Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Forest Home, AL for senior drivers are $1,904/year
  • The cheapest car insurance company in Forest Home for teen drivers is USAA
  • The cheapest car insurance company in Forest Home after a DUI is USAA

Average car insurance rates in Forest Home, Alabama are $295 a month. But with a little research you can get a great deal from the top car insurance companies in Forest Home, AL. Before you buy Forest Home, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Forest Home car insurance rates with Huntsville car insurance rates, Auburn car insurance rates, or Decatur car insurance rates to make sure you’re getting the best Forest Home, AL car insurance quotes available.

Need affordable Forest Home, AL car insurance? Enter your ZIP code to compare Forest Home car insurance quotes from multiple car insurance companies near you.

Forest Home, AL Minimum Car Insurance Coverage

Forest Home, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Forest Home, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Forest Home, AL Car Insurance Rates by Coverage Level

Some Forest Home drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Forest Home, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Forest Home, Alabama

Insurance Company Low Medium High
Allstate $2,967 $3,054 $3,154
Farmers $3,557 $3,718 $4,025
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,923 $5,119 $5,384
Nationwide $2,624 $2,595 $2,649
Progressive $3,554 $3,894 $4,305
State Farm $4,411 $4,630 $4,873
Travelers $3,559 $3,797 $3,813
USAA $2,065 $2,130 $2,231

Forest Home, AL Car Insurance Rates by Age, Gender, and Marital Status

Forest Home, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Forest Home, AL car insurance, get quotes from multiple car insurance companies in the Forest Home area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Forest Home, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,900 $1,827 $1,703 $1,738 $6,220 $6,680 $2,167 $2,230
Farmers $2,167 $2,153 $1,937 $2,056 $8,282 $8,525 $2,458 $2,556
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,059 $3,308 $2,515 $2,811 $10,744 $11,943 $3,267 $3,490
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,214 $2,102 $1,811 $1,925 $8,471 $9,474 $2,595 $2,748
State Farm $2,940 $2,940 $2,624 $2,624 $8,362 $10,517 $3,308 $3,791
Travelers $1,542 $1,569 $1,435 $1,433 $8,036 $12,602 $1,463 $1,702
USAA $1,339 $1,364 $1,250 $1,232 $3,940 $4,375 $1,744 $1,890

Forest Home, AL Car Insurance Rates for Teens

How much is Forest Home, Alabama car insurance for teens? Compare rates from top Forest Home car insurance companies below to help find the cheapest teen car insurance in Forest Home, AL.

Annual Car Insurance Rates for Teen Drivers in Forest Home, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,220 $6,680
Farmers $8,282 $8,525
GEICO $5,380 $5,307
Liberty Mutual $10,744 $11,943
Nationwide $4,418 $5,752
Progressive $8,471 $9,474
State Farm $8,362 $10,517
Travelers $8,036 $12,602
USAA $3,940 $4,375

Forest Home, AL Car Insurance Rates for Seniors

Before seniors buy Forest Home, Alabama car insurance, they should make sure to shop around. Some Forest Home, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Forest Home, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,703 $1,738
Farmers $1,937 $2,056
GEICO $1,968 $1,996
Liberty Mutual $2,515 $2,811
Nationwide $1,577 $1,642
Progressive $1,811 $1,925
State Farm $2,624 $2,624
Travelers $1,435 $1,433
USAA $1,250 $1,232

Forest Home, AL Car Insurance Rates by Credit History

How does your credit history affect Forest Home, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Forest Home, Alabama

Insurance Company Poor Fair Good
Allstate $3,795 $2,960 $2,420
Farmers $4,224 $3,632 $3,443
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,379 $4,506 $3,541
Nationwide $3,171 $2,467 $2,229
Progressive $4,463 $3,780 $3,510
State Farm $7,514 $3,809 $2,592
Travelers $4,064 $3,520 $3,585
USAA $2,880 $1,873 $1,672

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Forest Home, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Forest Home, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Forest Home.

Annual Forest Home, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,631 $3,076 $3,583 $2,942
Farmers $3,172 $4,098 $3,998 $3,798
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,035 $5,605 $5,499 $5,431
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,558 $4,416 $3,784 $3,912
State Farm $4,223 $5,146 $4,592 $4,592
Travelers $3,104 $3,259 $4,746 $3,782
USAA $1,648 $2,063 $3,073 $1,783

Forest Home, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Forest Home, AL car insurance rates. Compare rates below to see which Forest Home car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Forest Home, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,583
Farmers $3,998
GEICO $3,808
Liberty Mutual $5,499
Nationwide $3,353
Progressive $3,784
State Farm $4,592
Travelers $4,746
USAA $3,073

Forest Home, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Forest Home, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Forest Home companies based on commute time.

Annual Car Insurance Rates by Commute Length in Forest Home, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,058 $3,058
Farmers $3,767 $3,767
GEICO $2,842 $2,954
Liberty Mutual $5,142 $5,142
Nationwide $2,623 $2,623
Progressive $3,917 $3,917
State Farm $4,528 $4,748
Travelers $3,723 $3,723
USAA $2,044 $2,240

Forest Home, AL Cheapest Car Insurance Rates

How do the top Forest Home, Alabama car insurance companies’ average rates stack up against the Forest Home average monthly car insurance rates of $295? Take a look and see.

Best Annual Car Insurance Rates by Company in Forest Home, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Forest Home, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Forest Home, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Forest Home, Alabama

Insurance Company Average Annual Rates
Allstate $3,058
Farmers $3,767
GEICO $2,898
Liberty Mutual $5,142
Nationwide $2,623
Progressive $3,917
State Farm $4,638
Travelers $3,723
USAA $2,142

Forest Home, AL Car Insurance Quotes

Compare Forest Home, AL car insurance quotes from multiple companies by entering your ZIP code now.