Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Fultondale, AL are $342/month
  • The cheapest car insurance company in Fultondale for teen drivers is USAA
  • The annual number of car thefts in Fultondale is 24.

Average car insurance rates in Fultondale, Alabama are $342 a month. But with a little research you can get a great deal from the top car insurance companies in Fultondale, AL. Before you buy Fultondale, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Fultondale car insurance rates with Dothan car insurance rates, Birmingham car insurance rates, or Decatur car insurance rates to make sure you’re getting the best Fultondale, AL car insurance quotes available.

Need affordable Fultondale, AL car insurance? Enter your ZIP code to compare Fultondale car insurance quotes from multiple car insurance companies near you.

Fultondale, AL Minimum Car Insurance Coverage

Fultondale, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Fultondale, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Fultondale, AL Car Insurance Rates by Coverage Level

Some Fultondale drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Fultondale, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Fultondale, Alabama

Insurance Company Low Medium High
Allstate $3,378 $3,510 $3,666
Farmers $4,354 $4,560 $4,952
GEICO $3,005 $3,236 $3,504
Liberty Mutual $5,371 $5,594 $5,892
Nationwide $2,858 $2,838 $2,897
Progressive $4,590 $5,055 $5,595
State Farm $5,487 $5,802 $6,132
Travelers $3,746 $4,013 $4,046
USAA $2,147 $2,213 $2,312

Fultondale, AL Car Insurance Rates by Age, Gender, and Marital Status

Fultondale, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Fultondale, AL car insurance, get quotes from multiple car insurance companies in the Fultondale area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fultondale, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,098 $1,992 $1,911 $1,945 $7,478 $8,032 $2,322 $2,365
Farmers $2,616 $2,592 $2,335 $2,486 $10,303 $10,593 $2,972 $3,078
GEICO $2,292 $2,292 $2,178 $2,261 $6,182 $6,096 $2,423 $2,261
Liberty Mutual $3,231 $3,487 $2,640 $2,952 $12,094 $13,445 $3,441 $3,663
Nationwide $1,850 $1,872 $1,686 $1,743 $4,989 $6,415 $2,059 $2,302
Progressive $2,717 $2,541 $2,231 $2,383 $11,425 $12,744 $3,189 $3,409
State Farm $3,485 $3,485 $3,174 $3,174 $10,945 $13,662 $3,947 $4,583
Travelers $1,571 $1,593 $1,482 $1,474 $8,624 $13,558 $1,486 $1,690
USAA $1,377 $1,394 $1,284 $1,254 $4,153 $4,601 $1,796 $1,934

Fultondale, AL Car Insurance Rates for Teens

How much is Fultondale, Alabama car insurance for teens? Compare rates from top Fultondale car insurance companies below to help find the cheapest teen car insurance in Fultondale, AL.

Annual Car Insurance Rates for Teen Drivers in Fultondale, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,478 $8,032
Farmers $10,303 $10,593
GEICO $6,182 $6,096
Liberty Mutual $12,094 $13,445
Nationwide $4,989 $6,415
Progressive $11,425 $12,744
State Farm $10,945 $13,662
Travelers $8,624 $13,558
USAA $4,153 $4,601

Fultondale, AL Car Insurance Rates for Seniors

Before seniors buy Fultondale, Alabama car insurance, they should make sure to shop around. Some Fultondale, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Fultondale, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,911 $1,945
Farmers $2,335 $2,486
GEICO $2,178 $2,261
Liberty Mutual $2,640 $2,952
Nationwide $1,686 $1,743
Progressive $2,231 $2,383
State Farm $3,174 $3,174
Travelers $1,482 $1,474
USAA $1,284 $1,254

Fultondale, AL Car Insurance Rates by Credit History

How does your credit history affect Fultondale, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Fultondale, Alabama

Insurance Company Poor Fair Good
Allstate $4,338 $3,419 $2,797
Farmers $5,175 $4,463 $4,228
GEICO $4,135 $2,945 $2,664
Liberty Mutual $8,039 $4,942 $3,876
Nationwide $3,458 $2,696 $2,438
Progressive $5,717 $4,919 $4,603
State Farm $9,426 $4,764 $3,232
Travelers $4,287 $3,723 $3,795
USAA $2,991 $1,945 $1,736

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Fultondale, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Fultondale, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Fultondale.

Annual Fultondale, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,975 $3,517 $4,202 $3,377
Farmers $3,884 $5,038 $4,914 $4,652
GEICO $2,174 $3,528 $4,396 $2,894
Liberty Mutual $4,401 $6,146 $5,994 $5,936
Nationwide $2,505 $2,505 $3,650 $2,797
Progressive $4,586 $5,786 $4,919 $5,027
State Farm $5,215 $6,531 $5,741 $5,741
Travelers $3,273 $3,433 $5,048 $3,985
USAA $1,709 $2,149 $3,191 $1,848

Fultondale, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Fultondale, AL car insurance rates. Compare rates below to see which Fultondale car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Fultondale, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,202
Farmers $4,914
GEICO $4,396
Liberty Mutual $5,994
Nationwide $3,650
Progressive $4,919
State Farm $5,741
Travelers $5,048
USAA $3,191

Fultondale, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Fultondale, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Fultondale companies based on commute time.

Annual Car Insurance Rates by Commute Length in Fultondale, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,518 $3,518
Farmers $4,622 $4,622
GEICO $3,191 $3,305
Liberty Mutual $5,619 $5,619
Nationwide $2,864 $2,864
Progressive $5,080 $5,080
State Farm $5,667 $5,947
Travelers $3,935 $3,935
USAA $2,122 $2,326

Fultondale, AL Cheapest Car Insurance Rates

How do the top Fultondale, Alabama car insurance companies’ average rates stack up against the Fultondale average monthly car insurance rates of $342? Take a look and see.

Best Annual Car Insurance Rates by Company in Fultondale, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Fultondale, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Fultondale, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Fultondale, Alabama

Insurance Company Average Annual Rates
Allstate $3,518
Farmers $4,622
GEICO $3,248
Liberty Mutual $5,619
Nationwide $2,864
Progressive $5,080
State Farm $5,807
Travelers $3,935
USAA $2,224

Other Factors Affecting Fultondale, AL Car Insurance Rates

Before you buy Fultondale, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Fultondale, AL Car Theft Rates

The car theft rate in Fultondale, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Fultondale, Alabama is 24 stolen cars.

Fultondale, AL Commute Time

How does your Fultondale, AL commute time compare with the average driver? In Fultondale, the average commute is 23.7 minutes.

Fultondale, AL Car Insurance Quotes

Compare Fultondale, AL car insurance quotes from multiple companies by entering your ZIP code now.