Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Fort Mitchell, AL are $326/month
  • Average car insurance rates in Fort Mitchell, AL for senior drivers are $2,063/year
  • The cheapest car insurance company in Fort Mitchell for teen drivers is USAA

Average car insurance rates in Fort Mitchell, Alabama are $326 a month. But with a little research you can get a great deal from the top car insurance companies in Fort Mitchell, AL. Before you buy Fort Mitchell, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Fort Mitchell car insurance rates with Huntsville car insurance rates, Montgomery car insurance rates, or Hoover car insurance rates to make sure you’re getting the best Fort Mitchell, AL car insurance quotes available.

Need affordable Fort Mitchell, AL car insurance? Enter your ZIP code to compare Fort Mitchell car insurance quotes from multiple car insurance companies near you.

Fort Mitchell, AL Minimum Car Insurance Coverage

Fort Mitchell, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Fort Mitchell, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Fort Mitchell, AL Car Insurance Rates by Coverage Level

Some Fort Mitchell drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Fort Mitchell, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Fort Mitchell, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $4,352 $4,524 $4,852
GEICO $2,660 $2,872 $3,121
Liberty Mutual $5,269 $5,483 $5,771
Nationwide $2,658 $2,662 $2,728
Progressive $4,371 $4,864 $5,427
State Farm $5,075 $5,376 $5,694
Travelers $3,688 $3,972 $4,022
USAA $2,213 $2,286 $2,398

Fort Mitchell, AL Car Insurance Rates by Age, Gender, and Marital Status

Fort Mitchell, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Fort Mitchell, AL car insurance, get quotes from multiple car insurance companies in the Fort Mitchell area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fort Mitchell, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,676 $2,663 $2,397 $2,532 $9,908 $10,210 $3,041 $3,183
GEICO $2,073 $2,052 $1,961 $2,022 $5,430 $5,312 $2,193 $2,032
Liberty Mutual $3,198 $3,454 $2,614 $2,924 $11,751 $13,069 $3,412 $3,639
Nationwide $1,757 $1,780 $1,600 $1,658 $4,596 $5,937 $1,950 $2,183
Progressive $2,656 $2,493 $2,182 $2,323 $10,875 $12,151 $3,109 $3,311
State Farm $3,292 $3,292 $2,982 $2,982 $9,985 $12,522 $3,721 $4,277
Travelers $1,572 $1,597 $1,471 $1,468 $8,465 $13,383 $1,486 $1,709
USAA $1,421 $1,442 $1,330 $1,305 $4,284 $4,750 $1,856 $2,005

Fort Mitchell, AL Car Insurance Rates for Teens

How much is Fort Mitchell, Alabama car insurance for teens? Compare rates from top Fort Mitchell car insurance companies below to help find the cheapest teen car insurance in Fort Mitchell, AL.

Annual Car Insurance Rates for Teen Drivers in Fort Mitchell, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $9,908 $10,210
GEICO $5,430 $5,312
Liberty Mutual $11,751 $13,069
Nationwide $4,596 $5,937
Progressive $10,875 $12,151
State Farm $9,985 $12,522
Travelers $8,465 $13,383
USAA $4,284 $4,750

Fort Mitchell, AL Car Insurance Rates for Seniors

Before seniors buy Fort Mitchell, Alabama car insurance, they should make sure to shop around. Some Fort Mitchell, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Fort Mitchell, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $2,397 $2,532
GEICO $1,961 $2,022
Liberty Mutual $2,614 $2,924
Nationwide $1,600 $1,658
Progressive $2,182 $2,323
State Farm $2,982 $2,982
Travelers $1,471 $1,468
USAA $1,330 $1,305

Fort Mitchell, AL Car Insurance Rates by Credit History

How does your credit history affect Fort Mitchell, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Fort Mitchell, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $5,138 $4,409 $4,182
GEICO $3,669 $2,617 $2,367
Liberty Mutual $7,887 $4,839 $3,797
Nationwide $3,234 $2,526 $2,287
Progressive $5,516 $4,729 $4,417
State Farm $8,730 $4,416 $2,999
Travelers $4,246 $3,682 $3,753
USAA $3,083 $2,014 $1,800

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Fort Mitchell, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Fort Mitchell, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Fort Mitchell.

Annual Fort Mitchell, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,858 $4,969 $4,847 $4,630
GEICO $1,949 $3,134 $3,853 $2,602
Liberty Mutual $4,317 $6,016 $5,880 $5,817
Nationwide $2,345 $2,345 $3,420 $2,620
Progressive $4,408 $5,544 $4,757 $4,840
State Farm $4,856 $6,024 $5,323 $5,323
Travelers $3,244 $3,404 $4,976 $3,951
USAA $1,767 $2,220 $3,298 $1,911

Fort Mitchell, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Fort Mitchell, AL car insurance rates. Compare rates below to see which Fort Mitchell car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Fort Mitchell, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,610
Farmers $4,847
GEICO $3,853
Liberty Mutual $5,880
Nationwide $3,420
Progressive $4,757
State Farm $5,323
Travelers $4,976
USAA $3,298

Fort Mitchell, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Fort Mitchell, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Fort Mitchell companies based on commute time.

Annual Car Insurance Rates by Commute Length in Fort Mitchell, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,052 $3,052
Farmers $4,576 $4,576
GEICO $2,831 $2,937
Liberty Mutual $5,508 $5,508
Nationwide $2,682 $2,682
Progressive $4,887 $4,887
State Farm $5,249 $5,514
Travelers $3,894 $3,894
USAA $2,194 $2,404

Fort Mitchell, AL Cheapest Car Insurance Rates

How do the top Fort Mitchell, Alabama car insurance companies’ average rates stack up against the Fort Mitchell average monthly car insurance rates of $326? Take a look and see.

Best Annual Car Insurance Rates by Company in Fort Mitchell, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Fort Mitchell, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Fort Mitchell, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Fort Mitchell, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $4,576
GEICO $2,884
Liberty Mutual $5,508
Nationwide $2,682
Progressive $4,887
State Farm $5,382
Travelers $3,894
USAA $2,299

Fort Mitchell, AL Car Insurance Quotes

Compare Fort Mitchell, AL car insurance quotes from multiple companies by entering your ZIP code now.