Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Gallant for teen drivers is USAA
  • The cheapest car insurance company in Gallant after a DUI is USAA
  • Average car insurance rates in Gallant, AL are $312/month

Average car insurance rates in Gallant, Alabama are $312 a month. But with a little research you can get a great deal from the top car insurance companies in Gallant, AL. Before you buy Gallant, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Gallant car insurance rates with Birmingham car insurance rates, Auburn car insurance rates, or Huntsville car insurance rates to make sure you’re getting the best Gallant, AL car insurance quotes available.

Need affordable Gallant, AL car insurance? Enter your ZIP code to compare Gallant car insurance quotes from multiple car insurance companies near you.

Gallant, AL Minimum Car Insurance Coverage

Gallant, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Gallant, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Gallant, AL Car Insurance Rates by Coverage Level

Some Gallant drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Gallant, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Gallant, Alabama

Insurance Company Low Medium High
Allstate $3,202 $3,312 $3,439
Farmers $4,156 $4,365 $4,767
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,908 $5,132 $5,435
Nationwide $2,580 $2,587 $2,654
Progressive $3,998 $4,456 $4,993
State Farm $4,930 $5,231 $5,550
Travelers $3,579 $3,820 $3,838
USAA $1,983 $2,048 $2,148

Gallant, AL Car Insurance Rates by Age, Gender, and Marital Status

Gallant, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Gallant, AL car insurance, get quotes from multiple car insurance companies in the Gallant area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gallant, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,007 $1,913 $1,814 $1,849 $6,949 $7,453 $2,251 $2,304
Farmers $2,509 $2,491 $2,240 $2,388 $9,874 $10,156 $2,841 $2,936
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,996 $3,237 $2,461 $2,752 $11,008 $12,239 $3,185 $3,387
Nationwide $1,700 $1,719 $1,553 $1,604 $4,504 $5,782 $1,888 $2,106
Progressive $2,431 $2,277 $1,988 $2,132 $10,006 $11,168 $2,838 $3,018
State Farm $3,155 $3,155 $2,876 $2,876 $9,838 $12,300 $3,571 $4,125
Travelers $1,533 $1,558 $1,436 $1,431 $8,136 $12,744 $1,454 $1,675
USAA $1,278 $1,295 $1,196 $1,170 $3,833 $4,246 $1,665 $1,794

Gallant, AL Car Insurance Rates for Teens

How much is Gallant, Alabama car insurance for teens? Compare rates from top Gallant car insurance companies below to help find the cheapest teen car insurance in Gallant, AL.

Annual Car Insurance Rates for Teen Drivers in Gallant, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,949 $7,453
Farmers $9,874 $10,156
GEICO $4,963 $4,863
Liberty Mutual $11,008 $12,239
Nationwide $4,504 $5,782
Progressive $10,006 $11,168
State Farm $9,838 $12,300
Travelers $8,136 $12,744
USAA $3,833 $4,246

Gallant, AL Car Insurance Rates for Seniors

Before seniors buy Gallant, Alabama car insurance, they should make sure to shop around. Some Gallant, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Gallant, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,814 $1,849
Farmers $2,240 $2,388
GEICO $1,810 $1,872
Liberty Mutual $2,461 $2,752
Nationwide $1,553 $1,604
Progressive $1,988 $2,132
State Farm $2,876 $2,876
Travelers $1,436 $1,431
USAA $1,196 $1,170

Gallant, AL Car Insurance Rates by Credit History

How does your credit history affect Gallant, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Gallant, Alabama

Insurance Company Poor Fair Good
Allstate $4,098 $3,219 $2,635
Farmers $4,963 $4,275 $4,050
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,384 $4,533 $3,558
Nationwide $3,140 $2,456 $2,224
Progressive $5,057 $4,338 $4,052
State Farm $8,493 $4,298 $2,920
Travelers $4,086 $3,542 $3,609
USAA $2,762 $1,804 $1,612

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Gallant, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Gallant, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Gallant.

Annual Gallant, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,821 $3,323 $3,939 $3,186
Farmers $3,726 $4,828 $4,711 $4,452
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $4,044 $5,635 $5,504 $5,450
Nationwide $2,285 $2,285 $3,312 $2,547
Progressive $4,048 $5,092 $4,346 $4,442
State Farm $4,707 $5,885 $5,178 $5,178
Travelers $3,119 $3,274 $4,789 $3,802
USAA $1,585 $1,991 $2,949 $1,714

Gallant, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Gallant, AL car insurance rates. Compare rates below to see which Gallant car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Gallant, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,939
Farmers $4,711
GEICO $3,548
Liberty Mutual $5,504
Nationwide $3,312
Progressive $4,346
State Farm $5,178
Travelers $4,789
USAA $2,949

Gallant, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Gallant, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Gallant companies based on commute time.

Annual Car Insurance Rates by Commute Length in Gallant, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,317 $3,317
Farmers $4,429 $4,429
GEICO $2,591 $2,683
Liberty Mutual $5,158 $5,158
Nationwide $2,607 $2,607
Progressive $4,482 $4,482
State Farm $5,109 $5,365
Travelers $3,746 $3,746
USAA $1,966 $2,154

Gallant, AL Cheapest Car Insurance Rates

How do the top Gallant, Alabama car insurance companies’ average rates stack up against the Gallant average monthly car insurance rates of $312? Take a look and see.

Best Annual Car Insurance Rates by Company in Gallant, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Gallant, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Gallant, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Gallant, Alabama

Insurance Company Average Annual Rates
Allstate $3,317
Farmers $4,429
GEICO $2,637
Liberty Mutual $5,158
Nationwide $2,607
Progressive $4,482
State Farm $5,237
Travelers $3,746
USAA $2,060

Other Factors Affecting Gallant, AL Car Insurance Rates

Before you buy Gallant, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Gallant, AL Commute Time

How does your Gallant, AL commute time compare with the average driver? In Gallant, the average commute is 27.5 minutes.

Gallant, AL Car Insurance Quotes

Compare Gallant, AL car insurance quotes from multiple companies by entering your ZIP code now.