Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Fountain Hills, AZ are $337/month
  • The cheapest car insurance company in Fountain Hills for teen drivers is GEICO
  • The cheapest car insurance company in Fountain Hills after a DUI is GEICO

Average car insurance rates in Fountain Hills, Arizona are $337 a month. But with a little research you can get a great deal from the top car insurance companies in Fountain Hills, AZ. Before you buy Fountain Hills, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Fountain Hills car insurance rates with Chandler car insurance rates, Surprise car insurance rates, or Phoenix car insurance rates to make sure you’re getting the best Fountain Hills, AZ car insurance quotes available.

Need affordable Fountain Hills, AZ car insurance? Enter your ZIP code to compare Fountain Hills car insurance quotes from multiple car insurance companies near you.

Fountain Hills, AZ Minimum Car Insurance Coverage

Fountain Hills, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Fountain Hills, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Fountain Hills, AZ Car Insurance Rates by Coverage Level

Some Fountain Hills drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Fountain Hills, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Fountain Hills, Arizona

Insurance Company Low Medium High
Allstate $5,189 $5,560 $5,837
American Family $4,029 $4,336 $4,239
Farmers $4,511 $5,307 $5,932
GEICO $1,758 $2,142 $2,427
Nationwide $3,570 $3,789 $3,874
Progressive $3,129 $3,640 $3,943
State Farm $4,507 $5,125 $5,454
Travelers $2,862 $3,251 $3,487
USAA $3,400 $3,767 $3,966

Fountain Hills, AZ Car Insurance Rates by Age, Gender, and Marital Status

Fountain Hills, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Fountain Hills, AZ car insurance, get quotes from multiple car insurance companies in the Fountain Hills area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fountain Hills, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,919 $3,919 $3,811 $3,811 $8,538 $11,068 $4,388 $4,774
American Family $2,764 $2,764 $2,538 $2,538 $7,365 $9,643 $2,764 $3,235
Farmers $2,811 $2,794 $2,498 $2,665 $12,182 $12,593 $3,180 $3,277
GEICO $1,443 $1,605 $1,227 $1,565 $4,112 $4,315 $1,317 $1,289
Nationwide $2,500 $2,540 $2,236 $2,364 $6,274 $8,018 $2,896 $3,127
Progressive $1,970 $1,719 $1,773 $1,685 $8,151 $9,065 $2,112 $2,088
State Farm $3,021 $3,021 $2,667 $2,667 $9,527 $11,953 $3,253 $4,121
Travelers $1,997 $2,099 $1,859 $1,974 $5,905 $7,432 $2,113 $2,220
USAA $1,990 $1,991 $1,857 $1,873 $7,710 $8,810 $2,638 $2,819

Fountain Hills, AZ Car Insurance Rates for Teens

How much is Fountain Hills, Arizona car insurance for teens? Compare rates from top Fountain Hills car insurance companies below to help find the cheapest teen car insurance in Fountain Hills, AZ.

Annual Car Insurance Rates for Teen Drivers in Fountain Hills, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,538 $11,068
American Family $7,365 $9,643
Farmers $12,182 $12,593
GEICO $4,112 $4,315
Nationwide $6,274 $8,018
Progressive $8,151 $9,065
State Farm $9,527 $11,953
Travelers $5,905 $7,432
USAA $7,710 $8,810

Fountain Hills, AZ Car Insurance Rates for Seniors

Before seniors buy Fountain Hills, Arizona car insurance, they should make sure to shop around. Some Fountain Hills, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Fountain Hills, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,811 $3,811
American Family $2,538 $2,538
Farmers $2,498 $2,665
GEICO $1,227 $1,565
Nationwide $2,236 $2,364
Progressive $1,773 $1,685
State Farm $2,667 $2,667
Travelers $1,859 $1,974
USAA $1,857 $1,873

Fountain Hills, AZ Car Insurance Rates by Credit History

How does your credit history affect Fountain Hills, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Fountain Hills, Arizona

Insurance Company Poor Fair Good
Allstate $7,080 $5,031 $4,476
American Family $5,280 $3,934 $3,390
Farmers $5,974 $5,012 $4,764
GEICO $2,895 $1,902 $1,531
Nationwide $4,503 $3,591 $3,140
Progressive $3,977 $3,480 $3,255
State Farm $9,252 $3,586 $2,249
Travelers $3,887 $3,179 $2,534
USAA $4,873 $3,415 $2,846

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Fountain Hills, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Fountain Hills, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Fountain Hills.

Annual Fountain Hills, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,423 $5,606 $6,356 $5,730
American Family $2,973 $4,626 $5,751 $3,455
Farmers $4,428 $5,728 $5,589 $5,254
GEICO $1,634 $2,215 $2,954 $1,634
Nationwide $3,170 $3,333 $4,931 $3,545
Progressive $3,151 $4,151 $3,324 $3,657
State Farm $4,564 $5,493 $5,029 $5,029
Travelers $2,559 $3,341 $3,712 $3,189
USAA $2,692 $3,875 $5,106 $3,172

Fountain Hills, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Fountain Hills, AZ car insurance rates. Compare rates below to see which Fountain Hills car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Fountain Hills, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,356
American Family $5,751
Farmers $5,589
GEICO $2,954
Nationwide $4,931
Progressive $3,324
State Farm $5,029
Travelers $3,712
USAA $5,106

Fountain Hills, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Fountain Hills, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Fountain Hills companies based on commute time.

Annual Car Insurance Rates by Commute Length in Fountain Hills, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,529 $5,529
American Family $4,161 $4,241
Farmers $5,250 $5,250
GEICO $2,074 $2,145
Nationwide $3,745 $3,745
Progressive $3,571 $3,571
State Farm $4,901 $5,156
Travelers $3,200 $3,200
USAA $3,671 $3,751

Fountain Hills, AZ Cheapest Car Insurance Rates

How do the top Fountain Hills, Arizona car insurance companies’ average rates stack up against the Fountain Hills average monthly car insurance rates of $337? Take a look and see.

Best Annual Car Insurance Rates by Company in Fountain Hills, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Fountain Hills, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Fountain Hills, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Fountain Hills, Arizona

Insurance Company Average Annual Rates
Allstate $5,529
American Family $4,201
Farmers $5,250
GEICO $2,109
Nationwide $3,745
Progressive $3,571
State Farm $5,029
Travelers $3,200
USAA $3,711

Other Factors Affecting Fountain Hills, AZ Car Insurance Rates

Before you buy Fountain Hills, Arizona car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Fountain Hills, AZ Commute Time

How does your Fountain Hills, AZ commute time compare with the average driver? In Fountain Hills, the average commute is 25.9 minutes.

Fountain Hills, AZ Car Insurance Quotes

Compare Fountain Hills, AZ car insurance quotes from multiple companies by entering your ZIP code now.