $3,321 $2,516 $2,810 $11,326 $12,589 $3,282 $3,504
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,376 $2,241 $1,944 $2,076 $9,431 $10,529 $2,783 $2,951
State Farm $2,743 $2,743 $2,473 $2,473 $8,271 $10,333 $3,098 $3,595
Travelers $1,578 $1,603 $1,479 $1,471 $8,306 $12,960 $1,494 $1,726
USAA $1,231 $1,250 $1,149 $1,126 $3,657 $4,056 $1,603 $1,729

Flat Rock, AL Car Insurance Rates for Teens

How much is Flat Rock, Alabama car insurance for teens? Compare rates from top Flat Rock car insurance companies below to help find the cheapest teen car insurance in Flat Rock, AL.

Annual Car Insurance Rates for Teen Drivers in Flat Rock, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,596 $7,087
Farmers $8,813 $9,071
GEICO $5,284 $5,207
Liberty Mutual $11,326 $12,589
Nationwide $4,394 $5,642
Progressive $9,431 $10,529
State Farm $8,271 $10,333
Travelers $8,306 $12,960
USAA $3,657 $4,056

Flat Rock, AL Car Insurance Rates for Seniors

Before seniors buy Flat Rock, Alabama car insurance, they should make sure to shop around. Some Flat Rock, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Flat Rock, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,753 $1,786
Farmers $2,069 $2,192
GEICO $1,927 $1,978
Liberty Mutual $2,516 $2,810
Nationwide $1,523 $1,574
Progressive $1,944 $2,076
State Farm $2,473 $2,473
Travelers $1,479 $1,471
USAA $1,149 $1,126

Flat Rock, AL Car Insurance Rates by Credit History

How does your credit history affect Flat Rock, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Flat Rock, Alabama

Insurance Company Poor Fair Good
Allstate $3,937 $3,085 $2,523
Farmers $4,508 $3,873 $3,671
GEICO $3,592 $2,562 $2,318
Liberty Mutual $7,600 $4,657 $3,652
Nationwide $3,075 $2,402 $2,174
Progressive $4,866 $4,147 $3,862
State Farm $7,242 $3,666 $2,491
Travelers $4,178 $3,618 $3,685
USAA $2,655 $1,728 $1,543

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Flat Rock, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Flat Rock, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Flat Rock.

Annual Flat Rock, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,716 $3,188 $3,765 $3,059
Farmers $3,380 $4,368 $4,261 $4,062
GEICO $1,912 $3,060 $3,769 $2,555
Liberty Mutual $4,154 $5,796 $5,659 $5,604
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,889 $4,859 $4,147 $4,271
State Farm $4,033 $4,996 $4,418 $4,418
Travelers $3,183 $3,343 $4,892 $3,890
USAA $1,520 $1,908 $2,828 $1,644

Flat Rock, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Flat Rock, AL car insurance rates. Compare rates below to see which Flat Rock car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Flat Rock, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,765
Farmers $4,261
GEICO $3,769
Liberty Mutual $5,659
Nationwide $3,238
Progressive $4,147
State Farm $4,418
Travelers $4,892
USAA $2,828

Flat Rock, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Flat Rock, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Flat Rock companies based on commute time.

Annual Car Insurance Rates by Commute Length in Flat Rock, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,182 $3,182
Farmers $4,018 $4,018
GEICO $2,773 $2,875
Liberty Mutual $5,303 $5,303
Nationwide $2,550 $2,550
Progressive $4,291 $4,291
State Farm $4,362 $4,571
Travelers $3,827 $3,827
USAA $1,885 $2,065

Flat Rock, AL Cheapest Car Insurance Rates

How do the top Flat Rock, Alabama car insurance companies’ average rates stack up against the Flat Rock average monthly car insurance rates of $300? Take a look and see.

Best Annual Car Insurance Rates by Company in Flat Rock, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Flat Rock, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Flat Rock, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Flat Rock, Alabama

Insurance Company Average Annual Rates
Allstate $3,182
Farmers $4,018
GEICO $2,824
Liberty Mutual $5,303
Nationwide $2,550
Progressive $4,291
State Farm $4,466
Travelers $3,827
USAA $1,975

Flat Rock, AL Car Insurance Quotes

Compare Flat Rock, AL car insurance quotes from multiple companies by entering your ZIP code now.